08/06/2011. Interview with the admin of LucrativaFund

LucrativaFund has been moved to Problem status on MNO due to delayed payouts! Do not invest!

Hello everyone! A bit later than usual tonight but to be honest it’s been a remarkably slow day on the news front and I was in two minds about whether to post at all or not today. Thankfully Richard Brighton, known to many of you as the admin of the popular LucrativaFund website told me he was almost finished with the interview I sent him recently, so today’s update is given over to him.

Slow and steady, stable growth is one of many important factor for the success of any HYIP and judging by how Richard has carefully managed the program since it was first monitored by MNO almost a full month ago now that’s something I think he is well aware of. He’s surprised many in the industry, myself included, by the number of cycles LucrativaFund has completed now. Available plans include 110%-120% after 5 days, 120%-140% after 10 days, 7%-8% for 20 days, and 12%-14% for 10 days. However if you still want more information on LucrativaFund after you finish reading Richard’s own description of it below, then you can always refer back to my original review of the program published here.

“1. Hi Richard, please start by introducing yourself to the readers of MNO and telling us a bit first about your own role in LucrativaFund and then about your background in the HYIP industry. What kind of previous experience do you have in managing funds?

Hi Paul and MNO readers. First of all, I would like to thank MNO for this great opportunity. My name is Richard Brighton and I am Managing Director of LucrativaFund. I know the HYIP industry since 2005 and I was also an investor as many of you. I lost enough in HYIPs which were on the top earlier and earn rather enough. From time to time I was becoming smarter and learn a lot about this industry. In terms of my experience to fund managing, I was a chief of the financial department in Aareal Bank Group Copenhagen.

2. Can you also tell us a bit more about LucrativaFund itself? How long have you been in business? Are you running this alone or are there others involved with you? Why did you start the program to begin with?

Since 1998-2003 I worked as a financial analyst at an insurance company`s real estate department and since 2003-2005 in the global marketing department. During the work I have got a lot of experience and I found reliable partners and friends. Me and my partners put our money and raised the credit from a Bank to purchase real estate in several countries with the renting possibility. Now we lease out more than 15 flats and houses and get a good, stable profit. During this time we have accumulated our funds and we decided open an investment group, which is called LucrativaFund.

3. Please explain the investment plans to us in detail. What are the minimum and maximum amounts accepted into each plan? What rates of interest do you offer and how long do they run for?

Currently we have four plans and all are very affordable.

The first plan offer total return varying from 110% to 120% after the expiry of 5 calendar days. Minimum deposit to join this plan starts from $5, probably this investment plan will be closely watched by the short-term lovers. The maximum investment accepted for this plan goes up to $10,000.

The second of the ‘Paid at expiry’ plan offers a total return between 120% to 140% after 10 calendar days. Minimum is $7 and maximum is $20,000, principal is included.

The third plan offer daily returns: 7-8% daily for 20 days. The initial investment being included within the daily returns, the total return varies from 140% to 160%, depending upon your volume of investment. The minimum investment accepted to join this plan is only $10. The maximum investment goes up to $50,000.
Example: $100 investment in this plan, offers a daily return of $7 daily. With the principal included within the daily returns, the total return turns out to be $140, at the end of the term of 20 calendar days.

The fourth plan offer daily returns: 12-14% daily for 10 days. It is the same plan like short-term with a 120% -140% returns in total. The difference is only a daily returns and minimum deposit starts from $50 to maximum up to $25000.

4. Recently you introduced a special one-off high interest plan that has since expired. I want to ask you:

a) What was the reason for this and what was the response? And

b) Many experienced HYIP players get extremely suspicious when they see offers like that appearing out of nowhere, and usually think it’s a very clear sign that the program offering it is about to close. I know this because several readers wrote to me expressing this concern. How do you respond?

Some high profile investors requested for a higher yield plan and I complied with that. Being in this industry for so long I know what a high ROI plan means. If we had any intention of closing due to cash flow issues we would have already did it.

While everyday programs with similar plans like LucrativaFund were collapsing, including some big giants, LucrativaFund still survived the slow weekend due to sufficient back-up funds and proper management.

5. If a reader wants to join LucrativaFund then what payment processors are you using? What have been the most popular choices?

The most popular is Alert Pay and Liberty Reserve and less popular is GDP and PM.

6. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider? Do you have DDoS protection?

We use the most secure dedicated server with full DDoS protection and WebPipe filter powered by Dragonara. Every hour our system makes a full data backup. Application firewall works 24 hours online.

7. What about your script? Who is the provider? What do you think the benefits of this script are to both the admin and the investors? Are you using SSL encryption?

Our script is thoroughly familiar for all investors and easy to use. It is licensed GoldCoders custom script which is fully secured.

We are using Comodo SSL encryption 2048-bit, to be sure that the information our members enter on our website can not be stolen by a third party.

8. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions? I know you have Live Chat support available. Is it a 24 hour service? What would be the best time (GMT) to find a support operator there?

We have great customer support which available almost 20 hours every day. The best time is 10AM – 10PM GMT(+1).

Our operators speak English, Danish, Spanish, Italian and Russian.

9. I notice you also a telephone SMS notification service. What is that, how does it work, and how can members take advantage of it?

Yes, SMS notification service available only for VIP investors who invest more than $1000. They have additional features to get news and notices by SMS.

10. What have been the most common questions, problems, or other support related issues that you have had to deal with so far? Is there anything you would like to address here so that members can avoid having to contact you?

How to pay from Credit Card. We do not accept automatic credit card deposits due to security reasons. You should follow these steps: Log in to your AlertPay account from official AP website. Go to “Send money” page, put our AP account, mark that you going to pay by credit card and put in the payment details your investment plan and username. When you are done, you should contact us via live support or email us. We will charge your funds as soon as we can.

What is the transaction code. Transaction code is your second password to withdraw your earnings.

11. What other outside business and investment activities are LucrativaFund involved with? You have quite a lot of information on your website about this, so perhaps you can first give us just the highlights of this and then explain how (if) members can verify it.

We believe in investment diversification. When we are closely working with Ezilon and Mondion Real Estate companies, we have investments in Stock Markets too. So we reduce the risk of losing our money close to zero.

12. Tell us more about the general advertising and promotional strategies being used by LucrativaFund. In a very competitive market what are you doing to bring LucrativaFund to a wider investment audience?

LucrativaFund uses an incremental strategy. We have started with the most reliable and honest monitoring services like yourself! We like to be here for a long time, so we want to be steady in the promotions! We are already advertised in many forums and monitors and will be adding some new packages soon!

13. Are there any plans to develop LucrativaFund further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive with a growing number good new programs also emerging?

Well, the most important plan for LF is to stay here for all! We will have some additional features to our site such as other language versions. We will continue our promotional strategy to compete with other programs. I think all know that, in this world, consistency is the most important part of the business.”

That’s about it for today, guys. Except of course to say thanks to Richard and wish him the best of luck in running with LucrativaFund for as long as possible. Good luck also to any current and future members there. It’s certainly been a good first month for them so far, so let’s hope it continues. I’ll see you all again tomorrow with another review of a brand new addition to my monitoring site as well as all the main news stories from the programs covered there. See you all then!