BEWARE! SpringPoints has stopped paying! DO NOT INVEST!

Hi everybody! It looks like I’ve finally manage to clear the backlog of new programs added to the MNO monitoring list so hopefully I’ll have a quiet couple of days now over the weekend at least. I still have a couple of other things lined up of course, but today I want to look at what is the very first addition to a brand new category on my monitoring site – Exclusive Listing. I won’t go into details as to what it’s all about again because I’ve done it already and that would just be repeating myself, but you can see for yourself by visiting the monitor for more information if you want to. The program itself by the way is called SpringPoints and it’s a brand new HYIP only a few days old and offering medium to long term plans. So before we move on to the day’s news let’s take a close look at SpringPoints and see if you think there’s something suitable in there for you.

There’s four plans in total available from SpringPoints and while on the face of it they do seem to offer a good mix daily and weekly payments, I can’t say that they’re totally well balanced. One seems to negate the other as you’ll see in a moment, but they all seem to be at least profitable and, in HYIP terms, achievable for a certain length of time.

I’ll start with the daily payment plans and SpringPoints‘ first option is open to a minimum deposit of $20 and will take a maximum spend of $20,000. It runs for a term of 60 calendar days during which time you are offered a daily interest rebate of 2%. At the end of the plan’s life cycle SpringPoints will then return your principal. That means you can break even after 50 days and finish up with 220% of your original investment, or 120% net profit. Or to put it in simpler terms a $100 investment gets you $2 per day, allows you to recoup your principal after 50 days, accumulates to $120 in payments, and then returns your initial hundred.

The second daily payments plan is quite a bit more expensive and will set you back $250 for a minimum investment. That said, if you are a bit more of a serious player and are happy spending that kind of money on HYIPs anyway then this is a much better plan for you. The term runs for a much shorter term of 15 calendar days but SpringPoints are making a much higher interest payment of 6.5%. On completion of the term they then return your principal. So why is this option so much better than the last one? Well for a start at 6.5% interest per day plus your principal back you can make a clear profit of 97.5%. Now, I don’t know about you and I guess this is totally subjective but to me 97.5% profit for 15 days is a damn sight more attractive than 120% profit for 60. The catch of course is the high minimum required to join but like I said if that’s the kind of money you usually play with then this one’s probably a better option. Maximum spend is $20,000.

SpringPoints then offers a series of plans that make weekly interest payments. The first of these runs for 12 weeks and will cost you a $20 minimum to join. In return for that SpringPoints offer a weekly interest rebate of 8.5% before returning your principal at the end of the term. All inclusive that comes to a grand total of 202%, from which 102% is pure profit. Or to put it in monetary terms for a $100 investment SpringPoints will pay you $8.50 per week, coming to a total of $102 at the end of the cycle and then return your original hundred on top of that. Maximum spend remains at $20,000. Keep in mind before joining that the interest available from either of the daily plans adds up to a substantially bigger amount over the course of any seven day period than what you get here, so honestly it’s hard to see the point of this one.

The remaining weekly plan puts you in the same dilemma as the daily ones. It’s maybe not quite as profitable but it’s close, and it is a lot faster. It will cost you a $250 minimum to join so again it’s not for the fun players, but again if that’s what you normally would have spent anyway then take a look. The term runs for 4 weeks during which SpringPoints offer 14% interest per week and your principal returned on expiry. That comes to a total of 156% including your own principal, or 56% net profit. Now, you don’t have to be a mathematician to see the clear benefits of a 56% return in four weeks over a 102% return in twelve, though I guess that’s a moot point unless you can afford the $250 minimum to begin with. Maximum spend is still $20,000 by the way.

One excellent feature to SpringPoints is the choice of payment processors. All the popular ones are listed, and while I have some grave misgivings about the inclusion of AlertPay considering how fast they can turn against their members without warning they’re joined on the list by all the other major ones including GlobalDigitalPay, LibertyReserve, PerfectMoney, and I’m pleased to say SolidTrustPay. Your interest payments should appear automatically in your SpringPoints account once every 24 hours, however when it comes to actually withdrawing them it gets done manually. Log in to your members area, request the payment, and then you are asked to allow up to 48 hours for the admin to complete the transaction.

On the technical side of things SpringPoints is up to an acceptable average standard for the HYIP industry. They are running off a script under license from GoldCoders and hosted on a dedicated Staminus server with support and protection by Koddos, who have proved themselves quite a capable service provider. SSL encryption however does not feature here, despite being clearly stated that it does on the website. If you have ans questions for the admin then you can e-mail him directly at the address provided or else just fill in your details on the ticketing form on the support page and submit. SpringPoints also provide a telephone number and an office address in Belize where they claim to be incorporated as a company. There’s a certificate offered to back this claim up but considering it’s got the word “void” written all over it it’s unlikely to be genuine. Having said that, real incorporation certificates aren’t especially difficult to come by (I even have one myself) and are about as much use as a fake one anyway, so don’t read too much into that.

Despite the website itself being well designed and put together the texts themselves are not entirely original and can be found elsewhere on the web on sites older than SpringPoints, so I would suggest that you not treat it as anything other than an online HYIP with all the risks that go with it. As with all such high risk ventures make sure and stay comfortably inside a spending limit that’s affordable to yourself and try to spread your bets by keeping a diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

There’s been a couple of stories piling up over the last two days but I would like to start with the situation surrounding GlobalDigitalPay payment processor. As you might know, at the moment it’s literally impossible either to exchange funds in this payment system to other processors, nor withdraw them to your bank account. Now the exchanging page containing the list of the exchange service providers available for members of GDP has been removed. It’s clear to me that the administration of GlobalDigitalPay is working on a solution to make GDP operational again and will allow their clients to use the system as usual. I must say that the GDP support is still fully operational and I can get answers to my questions within 24 hours as usual. However, I didn’t manage to get any specific timeframe os to when GDP might be back to normal or exactly how they are planning to solve the exchange issue. However, the fact that the support is still responding is quite encouraging and I believe that they will eventually find some kind of the solution that will satisfy everyone. But meanwhile, you’re more than welcome to invest in HYIPs using your GlobalDigitalPay balances if you hate to see your money just lying there doing nothing. There is no reason for it to sit in your GDP account while you can’t withdraw it anyway, so why not play HYIPs meanwhile which could possibly multiply your money by the time the payment processor is back to normal? I can name you a few quality programs listed on MNO monitoring that still can accept your GDP money – just reviewed SpringPoints, ranked #1 on MNO GorgonProjectInvest (reviewed here), ranked #2 on MNO Opulentia (reviewed here) and a more recent addition to my monitoring SilverPinePartners (reviewed here).

The most recent program to accept GlobalDigitalPay is EarnGroups. After AlertPay’s malicious attack on them led to the dropping of that payment processor last week and replacing it with the more reasonable SolidTrustPay, who are not known for blocking HYIP accounts without any particular reason. Moreover, the admin of EarnGroups promised in the latest newsletter issued last night that the team was working hard on the implementation of instant payouts to all SolidTrustPay investors and that it should be finished within a week’s time. At this particular moment, only payouts to LibertyReserve from EarnGroups are processed instantly while those to STP and PM are processed within 24 hours. I guess that with the addition of GlobalDigitalPay payments to that system will be processed instantly as well, however I cannot say this for sure yet. Please note that for security reasons in order to change your payment processor account details or add your new STP and GDP accounts in EarnGroups it had to be approved manually by the admin for which you have to send a support ticket as specified on the website:
“In order to add or edit your payment processor account details, username, or email address, please send us a support ticket to support@earngroups.com, mentioning your username, secret question, secret answer, and the details you wish to change.”

Also I’m really glad to report that EarnGroups still pays everybody even a week after AlertPay left hundreds of investors stranded and deprived of their legitimate profits they would otherwise have received. Please note once again that the admin of EarnGroups Christian (he was interviewed on MNO here and here) had no other choice but to end all deposits via AlertPay after that scamming processor blocked his account with over $100K in it. While I can understand the frustration some members of EarnGroups express to me in their emails please understand that such a decision was needed to save the program from otherwise imminent collapse. Remember how many good paying programs AlertPay has already buried this year and ask yourselves why those who deposited via LR and PM should pay the price just because AlertPay blocked the account of a program that paid without any complaints? I totally support the admin of EarnGroups in that decision since the money did not just disappear and is still held by AlertPay. Members who invested via AP are welcome to file a dispute on the AP website. Though I can see that with recent events more and more people realized already how dangerous it can be for their finances to use them (especially when it comes to short-term programs). There is nobody else to blame for this situation except AlertPay, so please note that I will delete every single negative comment about EarnGroups on my monitoring page if it concerns AlertPay because it’s been fully explained by the admin who tried every reasonable method to fix the situation but was prevented from doing so by AP themselves.

EarnGroups offers 120% after 7 days and 145% after 14 days plan and still pays perfectly well within terms. I can understand why such annoying people came back to me and vent their anger over and over again because they used to the thought that with AlertPay’s issues a program usually collapses. Well, this is not the case with EarnGroups where all other investors are still enjoying their profits and I won’t allow anyone to destroy the program’s reputation by submitting unproven comments just because they had their money stolen by AlertPay. I think you should be aware of the risks when using this scam payment processor. I will address this in more detail in the upcoming issue of MNOFridays which will hopefully lead to even more members shifting away from AlertPay to other competing payment processors like SolidTrustPay which I already noticed happening more often.

As part of the campaign to inform people of AlertPay alternatives widely available in the HYIP market if they would only care to look I will soon have another interview with the manager of SolidTrustPay payment processor Stella. They recently added credit-debit card deposit and withdrawal options as long as a mass payment system for HYIP admins which makes them even better than AP to investors and admins alike. I hope that this upcoming interview will have a lot of success and bring positive results in the industry, just like my upcoming article on AlertPay which I plan to publish on MNO tomorrow. So if you have interesting questions to SolidTrustPay please don’t hesitate to send them before Sunday to my email address abramsonp@gmail.com with subject “Questions for STP” and I promise to include the most interesting and original contributions. You can also submit your question to me directly from MNO Contact page by following this link.

Now let’s get back to the latest news from EarnGroups (reviewed here). Apart from the already mentioned addition of GDP and STP the admin announced some interesting upcoming feature which will allow members to earn more money as promoters and keep the program alive and kicking for as long as possible:
“GlobalDigitalPay is Now Accepted!
Hi Members,
With the rapid growth of EarnGroups, and our ever increasing popularity in this industry, we thought about offering you an additional choice of payment processor to invest with us. With much pleasure, we are happy to announce that, from today onwards, we will be accepting Global Digital Pay as a investment/withdrawal option. Global Digital Pay officials have successfully verified our account, and have given us the opportunity to use their services for our business. Please visit www.globaldigitalpay.com to take a look at their website, and open an account there, if you wish to do so.
Another major announcement is that, we have updated our Terms and Conditions. We kindly advise everyone to please take your time to go through the updated Terms and Conditions, so that any future disputed may be prevented.
As most of you know, SolidTrust Pay was added at EarnGroups as an accepted payment processor a few days ago. However, the withdrawal to this payment processor is being done manually as of now. We are working on updating our script so that withdrawals to SolidTrust Pay will be instantaneous. This upgrade is expected to be completed within a week’s time, after which all withdrawals to SolidTrust Pay will be processed instantly, as like to the other accepted payment processors.
We are also working on another great feature. This feature will allow you to display how much money you earned at EarnGroups on your referral banners, so that you will be able to show people how much money you earned from us. Besides, this new attractive feature will help you in getting more number of referrals, thereby helping you make more money through referral commissions. This feature is also expected to be completed within a week’s time. We will notify you by another newsletter, once these features have been implemented.
We wish you a pleasant stay with us.
Best Regards, Christian. EarnGroups.”

Now I would like also to clarify two things about my monitoring page.

First is regarding the comments allowed. Please note that any unsubstantiated comments which badmouth any program without reason will be permanently deleted. MNO monitoring is not the proper arena for you to spill your anger on perfectly paying programs just because you have some personal issues with the admin. If you have any proof of what you’re saying you MUST contact me first at abramsonp@gmail.com and provide access to your account in the allegedly problematic program so I could verify the complaint. Only after that the status of the program is going to be changed on MNO. I’m aware of the harsh competition between HYIP admins as well as the naysayers and blackmailers threatening to submit bad votes for any program that doesn’t pay an extortion fee to them. So this feature is really necessary in order to provide the most accurate status of any single program on MNO monitoring. I would like to thank all the investors for their understanding concerning this sensitive matter.

Second thing is regarding the types listing on MNO. Please note that MNO is mainly an advertising source and I NEVER personally recommend joining any HYIPs regardless of their status or type of listing they purchase on MNO. Recently I faced a few questions regarding the newly added Exclusive listing type on MNO as some readers thought this means that I somehow endorse or recommend the programs listed there or that investing in them is safer than othes. Well, I can assure you that it’s not true and any admin can add his program to Exclusive listing on MNO provided he agrees to the terms and conditions and pays the necessary monitoring fee for it (all the current rules on MNO monitoring can be easily found in this page, by the way). This also doesn’t mean that MNO endorses a program in some way as I firmly believe that all HYIPs must be treated as ponzies and high risk ventures that can result in both profit and loss. So as often emphasized you always invest in HYIPs at your own risk and your own responsibility. MNO is an information source that provides you with program reviews, interviews, educational articles and daily updates but is not responsible for your OWN investment decisions. Please read the info carefully but always assess the risks and decide if you want to invest or not by yourselves! I hope I have made my point clear now.

Back to HYIP news now, and if we look at the latest update from BrantonsGroup it looks like the admin is searching for big investors. As you may remember from my review of the program published here BrantonsGroup offers two investment plans which can be joined via LibertyReserve, AlertPay and PerfectMoney offering variable returns for 200 business days and 0.5%-1.6% for 150 business days with principal returned on expiry. The second plan was modified a bit and is now offering higher profits for major investors willing to spend over $50,000 which seems to be almost impossible considering the high level of risk, even if it is a high quality program like BrantonsGroups. They pay instantly for nearly 4 months so far and recently took a place in the top 10 most popular HYIPs on MNO. Anyway, those who want to take advantage on those high-paying offers from BrantonsGroup should know that you will be offered 2% daily for the duration of 150 business days if you invest in the program from $50K to $100K, 2.4% for the same period of time – if you deposit from $100K up to $200K and a whopping 3% daily return if you dare to invest $200K or more. Personally I doubt very much that the admin of BrantonsGroup (read my interview with her here) will find any takers at all for these new plans (or modification of the older plan to be exact) but anyway here is the latest update from him, purely for information:
“Dear Investors! It is time for us to bring our program to a new level, we introduce 3 brand new plans for Unit F:
DIAMOND – 2% Daily
PLATINUM – 2.4% Daily
TITANIUM – 3% Daily
For more information, please visit “OUR OFFERS” section on our main page.
Thank you for your participation, it is our joy to give you return. We appreciate your every effort to refer us as well, please tell your friends and family members about us. Spread the word and make co-mission.
Have a great day, we are always with you!
—BrantonsGroup Administration”

As you might know my interview with the admin of HitNRunMasters published yesterday (click here to read it) was positively viewed by many investors who were able to get an insider’s view on how the industry works and more importantly – on how allegedly HitNRunMasters uses this to its advantage to pay the high returns of 1.5%-2.8%. Payments are made daily over 365 days to LibertyReserve and PerfectMoney accounts with the possibility to withdraw part of the principal after 2 weeks or the whole principal on expiry of the investment term (read more on the plans in my review posted here). Yesterday I got another update from the admin of HitNRunMasters with news highlighting the program’s first achievements in the industry since its first inception and a profit report for the last two weeks:
“HitNRunMasters has had an amazing first two weeks.
Over the course of the first two weeks online we have some amazing progress. We have attracted a lot of attention.
Within the first 2 days online we experienced a DDoS attack that lasted for more than 2 days. Thanks to the efforts of Dragonara we overcame it and have been moving ahead rapidly.
Our controversial agenda continues to be challenged on several fronts.
Our review was published on Money News Online and our interview should be released tomorrow.
We added a Forum at HYIPNews.
A number of programs have stopped paying over the last 2 weeks. Due to the advance notice we receive from our sources we were able to get out of all but one IN PROFIT. The one we failed to make profit on we were close to break even.
Also, 3 of the programs were from the ‘Target’ admin we intend to eliminate completely. The vast majority of the funds they were trying to run with were confiscated by the exchangers and the payment processors. Our bonus was 10% of the take! What a great 2 weeks!
Our group of associates is going to change the course of HYIP with or without you!
With our assistance you can and will prosper!
Without our assistance you can and will lose money!
The choice is yours whether to prosper or despair, win or lose, succeed or fail!
Which is it going to be???
HitNRunMasters. The HYIP Destiny is OUR Choice!”

Yesterday the admin of JPDaily (reviewed here) reported about some downtime of his site and announced the daily profit of 1.76%:
“Daily Result: +1.76% for JPDaily
Todays result has been announced!
Check your balances and request your withdrawals!
Daily Report: http://jp-daily.com/forum/YaBB.pl?num=1312399627
Investor Balances: http://jp-daily.com/investors.htm
Referral Stats: http://jp-daily.com/referrals.htm
News:
Weird, the website went down right as I announced the result. Something on BlockDos’ end yet again! They can sure stop attacks, but they’ve done nothing but cause problems thereafter. Not impressed.
And today was a pain in the ass, we were down for hours and hours and hours! Took forever to get that back. But it’s not a loss! So all good.
More tomorrow!
Regards, Rich.”
Just to remind you – JPDaily offers variable daily returns for deposits accepted via LibertyReserve, AlertPay and direct Bank wires with the possibility to withdraw your profits or principal (or any part of it) at anytime paying a 3% withdrawal fee + $0.25. I hope to get more information about the program from the admin whom I plan to interview on MNO soon.

It looks like the $2 bonus announced by the admin of ComoditiesCapital James recently caused him a some problems with many members cheating in order to get it. Well, I must say that HYIP admins always face such consequences as a downside of their decision to offer free incentives. It happens throughout the industry with referral cheating being the most common practice to get free money. Anyway, such users were publicly named and shamed in the latest newsletter by ComoditiesCapital (reviewed here):
“Cheaters
Please stop trying to cheat or i will cancel the free bonus. I suspended the multiple users for now and live just one user per each person. Next time i will delete all cheaters users. Here is the list with cheaters (suspended users):
1. masta86 (suspended) – suhar
2. fendi13 – mazfendys(suspended) – nieza3(suspended) -wulan(suspended)
3. investnyata(suspended) – profitnyata
4. cesy(suspended) – cesper
5. yheribekens – go_action(suspended)
6. julee100 – smsujon07(suspended)
7. arieftuex -sastrowarwer(suspended)-invest(suspended)
8. segzeeboy(suspended) – magd
What i can’t understand is how some members can be so selfish and not thinking that others has the right to get a free bonus too.
Regards, James. CommoditiesCapital”.
In addition to that James announced that the $2 bonus promotion was over now (probably the above-mentioned event was exactly what prompted him to do that) and said a new contest would be announced soon. So stay tuned for more announcements from ComoditiesCapital on MNO and here is the latest short update from the program paying to AlertPay, LibertyReserve and PerfectMoney on four available investment plans – 1.8% for 100 days (with principal return on expiry), 3.2% for 45 days, 5% for 30 days and 6.5% for 25 days (with the principal included):
“Promotion is over
Ok. Our promotion with free bonus is over now. Within few hours i will let you know what contest we will start and how much you will be able to win in it”.

Here is the list of the paying programs on my monitoring page that paid me for the last 48 hours:
Opulentia, GorgonProjectInvest, ReProFinance, NeoProgress, SafeDepositary, VivaTrade, SilverPinePartners, SpringPoints, PermanentProfit, StockBiz, EurexTrade, EarnGroups, TopsFund, HitNRunMasters, ComoditiesCapital, HyperCompound, PowerfulStrategy, MirexGroup, GlobalFxTrades, BaseBucks, SecureEarn, HotInvesting, LibertyHoard, BrantonsGroup, OnlineInvestmentBank, MaxiEarn, MGFunds, InvestNetGroup, ViscoCorp, StraDox and PrimFix.

That’s all I have for you tonight, guys. I hope to see you on my blog tomorrow for more updates from the industry and the latest events from the most popular investment programs online.