Hello everyone! Summer is here again meaning that the HYIP industry will certainly be a lot less active. Many investors and even HYIP admins are thinking of their holidays and of course younger investors in particular who work from their university campus computers won’t be around until the autumn. This might not be entirely a bad thing as the autumn often sees the emergence of a lot more good high quality programs. Whatever the case MNO will not stop working for the benefit of the investors and I will try to update you all on a regular basis about the latest developments from the programs listed on my site.

In addition to that, the MNO monitor is probably one of the very few online resources that is not going to lower its monitoring prices for summer time, so be sure that only the best quality high-budget programs will be added to Premium listing there. This is to ensure that only the most professional and experienced admins will ask for listing making MNO truly a monitoring site for elite programs – a goal I set at the beginning of 2012. This decision has already started to pay off as I can clearly see that those fewer programs listed on MNO have a far far bigger potential to rule the industry than the majority of the programs listed in 2011. A month ago I published my take on the Top Five Best programs listed on MNO (click here to read the article) and by now those five programs are still successfully paying investors which proved that my gut feeling about them was totally justified. Here’s the complete list:
1) NewGNi (read the review here and my interview with the admin Jurgen here)
2) Royalty7 (read my full review of the program here)
3) EurexTrade (the oldest instantly paying program on MNO which was reviewed here and the interview with its admin Christopher was posted here)
4) SilverStructure (read my review here and my interview with its admin Gabriel here)
5) ENR-G (my review of that program can be found here and I’ve already done two interviews with the program’s admin Rory posted here and here).

I am extremely pleased with that selection. They’re all highly organized programs run by hard working and committed admins who do their best to ensure members are in profit. During the month since the publication of that Top Five article on my blog there were more contenders which might soon challenge my current list of best programs and among the most promising candidates include ROICredit (reviewed here), PrimeAlliance (reviewed here) and MetalROI (reviewed here).

Due to very positive feedback of this current Top Five programs from readers I have decided to do an updated version later in summer if the situation changes. For now I still believe that my Top Five was a very viable and well-balanced choice of the Top HYIPs that already helped many investors make a lot of money and certainly encouraged me to continue doing such articles. As with everything on MNO, please remember that any program can scam any day and money invested in HYIPs is always at risk, so only invest what you can afford to lose and enjoy your profits when you get them.

NEWGNI – MAY CONTEST WINNERS, STP ISSUES AND NEW BETTING EURO CHALLENGE

As you can see clearly the best and the most popular program on MNO is NewGNi which is deservedly occupying the top spot on my Premium list. Moreover, NewGNi is a long term partner of my site and even with the previous program GoldNuggetInvest which was one of the industry leaders back in 2008-2010 we had an exclusive deal on monitoring the program only on MNO. With the new program called NewGNi which launched on the last days of 2011 Money-News-Online once again became the exclusive monitor and moreover, the new admin Jurgen (read my interview with him here) has booked the top tower banner on MNO blog until January 2013(!). That’s what I call a serious attitude in promotion which is also an example to other programs looking to save their budgets on overpriced and often useless promotion from the countless low quality monitors and at the same time continue to be the first name coming to people’s heads when it comes to rapid growth and gaining trust of the investors in the shortest period of time.

If you didn’t read my review of NewGNi posted here I would like to remind you that the investment plans are quite simple and uncomplicated but very reasonable at the time which can be sustained for a very long time, especially when managed by such professionals who proved themselves more than capable of running a highly successful venture not just for months but for years. Plans offering 1% per business day and 6% weekly with the option to either withdraw your principal after a lock-in period of 180 business day or leave it in place and keep earning until you decide to leave are quite sustainable when managed correctly.

Regular newsletters to members are usually issued in the end of each business week informing them of any changes or problems they may encounter, but more importantly the possible solutions to those problems. Last night Jurgen sent an update of particular interest to US based users of SolidTrustPay, currently experiencing delays while the payment processor obtains a license to operate in various US jurisdictions as required to do so under recent legislation to combat online fraud and money laundering in that country. It’s only a temporary issue which, according to Jurgen, didn’t affect too many few members of the program as STP will have already been licensed to operate in most states. Despite the fact that this is entirely an internal matter for STP and not a major concern for him personally, Jurgen still showed himself as a caring admin and offered a temporary solution to any members residing in the affected areas. So to deposit in NewGNi you may now exchange your STP funds to LibertyReserve or PerfectMoney (Jurgen suggests using SwapGold for this purpose), to withdraw your funds to your STP account – such members can simply redeposit until this legal issue is sorted out by SolidTrustPay, otherwise in a few days (after some script modifications are made) they will be able to exchange and withdraw their STP profits to LR or PM. Please note that this option is only available to US based members affected by the STP issues. I believe it’s a very fair offer and will satisfy everyone until a permanent solution is offered by STP which by the way, still remains the most popular option for the investors choosing NewGNi as their investment program.

Other news covered in the latest newsletter from NewGNi included the announcement of the three lucky winners who got their iTunes Gift cards for participating in the May Sweepstakes. As NewGNi is involved in sports arbitrage and with Euro 2012 about to get underway you have a unique opportunity to test your prediction skills in the new contest announced which will run during the tournament and is open to all members, even those who didn’t make even the $20 minimum deposit. Prizes are really generous, the main one being $300. The full rules can be found on the specially created page with the title Score which you can find inside of your member’s area in NewGNi. So create an account if you want to play. The full newsletter from NewGNi is below:
“Newsletter 1 June 2012
Dear clients, friends and fans
I trust you are all doing well. We had an exiting week here at NewGNi: A lot of new members joined during the last 7 days and we’d like to welcome you all. Thanks for being with NewGNi! We will try our very best to exceed your expectations.
I have quite a few things to report this week.
First things first: I would like to congratulate our winners for our May 2012 Sweepstakes contest. Congratulations to Deborah Lincicum, Dina Lindquist and Shelly Herzhaft, you will all get a $50 iTunes Gift Card. Please check your emails for further instructions.
Seems all our winners are Ladies this month! Compliments to all our female members, we really do appreciate all your efforts.
Can the men do better? Maybe with our upcoming contest – more later.
Now, lets get serious for a moment.
We have received a few inquiries from some US based members, using SolidTrust Pay (STP) as their favorite payment processor.
As many of our US members are aware of, the US enacted new laws recently to enforce companies involved in financial services to acquire licenses in all states where their clients are located.
We have learned that SolidTrust Pay has begun this process. While the process is ongoing, members in various states will have full access to view and update their STP accounts, change passwords, submit verification documents, etc.
They will however not be able to deposit or receive funds, which is unfortunate, but a reality and we will all just need to accept it and be patient with.
NewGNi is not aware of which states are affected by now – but we are confident that STP will comply with the current legislation and do their best to obtain the necessary licenses. At the moment most states are not affected at all and probably STP will have obtained the necessary license until they are.
So far we had only a very few members where withdrawal requests were refused by STP.
What does it mean for your NewGNi account?
1. Nothing, if you are living in a state that is not affected by the current legislation yet.
2. If you are living in a state that is affected, we advise:
a) If you like to deposit with NewGNi: We’d suggest to use one of the other payment processors accepted. For reliable and swift exchanges from your bank account to any of the accepted payment processors we recommend Swapgold.
b) If you like to withdraw from NewGNi and withdrawal requests to STP are rejected: We are currently looking to amend our script to allow you to withdraw your STP earnings to another of our accepted payment processors. Please give us a few days to finalize the script modifications. We’ll keep you informed.
c) You can always re-invest your proceeds with NewGNi until STP is working in your state once again.
We truly hope that you will support SolidTrust Pay as before, as they are really great!
Now, lets move over to the biggest Sporting Event of 2012 – or I should rather say the second biggest, since we have the Olympics next month as well!? Anyway for football fans, its the BIG one:
Today in a week the finals of the UEFA Euro 2012 Championships are kicking off. 16 great teams are competing for the Crown of European Football!
We’d like to take this opportunity to announce our Giveaway contest for the month of June – and please believe me, this month it’s a big one!
NewGNi is introducing a free and friendly betting contest for all our members. Come and challenge your friends and other players by participating in our EURO 2012 betting contest on Score with NewGNi. To participate, all you need is to be a member of NewGNi. No deposits are required.
Come and challenge your friends and other players by participating in our betting contest Score with NewGNi. After all NewGNi is all about sports and betting.
The website is available in English, French and Spanish.
It’s fun, so join now!
I will participate as well and welcome all our football (or soccer, how it is called in the US) fans around the world to take part and….. try to beat me!
At the end of the contest, the winner will receive $300, the runner-up will receive $200 and the third prize is $100. All cash prizes are paid to the winners preferred payment processor accounts.
In addition to our three cash prizes, we have five consolation prizes: Four shirts of the participating EURO 2012 teams, whereby the winners can choose the shirt of their preferred team and one EURO 2012 football. The consolation prizes will be randomly drawn among all contestants.
Please visit Score with NewGNi for more information.
So if you are a soccer expert or novice, go ahead – you can only win with NewGNi!
With this in mind enjoy your weekend, Jurgen
Follow NewGNi on Twitter, Facebook and MNO”.

FX7PRO – BACK TO NORMAL AFTER A DDOS ATTACK

Many readers are no doubt aware of the fact that during the last couple of days the DDoSers were especially active which brought a number of programs down for a few hours. Fortunately, FX7Pro was hosted and protected by Staminus which is one of the leading service providers. The admin mentioned this in the latest update to members yesterday, after a few hours of limited access due to an extensive attack on their servers which has now been successfully mitigated:
“FX7Pro: Recent DDoS attack
Dear investors,
We apologize for the downtime you may have experienced over the last few hours. We were under a large scale attack that was mitigated very nicely by Staminus. At this moment our website is up and loading fine. Also we have increased our DDoS protection level to prevent such downtimes in the future.
Sorry for inconvenience, FX7Pro”.
FX7Pro is the newest program on my Premium list which joined MNO just five days ago but already becoming quite popular among readers. Just recently it managed to complete their first cycle on the single investment plan paying 10% for 20 calendar days. Currently FX7Pro accepts LibertyReserve, PerfectMoney and Payza and the deposits start from a $5 minimum. For more information on FX7Pro please read my detailed review posted here.

PRIMEALLIANCE – NEW LEVEL OF SECURITY AND MOVING TO BLOCKDOS SERVERS

Regular readers of MNO might already know that PrimeAlliance (reviewed here) was originally hosted on Koddos which provide protection for HYIPs but are usually not so dependable when it comes to mitigating sustained DDoS attacks which popular programs are prone to on a regular basis. That’s why I was pleased to see PrimeAlliance move to dedicated and more protected servers managed by BlockDos who are one of the best possible providers when it comes to security now. This also shows that the admin of PrimeAlliance is pretty serious about maintaining the uninterrupted work of his site which is very important for building investors’ confidence. So for a few hours today the members of PrimeAlliance were able to see the following message updating them on the current status of the program and the transition process which has been completed by now:
“System Maintenance
Our website is currently undergoing system maintenance.
The following changes will be made during maintenance:
– Moving our website to a new load-balanced server.
– Activating DDoS protection from blockdos.net to ensure that our website is well protected from all kinds of DDoS attacks.
– Script testing on our new server
Please bear with us, we’ll have the system up and running within 2-3 hours. We apologize for any inconvenience.
PrimeAlliance Team”.

Please note that some of you might not be able to access PrimeAlliance during the next 24 hours due to the propagation process not being fully completed around the world. In this event you will see this temporary message:
“If you see this message, this means that DNS of your ISP has not been updated yet. It may take up to 24 hours to fully propogate around the world.
PrimeAlliance Team”.
Otherwise, you can access PrimeAlliance via a proxy server if you can’t wait.

Anyway, apart from that PrimeAlliance is working fine and the admin Steven who will be interviewed on MNO in a few weeks is processing the payouts quite fast even on weekends, despite the maximum processing time of 48 hours. Recently Payza was added as their fourth payment processor, joining SolidTrustPay, LibertyReserve and PerfectMoney. Investment plans pay from 7% to 8% every calendar day for 20 days depending on the amount spent which can start from as low as $15. Please note that since the recent addition of Payza the minimum withdrawal is now $1.

ROICREDIT – MOVING TO BLOCKDOS AFTER SEVERE ATTACKS AND 10% BONUS TODAY

ROICredit (reviewed here) which is currently the only remaining program on my Sticky list was hit by huge DDoS attacks yesterday too. The admin has decided to take drastic measures to prevent this from happening again and moved the site to a more secure servers of BlockDos. The site has been running successfully for almost two months and the first investors should receive their first principals back in a couple of days after their investment plans on which they got their 3%-4% for 60 days expire. I hope that after the mitigation of such a huge DDoS attacks and moving to BlockDos which isn’t cheap ROICredit will become even stronger and pay to Payza, LibertyReserve and PerfectMoney which they accept as payment processors for a long time ahead. Here are all the three newsletters sent by ROICredit (I can confirm that the site is loading fine now and the withdrawals are processed as usual):
“ROICredit is BACK !!!!
We are happy to announce that ROI is back despite severe DDOS attack. We appreciate each and every member of the team who worked effortlessly in bringing ROICredit back to live.
In continuation to our earlier mail we want to share some additional information with users. We have been attacked with 10 gbps ddos and had to change our hosting to block BLOCKDOS with more efficient and protection for a huge amount. We just wanted users to know that we are serious in Operating ROICredit
Moving To New Dedicated servers.
Dear Users we will be offline for 1 hour or so as we are migrating completely to a Strong and New Dedicated Server. We request users to access the site after few hours. Thanks for your Patience.”

And just a couple of hours ago I received a message from the admin of ROICredit John (interviewed here) about the 10% deposit bonus which will be paid to everyone who makes a deposit today via any payment processor. The 10% bonus will be added manually, but the admin promises to do it quickly. Under other circumstances I would consider that bonus a warning sign, but with the current move of servers obviously affected the smooth cashflow and the honest explanation given by the admin about the reasons of offering such a bonus I don’t think we have much to worry about. Here’s the most recent newsletter I got from ROICredit:
“ROICREDIT 10% deposit bonus today
We are glad to inform that the transfer of ROICREDIT on new servers more powerful has been processed successfully.
In order to Boost our traffic today and enforce our deposit funds growing we are proud to offer to all our member 10% deposit bonus on all deposit you’ll process today. Bonus will be added by our support team quickly after your deposit.”

KISNP – WEEKLY CONTEST AND PAYZA TO BE ADDED SOON

Another weekly newsletter was issued by the admin of KISnP Zepp last night. Although the name KISnP stands for “keep-it-simple-n-profitable” in my review of the program posted here I didn’t think that was a particularly accurate description. Eventually, Zepp has made some modifications to the plans which currently include 1.1% per business day forever, 6.25% weekly forever, 30% monthly forever with an optional principal return after 150 days on all the first three plans, and also 4.5% for 50 business days and 3.75% for 80 business days for larger investors with no principal return. Please note that a withdrawal fee of 7% is applied to every single withdrawal request, so keep this in mind while calculating any possible profits. In addition to LibertyReserve and PerfectMoney which were accepted from the beginning, SolidTrustPay was later added with Payza to come soon. Plus he promised to launch a weekly referral contest soon to encourage the best promoters and reminded that KISnP doesn’t process withdrawals on weekends, so expect the next payments on Monday only. Here’s the newsletter in full:
“Weekend Newsletter
Hi Members,
It has been 10 days since we officially launched KISnP and so far we are starting to get attention already.
We want to say thank you to those helping us get known and sending visitors and new members to us.
Soon those actively advertising us and getting active referrals under them will be compensated as we are planning to hold a Weekly Referral Contest.
I do not have the full details yet as we are still finalizing everything on how we will execute it to be beneficial to us all. Once finalized, full details on how you can take advantage on it will be revealed through another Newsletter and also will be posted in the Member’s Panel.
Also we already updated the information on the Daily Plans under the Make Deposit page so new members planning to deposit under these Plans will not get confused as it now has the same information given under our Solutions and Plans page.
And for the benefit of the new members, Daily Plans interest is now credited daily but on business days only.
Payza actually approved our program to receive Payza payments already however the main account is not yet verified so we are still waiting to get verified before we will add Payza on the list of our accepted processors.
I do not know why the program approval was done first before even verifying our account and we are still waiting for the answers from their Support. So hopefully by next week we can already announce the addition of Payza.
We will process all withdrawal requests today but please be reminded that we are not going to process requests on weekends but you can still submit withdrawal request and it will be processed on Monday.
So for that is all for now.
Please keep on letting others know about us.
Admin, Zepp”.

TRADE4TEN – FOURTH CYCLE COMPLETED?

In my opinion the admin of Trade4Ten (reviewed here) has some maths issues. See for yourselves – his program has been online for 48 calendar days (as of yesterday), but he still thinks that Trade4Ten has accomplished four full cycles yesterday. Here is the short message appeared on the site yesterday:
“We Have Successfully Completed Fourth Cycle Of 12 Trading Days On 1st June 2012”.

To have a clear idea on what I mean I would like to remind you that Trade4Ten is a program accepting LibertyReserve and AsianReserve to one investment plan paying 10% for 12 BUSINESS days. So, 48 calendar days does not equal 48 business days (which would be four cycles) and not count Saturdays and Sundays when interest is not paid. Anyway, despite some counting issues I believe that the admin of the program is still doing a great job as Trade4Ten managed to survive almost three full cycles and brought a lot of members some nice profits. I believe that the current investment plan is quite sustainable in the long run, so hopefully Trade4Ten will run for a long time.

SOLIDFOREXLTD SITE DISAPPEARED AND PANAMAHEDGEFUND BACK TO PAYING STATUS

For a number of days now no one can access SolidForexLtd. It looks like the admin is not particularly bothered about getting the website back online either. I can’t say that SolidForexLtd was a bad program as it lasted a full seven months paying instantly via LibertyReserve and PerfectMoney like clockwork. Unfortunately the coming summer will bring the collapse of some weak programs whose cashflow could have been better. And it seems like SolidForexLtd was one of them. The chances of them returning and resuming payments are minimal. So even if you see SolidForexLtd back online in a few days don’t be in a hurry to make another deposit, as it will be back only to collect more money before finally pulling the plug. Currently SolidForexLtd is on Scam status on MNO.

PanamaHedgeFund on the other hand has been returned (yet again!) to Paying Status. Seriously, I’ve lost count of how many problems I’ve had with this HYIP, and it seems to move between Paying and Problem Status on a regular basis. As of today however they have finally completed all the outstanding overdue payments, the reason for them being put to Problem Status in the first place. If any of you are members of PanamaHedgeFund then please get in touch to confirm if any late or pending payments you were waiting on yourselves were made yet or not, and help me making sure I can have the most accurate and up to date status displayed for the program.

PAYZA – PREPAID CARDS EDUCATIONAL ARTICLE

As MNO also covers payment processor news which are intrinsically linked to the HYIP industry I couldn’t help but notice another article recently posted on the official blog of Payza (formerly known as AlertPay). Apparently taking advantage of offering the pre-paid debit cards to their customers who mightn’t know much about this, Payza has decided to educate potential customers in order to increase their sales. With that purpose in mind the following article appeared. Please keep reading if you’re interested:
“The Facts about Prepaid Debit Cards
Prepaid Debit Cards are a fairly new and quickly growing phenomenon. In the past, prepaid debit cards have been primarily marketed to the “unbankable” – people who have too poor of a credit rating to use an alternative or who do not have a traditional checking account for whatever reason. While this is still a major proportion of the market, prepaid debit cards are actively shifting from alternative to mainstream. The dollar value of the market has increased by more than 40% each year since 2007, the majority of that increase happening in “open loop” cards, according to the Mercator Advisory Group.
The difference between “Open” and “Closed”
Prepaid debit cards are divided into two categories: “open loop” and “closed loop”. An open loop card is issued by a bank, a credit card provider or an alternative financial institution such as Payza, and can be redeemed in many locations, providing that they are able to support the transaction. A closed loop card is commonly known as a “gift card” – it is issued by a specific establishment and can only be redeemed by the provider.
The pros and cons of prepaid debit cards
Within the industry, prepaid debit cards are formally known as general purpose reloadable (GPR) cards, the operative word being “reloadable”. The growing popularity of GPR cards is partly due to the fact that they can generally be used as freely as debit cards, but do not have to be attached to a bank account. The flip side is that, since GPR card providers are not necessarily subject to the same regulations that banks are, which are there to protect consumers, there can be more risk.
In response to this lack of accountability, the Consumer Financial Protection Bureau (CFPB), an American watchdog group, has initiated an expansion of the existing regulations in place on traditional credit and debit cards to cover GPR cards as well. The main cost of most GPR cards is a monthly service to be paid on top of a high initial purchase fee. The CFPB cannot keep those costs down, but they can prevent these providers from taking advantage of consumers with misleading and hidden fees.
AlertPay Prepaid Card
Payza is offering a better choice. With no monthly fee, the AlertPay Prepaid Card is an affordable alternative to other prepaid debit cards. By using our new Prepaid Card, you can make online or in-store purchases anywhere in the world with the comfort of knowing that your money is safe. You can pre-order the card now to start shopping anywhere VISA or MasterCard is accepted.”

GET PAID REPORT FOR 02/06/2012

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: ROICredit.
From MNO Premium list: NewGNi, Royalty7, OneInv, SilverStructure, ENR-G, EurexTrade, ProfitableSunrise, BensonUnion, GeniusVenture, PrimeAlliance, DividendService, FelminaAlliance, PlexCapital, MetalROI, PrimeXCash, Trade4Ten, FX7Pro, ProgressIncome, MidasFinance.
From MNO Standard list: PanamaHedgeFund, UFOWin, InvestForia, KISnP.
From MNO Basic list: Trig, XtraForex.

That’s all the news for today, guys. Thanks for reading and see you here again soon!