BEWARE! THIS PROGRAM IS PAYING SELECTIVELY! PLEASE DO NOT INVEST!

Hi everybody! It seems that the general trend in the HYIP industry seems to swing back and forth between short and long term programs every couple of months and at the moment things seem to be moving very much in the favor of short term programs once again. Some may even wish to take that as an indicator that the crisis that gripped the industry for so many months is starting to ease up, and to an extent I think that’s true but these things do change naturally from time to time anyway.

So for the second update of the day as well as all the regular news stories I also want to take a look at BrilliantsInvestment, which is a new short term program that launched only yesterday. They have a good variety of plans – six in total actually – and while some are clearly a very high risk they are mostly affordable. All six pay on expiry.

Of the six investment plans that BrilliantsInvestment has to offer there are no fewer than 36 (!) variations contained within. It may be difficult to hold your attention for all of them so I’ll try to be brief, but if you join you’ll see a more comprehensive list in your member’s area anyway.

The first of the six plans lasts for just 1 day. You can join for just $10 and will earn 107% interest on amounts up to $1000, principal included. I guess that includes most readers here but if you are prepared to spend a bit more then the following rates are applicable:
$1,001 to $3,000 earns 108%, $3,001 to $6,000 earns 109%, $6,001 to $8,000 earns 110%, $8,001 to $10,000 earns 111%, $10,001 to $15,000 earns 115%, $15,001 to $20,000 earns 120%, and finally $20,001 to $200,000 earns 122%.

BrilliantsInvestment‘s second plan runs for 3 days and also costs a $10 minimum to join. Payments are made on expiry and include your principal. Deposits from the minimum $10 up to $1000 will earn 122%. Larger deposits are offered the following rates:
$1,001 to $3,000 earns 124%, $3,001 to $6,000 earns 127%, $6,001 to $8,000 earns 130%, $8,001 to $10,000 earns 135%, $10,001 to $15,000 earns 145%, $15,001 to $20,000 earns 160%, and amounts from $20,001 to $200,000 are offered 170%.

The third plan runs for 7 days and also makes interest payouts on expiry. The minimum deposit remains at $10 and you can earn 150% interest on amounts between that and $1,000. Other offers include:
155% on $1,001 to $3,000, 160% on $3,001 to $6,000, 170% on $6,001 to $8,000, 200% on $8,001 to $10,000, 225% on $10,001 to $15,000, and then 250% on $15,001 to $200,000.

BrilliantsInvestment‘s next plan runs for 10 days and from this point on things get decidedly more high risk. Although the minimum investment remains at just $10 so financially speaking it doesn’t require all that much of a commitment. Payouts are made on expiry and will be 175% for amounts from the minimum up to $1000. Larger deposits are offered the following:
182% for $1,001 to $3,000, 190% for $3,001 to $7,000, 270% for $7,001 to $10,000, and 320% for $10,001 to $200,000.

Your next option runs for 15 days and makes payments of 220% interest on expiry for deposits between a $10 minimum up to $1,000. Larger deposits are offered the following payments:
240% for $1,001 to $6,000, 400% for $6,001 to $9,000, 480% for $9,001 to $14,000, and 515% for $14,001 to $200,000.

There is one slight change in BrilliantsInvestment‘s sixth and final plan. The minimum investment takes a huge hike to $150, but other than that it works kinda similar to the others. The term runs for 30 days and offers payments on expiry that include your principal. Deposits between the minimum and $300 are offered an unfeasible 1000% interest which sounds great but unfortunately is going to cost you a hell of a lot more than the previous ten buck minimum just to find out if it’s true. Other offers in this plan include 1050% on deposits from $300 to $1,000, and 1122% for deposits between $1,001 and $200,000.

To be perfectly honest, and I don’t think I’m telling you something you didn’t already know here, some of those latter plans are going to be difficult to meet if not nigh on impossible to sustain. So don’t be dazzled by big numbers and don’t get greedy. Keep it within limits that you honestly believe are achievable. But if either the temptation or the curiosity of those massive payouts proves too much for you and you just have to try them then allow me to suggest that you at least divide your deposit between the plans, and obviously deposit less and less as the terms get longer and longer.

LibertyReserve and PerfectMoney are the only two payment processors accepted by BrilliantsInvestment, so keeping in mind that you won’t see a penny in refunds should the program collapse before you get paid, proceed accordingly. That said, the admin has definitely improved the situation with the introduction of instant payouts, so there won’t be any waiting involved after you make your request.

BrilliantsInvestment is running off a licensed GoldCoders script and is hosted on a dedicated server with BlackLotus protection and with SSL-encryption of the accounts. Any further questions or support related issues can be put to the admin by filling out the form you’ll find on the contacts page and submitting it. You’re unlikely to encounter anything all that mystifying however, the BrilliantsInvestment website is quite spartan in appearance and like a short term HYI program should be is quite uncomplicated.

The admin has taken the almost unprecedented step of linking to another almost identical short term HYIP website whom he describes as a “partner”. I’m not going to mention the name hare as they are not monitored by MNO. I would have to question the wisdom of such a move because if (i.e when) there is inevitably a problem with one it’s going to cause untold problems for the other. Any claims the admin cares to make that he is not running both programs will fall on deaf ears, regardless of if they are true or not.

Other than a text copy/pasted from wikipedia relating to diamonds (and its relevance here is unexplained) there is no real background information on the program though with returns like those described above I think it’s fair to say that BrilliantsInvestment is a regular HYIP related game. I would suggest therefore that you disregard their claim that your money is “98.4%” guaranteed. Guaranteed for the admin maybe, but not for you. But as short term games go it’s certainly no worse than a lot of the others competing for your hard earned dollars at the moment, least of all the alleged “partner” HYIP that I mentioned. Do keep in mind however that these things don’t last forever so if it’s an opportunity you like then either make a move on it soon or else wait for something else.

DAILY NEWS FROM THE INDUSTRY.

I hope nobody was surprised today when coming to the UniteTrade website and seeing the message informing about the maintenance due to important security upgrades that have to be done to make site’s performance faster and more convenient for the members. The Alexa rating of the program is still very high and I can see that dozens of new members join UniteTrade on a daily basis. It all creates a real challenge to the site’s capacity and make it necessary to upgrade the site about which currently we can see the announcement left by the admin:
“SCHEDULED UPGRADE AND MAINTENANCE
UniteTrade website is undergoing a scheduled maintenance right now (20th October 16:00 GMT to 21st October 04:00 GMT).
The estimated time for the security upgrades is almost 12 hours.
We will be back online at around GMT 04:00 hours, on the 21st of October.
We are moving our domain to a new and improved server, which will provide you with the best level of protection, security, speed, and experience.
Your patience is highly expected during this time.”

You might remember that the site of UniteTrade was offline for a few hours yesterday as well but then the upgrade process took a wrong turn so it was decided by the admin Andy (interviewed here) to postpone it until a time when they have the proper tools to completely fulfill what was planned last week. The first newsletter that was sent to all the UniteTrade members today and expected this work to be finished in a matter of hours:
“Hello UT Members,
UniteTrade will be offline for maintenance work, for the next 3 hours. This maintenance, which will include various important security upgrades, will give you a much better experience. Please visit us back in 3 hours.
Regards, Andy. UniteTrade.”
Although later it was announced that the process would take longer than anticipated and so it will not be available at least until 4 AM tomorrow when the site is going to be back to full power with increased security and speed. In the latest update Andy also stressed that his program is not about to scam and that such measures are being done to ensure the safe and stable running of UniteTrade for a long time. I’m sure that he has the best intentions in mind and I will be ready to report to you about the latest improvements tomorrow when UniteTrade (reviewed here) should be back online. Meanwhile, here is the latest newsletter from UniteTrade which was still offline for maintenance at the time of writing this:
“Hello UT Members,
This is an important notification regarding the server migration process. We have successfully begun migrating our domain to the new, improved, and more secure server, but this is not going to be an easy process, as some of you might think.
UniteTrade website will be unavailable for some hours, and the estimated downtime is approximately 12 hours. We are doing everything we can, to get the migration process completed as soon as possible. UniteTrade website is expected to get back online, at full strength, security, power, and speed, at around GMT 04:00 hours, on the 21st of October, 2010.
We highly expect the patience of every UniteTrade member during this time. We are not going anywhere, and we will be back online soon after the migration process is completed successfully. This migration process is one of the steps taken in order to ensure the security of the accounts of every UniteTrade member, and to ensure that UniteTrade lives forever. We are doing the best that we can do for our members. We are not doing this for ourselves, but these security measures are taken for the best experience and security for our members at UniteTrade.
We will let you know as soon as we complete the procedures.
Regards, Andy. UniteTrade.”

I have received the first instant payouts from DigitWallet today so I’m looking forward to reviewing them tomorrow. The program just started yesterday but was already spotted by many HYIP players and has over 250 accounts now. The admin spent a lot of time to bring the site online and money for advertising (you can see that the admin bought two banners on MNO as well). The investment plans are quite attractive (105%-115% after 1 day, 60%-70% for 2 days, 45%-55% for 3 days) but of course risky and you should be well aware of that. In addition, DigitWallet only accepts LibertyReserve and PerfectMoney (though offering instant payouts) and the admin of the program David already let everybody know that he was not going to accept AlertPay due to bad experiences with blocking some programs’ accounts in the past. Well, it might be well a reasonable decision which can save DigitWallet from possible issues in the future. Let’s hope that the good beginning will mark the start of something big that hopefully the program will become in the future. The review will be published on MNO tomorrow (stay tuned for that) and meanwhile you can get familiar with the program and its admin by checking out the first newsletter that was sent to all 250+ members of the program today:
“Hello all DigitWallet members and promoters,
my name is David and I am the administrator of the program. DigitWallet has been online for the first 24 hours and this is our Newsletter. I hope you find it interesting.
It has come that DigitWallet has already reached a quite big attention from the HYIP market participants. 230 members has successfully registered at our website and most of them already have at least one active deposit. First referral commissions and earnings for the early depositers were paid INSTANTLY.
I would like to mention that our first advertisement campaign has been started. You can find DigitWallet‘s banners on discussion forums, investment blogs and monitors. With that said I would like to ask you to take an action and promote DigitWallet as well. Our affiliate program pays 5% for every deposit done by members you refer to DigitWallet. You don’t have to be an active member with deposit to earn referral commission, for some this might be important. DigitWallet‘s affiliate program is definitely another extra way to earn some bucks.
Here you can find our promotional banners: www.digitwallet.com/?a=cust&page=banners
Now I would like to answer the question I received numerous times today. It’s about AlertPay e-currency. Many members asked me if DigitWallet accepts this processor. Well, it does not and will not accept. I have found that in most cases this processor causes problems to HYIPs so I better stay at the safe side. However, there are several exchangers offering the service to exchange your AlertPay into LibertyReserve / PerfectMoney. There are few ones with very good reputation and many successful orders, for example, xChanger.org
Please let me know if you have any questions how to exchange e-currency or how to create an account and fund it. I will be happy to help you out.
I am looking forward to communicate with you, DigitWallet members, on regular basis. Tomorrow I will send you our second report and discuss some important points that you might find useful and important when dealing with HYIP market in general.
Thank you for the attention, David. DigitWallet Team”.

Another program – MoneyPallas – that I’m going to review on MNO soon also sent its first newsletter last night. I quite liked the smart and sensible tone and I can feel an experienced admin behind this one who knows the industry quite well and promised to share his insights with the investors in his regular newsletters. Well, I believe it will be a good addition to the reasonable profits which the members of MoneyPallas can receive (110% after 5 days, 150% after 15 days, 200% after 25 days) provided it lasts long enough. I would suggest the admin add AlertPay to the list of currently accepted payment processors (LibertyReserve and PerfectMoney) as with the current abundance of the short-term programs it will be hard for him to compete with them. However, nothing is impossible in this industry and with the required determination wonders can happen (just have a look at UniteTrade which has been running with similar plans for over six months). So if you want to give MoneyPallas a chance or just consider it as an investment opportunity please read the first newsletter from the admin Alonso and decide for yourself:
“Hello, this is our first newsletter. I would like to say welcome, we hope your stay here bring success in your personal finance. We are just beginning the job to build a solid Hyip.
My name is Alonso, I am administrator of MoneyPallas. Let me talk about my style for writing each newsletter. I will always try to bring more than program news here. My idea for MoneyPallas newsletters is to bring some knowledge about Hyips as well. You will read my ideas about industry and hints for better investing. I think it will be very interesting either for beginners or experienced investors.
In the past hours MoneyPallas was listed in many sites, I will mention here only those I believe to be the most important. Hyipexplorer now has our program listed in their site, soon after their first payout our status must be updated, currently it’s Waiting, same thing other monitors show. Money-news-online added MoneyPallas to their monitoring, Paul told me he will be preparing a review about the program to post in his blog very soon. Gsmonitor is listing us as well.
I already arranged listing at Goldpoll, you will see MoneyPallas there soon. Adding to this you can discuss about the program in many forums, for example: Moneymakergroup, Talkgold, Dreamteammoney and MNO Forum. I expect members and promoters to use available media to talk about MoneyPallas, make suggestions, help us to improve and promote the program.
If you already made a deposit I want to say your money is now working, for the next 5, 15 or 25 days we will be managing your funds to generate the best results for you. If you are willing to make a deposit soon consider the stability our formula can provide, we are offering 3 plans with cycles between 5 and 25 days. MoneyPallas did not choose to make a program with weak plans that will be online for a few cycles then run away just because it’s easier like majority of other short-term Hyips online currently are doing.
We believe on a serious project with strong plans that can meet members’ expectations and deliver results for long time, strengthening their personal finance and HYIPs industry as a whole – because it’s very good for us as well. A durable program is good for everyone especially for you. Regardless your faith in HYIPs, MoneyPallas can generate profits for a fairly long time, I guarantee this is my intention as administrator. The opportunity to grow your cash consistently is right here.
Thank you very much for trying MoneyPallas.
Regards, Alonso. MoneyPallas”.

The admin of the smoothly running (for four months) FundsOMatic Randy (interviewed here) came out with another newsletter today. In this one he asked members to help him maintain the payouts done within the same 24-hour schedule. He can save a lot of time if you don’t request too many payouts but rather combine several smaller payouts into a larger single one. Also Randy asked reminds us how important it is to support the program by posting on forums and monitors and said that he would not be supporting emails that are using Boxbe services which requires replying in order to whitelist your email address. In addition to that news the new promotional materials are now available on the website which you can use to promote FundsOMatic paying 0.8%-1.8% for 200 days and 7%-14% for 26 weeks to its investors. Here is the latest news from FundsOMatic (reviewed here):
“Just a quick update to let everyone know I have made all pending payments as of this mail. I am currently running average of less then 24 hours on payments. To keep payments fast I ask the following easy things. First is most simple. If you have more then one active deposit you can request only 1 payment for them all. No need to request for each. This will speed up time. Same with referral commissions. This will save you money on processor fees especially with AlertPay.
If you have been paid which many have please share with others by posting in forums and voting. This is a benefit for many reason.
You can find a full list of forums here. http://www.funds-o-matic.com/forums.php and monitors while not all are listed here are what I consider to be some of the most reliable. http://www.funds-o-matic.com/rateus.php
BoxBe spam filters are getting to be a very time consuming task to send a reply then have to confirm I am a person. Effective immediately I will no longer take these extra steps. If you use boxbe and contact me make sure you add our mail to the white list. If mail continues to be rejected we will need to take additional actions.
New banners are coming for more advertising options. Here is a sample. http://www.funds-o-matic.com/banners/300×250.gif
Lets continue on this path to success as we continue on time every time payments.
RandyM”.

I don’t quite understand what the news published on the site of EzProfit (reviewed here) means but it looks like their Debit Cards were temporarily sold out and will be available again only by the end of November. I don’t know what games they are playing there as we know perfectly well that so far no HYIP that ever promised to provide debit cards has ever issued them successfully and have always ended up a scam with nobody ever receiving their cards or the money paid for them. So in this matter we can consider this update from EzProfit as encouraging as no one will be forced to buy their cards by the end of November at least. Here is the latest short news from EzProfit:
“Debit Card temporary sold out.
We have contact the bank and they said the Debit Card will be ready and available by end of November, next month.”

GainBucks (reviewed here) launched a new plan with very conservative returns of 6% for 20 days but which has a marked advantage over the other plans paying 1% for 500 days, 1.5% for 400 days and 2% for 300 days and especially over the fantastically unstable 6% for 365 with one single payout on expiry by bringing you to profits in just in 17 days. Please note that your principal will not be returned and is already included in the daily payouts so the real profit on this plan will be 20% after 20 calendar days. According to the news published on the GainBucks website this plan is launched as a promotion for the program and will not be available forever. I don’t think it’s a hype or some warning sign as the minimum to invest into this plan will be only $1 while the maximum is limited by $100. So this plan is highly recommended to those investors who don’t have too much funds to invest into GainBucks but at the same time want some fast profits to their LibertyReserve accounts (the only e-currency currently accepted by GainBucks). Here is the latest short update from the admin announcing the new plan:
“Promotion Plan Launched!
We offer a Promotion plan which pays 6% daily for 20 days. Total 120% return and you pure profit is 20%. This plan will be closed at anytime once we reached the investment limit.”

As promised EarnPlaza (reviewed here) is now offering bi-lingual phone support in English and Russian. The admin of the program Matt (interviewed here) doesn’t want to stop there and is promising to add Spanish and French phone support in the near future as well. I remind you that EarnPlaza offers three investment plans (110% after 5 days, 130% after 10 days, 160% after 15 days) where you can invest via AlertPay, LibertyReserve and PerfectMoney payment processors. Here is the latest news:
“Hello. As I promised yesterday Russian phone support has been added. From now English speaking members can call EarnPlaza staff by a +1 (646) 351132 and Russian speaking members by a +7 (495) 6486000270 phone numbers. Spanish and French phone supports will be added soon as well. All payments are processed as always and see you all very soon.
Best regards, Matt Powell
EarnPlaza Support”.

OilStructure keeps developing its site and adds more features on a regular basis. A new feature added today allows members to monitor the logging in history of their account and see where the logs were done from. I think it’s an important feature that will give the investors of OilStructure more control over their accounts and prevent hacking attempts by closely watching recent activity. I myself found it quite fascinating to go through the last few months of my login history and see how many countries I visited since the end of July. I might be even keep this history as a nostalgic souvenir for the future, lol.

In my opinion, OilStructure is simply a brilliant program which doesn’t intend to slow down or lose popularity and tries to give its investors what they really want – fast payouts and efficient support in different languages (it’s supporting 13 languages at the moment and always seems to be expanding and adding more). What more can I say? Perhaps the unique investment plan structure offered to the investors really works like magic beans – the gradually increasing daily rates of interest from 2% to 2.4% by the end of your investment term is very rewarding for the loyal members of the program. This is really unique in my opinion and you can read more about that in my detailed review of OilStructure published here. Let’s hope that the program continues its great job for a long time and puts many more investors in profit in the long run. Here is the latest news from OilStructure announcing the new logging feature described above:
“NEW SECTION IS NOW AVAILABLE. At the bottom of the page Account Summary you can see the section ‘Login History’. In this section you can check authorizations to your OilStructure account. In case of unauthorized access of third parties, you will be able to take necessary actions to protect your account.”

On the rising wave of the HYIP industry returning to normal the administration of Vodapex (reviewed here) renewed their domain registration and now their site won’t expire until 2014 (instead of the previous date of 2011). The renewal of the domain doesn’t cost much of course but such an intention indicates the seriousness of the program’s administration and the desire to become one of the most successful and long-running HYIPs online. Well, on MNO Vodapex already deserved some level of success by reaching the #5 place on my rating during the last 75 days of monitoring. By paying instantly 2.8% for 45-120 days to LibertyReserve, PerfectMoney and RoutePay and returning part of your principal back on expiry Vodapex already put the first investors into a good profit. So I hope that Vodapex will continue its good work for a long time and of course there is a possibility that they could actually run till 2014 (highly unlikely of course, but let’s keep the fingers crossed anyway, eh?). Here is the latest newsletter from Vodapex:
“Subject: The Domain Name Vodapex.Com Extended!
You will be glad to know that to protect the brand and name Vodapex, the domain name has been renewed and extended until 2014.
We also put in place mechanism to protect the registration data from domain jacking and spamming.
As we experience a steady and solid growth, these security measures became absolutely necessary to protect our investors funds. We foresee a future of positive growth.
Vodapex has the potential to become one of the biggest investment programs online and we will keep working, tirelessly, to achieve this.
Our investment plans are highly profitable and yet very sustainable. This is possible, thanks to the buffer (breathing space), integral to the plans, making them absolutely unique.
Have a wonderful days ahead.
Best Regards. Admin. Vodapex.”

Here is the list of the programs that paid me within the last 24 hours:
UniteTrade, OrderDollar, MegaEarn, FiboTradePro, OilStructure, TradersPower, FundsOMatic, EuroInvestOnline, LeadingROI, OnyxInvClub, YamaFinance, Vodapex, ReProFinance, PandaTrade, InternationalCommerce, FutureTrails, Flamanta, RedOrchidInvest, CherryShares, WorldPrivateFunds, Famega, 144CashAds, GainBucks, CurioHunters, GloTrade, YesInvestment, EzProfit, PawnShopFund, GrapeVineFunds, InnoClub, DigitWallet (the first instant payouts received), BrilliantsInvestment (the first instant payout received) and UnitForce (the first payment received).

You might be wondering if UnitForce is another program which I haven’t introduced to MNO readers yet. Well, it’s true and it’s been added only today to the Premium list. The thing I like about UnitForce is that you don’t need to create any account in order to invest in it. Just click on the “Invest Now” tab, choose your favorite plan (daily – paying 17% for 8 days, or on expiry – paying 145% after 8 days), choose the payment processor you would like to make your deposit with (AlertPay, LibertyReserve or PerfectMoney), fill in the desired amount to invest (the minimum is $5 for both plans) and enter your email address where the confirmation email will be sent after successful completion of your deposit, as well as all the investment details and your referral link which you can use to promote the program. That’s all you need to do except to watch your e-currency account for your profits to come daily (or after 8 days) to the same account you made your deposit with. UnitForce is hosted on a dedicated server by Koddos and only started a couple of days ago. So it can be considered a very new program and you have the best chance to profit from it if join earlier of course. Watch out for a more detailed review of UnitForce that is going to be published on MNO soon!

That’s it for today, guys. I’ll be back as usual tomorrow with the review of DigitWallet and more news from the industry. Have fun and good luck with your investments, guys! See you on MNO tomorrow!