18/05/2011. MAHIFund Review and Daily News from the Industry

BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hello everybody! Getting straight to the point, one of the more impressive new programs I’ve come across recently has got to be MAHIFund and judging by the feedback I’ve received in the two days it’s been listed on the MNO monitoring page quite a lot of you seem to agree. In fact it’s a while since I remember such a positive reaction to a brand new program that hasn’t actually put anyone in profit yet. But anyway, it is a very professional looking set up and certainly shows undeniable potential which means I guess we’ll be seeing quite a bit of activity over the coming weeks, especially once MAHIFund starts returning their members principals. So before we get to the day’s main news stories I’d like to take a closer look at this one for you.

If you’re wondering about the name by the way it’s an acronym. MAHIFund stands for Malcolm Arsley Holding Incorporate and it’s a low interest short term investment program with a selection of three plans that are on one hand quite profitable for the investor but also, and crucially, more sustainable than many other HYIPs with terms of similar length. The plans have a sort of a Greek theme about them and are called The Alpha, Beta, and Gamma Plans respectively. Two of them make daily interest payments while they are running, while the third which runs for a slightly longer term than the others makes just one payment on expiry. You also have a choice of investing with either dollars or euros. I’ll describe the plans using dollars as I think that’s what most of you are more accustomed to, but the euro option is there for you if you want it.

So what better place to start than The Alpha Plan. It runs for 15 days and pays you a fixed rate of interest every day based on the size of your deposit. MAHIFund will then return your principal at the end of the term. It’s pretty affordable to join and need only set you back $5, which of course also helps keep the program more accessible to as wide a range of investors as possible. In return for your investment you can earn 1% if you spend anything up to $250. So once your principal gets returned on expiry that leaves you with a clear profit of 15%.

If you can afford something a bit more substantial then you can earn 1.25% interest per day on deposits from $251 to $1,000 leaving you with a net profit of 18.75% at the end. Or for deposits starting from $1,001 up to the maximum allowed $50,000 MAHIFund offer a daily rate of 1.5% interest, which combined with the return of your deposit gets you a total profit of 22.5%.

MAHIFund‘s second option, The Beta Plan, is quite a bit more profitable though will require a bit more patience and a bit more of a risk. If you’re prepared for that however it’s still quite affordable and only requires a $5 minimum deposit to join. The plan runs for 25 days and offers a daily payment of 2% on investments up to a value of $250. Your deposit gets returned at the end leaving you to pocket a total profit of 50%. Interest rates increase in line with the amount you spend, and for a deposit between $251 and $1,000 you will get paid 2.25% per day leaving you with a profit of 56.25% by the end of the term. For serious investors willing to go in with Anything between $1,001 and $50,000 MAHIFund‘s top rate of 2.5% per day will apply. That will leave you with a total profit of 62.5% at the end.

MAHIFund change things around a bit for The Gamma Plan, their third and final option. It runs for a 30 day term and the daily payments have been replaced with just the one single payment this time, which is made on expiry. That payment includes your original principal. What MAHIFund haven’t changed however is the affordability of joining. Granted the plan itself carries an increased risk but it only requires a $5 spend to participate, so if you like it you always have the option of splitting your investment between the three plans and playing with an affordable few bucks in this plan. Anyway, for an amount between the $5 minimum and $250 you can earn 170% interest on expiry, or 70% profit. For anything between $251 and $1,000 the payment is 175% or 75% profit, and for the brave, the rich, the lucky, and the reckless MAHIFund offers 180% return on expiry (80% profit) on deposits between $1,001 and the $50,000 maximum.

There’s a decent enough selection of payment processors being accepted by the program, and you can use AlertPay, LibertyReserve, or PerfectMoney. All the main ones in other words. Payments will need to be requested from within your members area, but once you’ve done so they are made instantly. Just log in and ask for it and the money should appear in your e-currency account in under a minute. Not a bad feature and one we’re seeing a lot of in the industry these days.

And speaking of good features, MAHIFund has lots of them. The website itself has an excellent, sleek, professional design and is quite easy to navigate. It’s not just eye-candy though, it’s also SSL encrypted as certified by Comodo for safer browsing and secure transactions. When logging in you also have use of a virtual on-screen keyboard, so no one can shall we say “look over your shoulder” when entering your password. Hosting is on a dedicated Staminus server with support and DDoS protection supplied by Koddos. The program is running off a script which has been highly customized and is under license from ProBizScript. If you have any questions for the MAHIFund support team you can contact them by submitting a ticket. Live Chat support is available sometimes and so far I have to say they’ve been more than efficient. MAHIFund is also registered as a company in the Seychelles, though to be honest when we’re talking about an online based internet HYIP I can’t really say that counts for a whole lot in my opinion. Other than lending a certain air of respectability anyway.

Texts are original and as you would expect list off most of the usual alleged HYI activities backing up the business, including ForEx, Real estate, Gas and Oil, asset management, and the like. A very mixed bag indeed! But as with companies that work online little is offered in the way of solid verifiable proof of any of that so you know how to proceed – with caution. Keep your deposits based on what you can afford to do without rather than what you are hoping to earn, and do at least consider keeping smaller investments in more programs instead of piling everything into just one or two no matter how good you think they are. But as HYIPs go I’m a bit more impressed by the organization and planning of MAHIFund and think that if they continue to be managed responsibly can have a positive impact on what has become a very unpredictable side to the industry.

DAILY NEWS FROM THE INDUSTRY.

Let’s start our news section today with a great event from Opulentia who celebrated 100 days online yesterday. During the first three months online Opulentia has managed to become one of the most popular long term programs offering a daily plan paying 2.15% on every business day for 365 days and a weekly plan that pays 11% for 55 weeks with principal returned on expiry. Opulentia is currently ranked #6 on MNO monitoring and seeing the constant growth of the program (especially after recently adding AlertPay and SolidTrustPay) I can imagine they are slowly gaining some very much needed recognition. I guess the very small minimum of $1 to invest via GlobalDigitalPay, LibertyReserve and PerfectMoney also contributes to its popularity because it’s actually the lowest minimum available for those small players who would like to try Opulentia which was reviewed on MNO here. The main subject of today’s newsletter however focused on some of the most commonly asked questions which were addressed below. For those who have more questions about Opulentia please refer to my interview with its admin Daniel posted here. Below is the latest newsletter from the program:
“Opulentia: FAQ Update
We continue to receive a large number of e-mails with nearly identical questions, so it seems that some things are not explained very clearly on our site. Because of that we decided to clarify the items in question this way, and we shall also update our FAQ.
– Profit in Daily plan is paid on each working day. That means 5 days a week, Monday to Friday. Saturday and Sunday are not working days, therefor there is no trading and no profit as well.
– Compounding percent is the percentage of profit you want to compound, which simply means adding it to the principal. If, for example, you set the compounding percent to 50%, half of your profits shall be added to the principal and the other half will be added to your available balance. In the case you invested a 100 dollars in the Daily plan that split would mean that 1.075 USD gets added to the available balance and that the other 1.075 gets added the principal.
– The minimum for a withdraw on Liberty Reserve and Perfect Money is 0.01 USD. The minimum for AlertPay is 1 USD, for SolidTrustPay 0.5 USD and for GlobalDigitalPay it is 0.1 USD. The differences exist because of the limitations of payment processors.
I hope this will indeed clarify anything that was not clear before.
By the way, today we have a little jubilee – it is exactly 100 days since we are online. It is a relatively short period, and in it we managed to become one of the leading online investment programs. We could not have achieved that without you support and, for that, we sincerely give you our thanks!
Thank you for your trust and kindest regards!
Daniel Beletzky. CEO at Opulentia”.

ExtraFinances finished the first 7-day cycle today which the admin whose name strangely coincides with the famous author of Forrest Gump Winston Groom (lol!) proudly reported in today’s newsletter. I would like to remind you that both main plans in ExtraFinances pay for 7 days but for one there are daily payouts (18%-20% for 7 days), and other payments are done on expiry (135%-155% after 7 days). Although the withdrawals from ExtraFinances are not paid instantly I admit that they have been processed quite fast after making a request and hopefully this practice will continue for a long time. The minimum deposit via AlertPay, LibertyReserve and PerfectMoney is a low $5, so it can be affordable for everybody. If you want to get more information on the program please refer to my review posted on MNO a few days ago and could be found here. Below is the full newsletter from the admin of ExtraFinances:
“Hello, As you maybe already noticed ExtraFinances is now 8 days online and today we finished the first 7 day cycle.
Now we have more than 1000 members who are happy to earn with us. I would like to say thanks to all members for their trust and support.
ExtraFinances remains an good investment program paying its members in two investment plans:
Normal Plan – 18%-20% daily for 7 calendar days (daily cashout)
Premium Plan – 135%-155% after 7 calendar days (cashout at expiry)
We also offer a 7% referral commission paid to members who have made a deposit.
If you have any further questions regarding ExtraFinances, please feel free to contact our support.
Best regards, Winston Groom
ExtraFinances Admin.”

ExtraFinances has already become a popular short-term HYIP but it’s still a long way behind EarnoSphere (reviewed here) which is currently ranked #7 on MNO after almost two months of monitoring. Their total lifetime though is even more impressive – 126 days online – which makes EarnoSphere the longest running short-term program at the moment. The admin George (interviewed here) did a great job during all this time provided fast and sometimes even instant payouts to AlertPay, LibertyReserve and PerfectMoney on four investment plans paid on expiry – 115% after 5 days, 135% after 10 days, 180% after 20 days, 280% after 40 days. Can you imagine those investors of EarnoSphere who were smart enough to put their money in its 40-day plans three times already? I bet they are millionaires already, lol. Anyway, we can’t predict the lifespan of a program and I don’t know for how long more EarnoSphere will last. One thing is for sure though – the admin is doing something really right since its lasting for such a long time. You can show your support to EarnoSphere by the way by voting for them in the latest feature to be added – MaxiVote. Here is the latest news about that from George:
“Hello ES members,
I hope you all of you have enjoyed/are enjoying your day.
We added MaxiVote system to EarnoSphere website. Dear members, if you have a free minute and you are happy with a service we provide please vote for us, its easy now! Just click on MaxiVote button on our website, fill the form and you will leave your vote practically on all monitors we use.
It’s that easy. Here’s the page:
https://earnosphere.com/?a=cust&page=rateus
MaxiVote – voting has never been easier!
Thanks to all members for being a part of EarnoSphere.
Warm Regards, George Santee, EarnoSphere.”

The latest newsletter from ExoticFX issued only a few hours ago is entitled “Bound for Greatness”, so I guess I caught the attention of the general public by starting the poll on MNO (which you can find just across my ShoutBox) and confirmed that the vast majority of ExoticFX members (91% so far) believe they can become the next big thing and that it is really different from the others. It’s quite a high level of trust I must say and I think it demonstrates how highly the members regard the admin Charles (read my interview with him here followed by Q&A session in two parts here and here). According to Charles, since the introduction of Bank wires more deposits have been added to the program than anticipated and it looks like many members are just sick and tired of all the commissions and occasional abuse they had to suffer from payment processors. By the way, the funds are arriving to ExoticFX account faster than anticipated and actually by sending money by Bank wire (the minimum is $200) you can see your account in EFX credited with the money on the day after the wire is made. I remind you that currently you can invest in eight main plans in ExoticFX which can be divided in two categories: paid on every business day with principal return on expiry (1% for 120 business days, 1.2% for 140 business days, 1.45% for 160 business days, 2% for 180 business days) and with one single payout processed on expiry (110% after 2 weeks, 125.6% after 4 weeks, 146.5% after 6 weeks, 192% after 8 weeks). Two more investment plans are available exclusively for FTA (Forex Trader Apprenticeship) members – 106% after 1 week and 225%-350% after 10 weeks. By the way, the investment minimum for those plans starts at $10 but Charles stated that this might be increased soon as ExoticFX has grown so much. The withdrawal minimum has been already set to $2 which was explained in the recent newsletter due to the necessity to reduce the workload for processing payouts to LibertyReserve as the API interface is still not working properly. So starting from now the minimum withdrawal from ExoticFX will not be lower than $2 which will definitely free them up and get on with actually running the business instead of wasting time processing mere cents in manual mode. Along with Bank wires with $200 minimum deposit you can still deposit via four payment processors – LibertyReserve, PerfectMoney, HD-Money and GlobalDigitalPay. The situation with AlertPay is on its way to being resolved and this was also reported by Charles in the latest update from ExoticFX (reviewed here) which you can read below:
“ExoticFX – Bound for Greatness
Since the Bank Wire option has been opened, we are skyrocketing forward. New members seem to be flocking to us in numbers we have not seen before.
We understand, actually. The Bank wire option is your best choice. Not only do you avoid the pitfalls and fees associated with an ecurrency, but you have the choice to participate via 10 different currencies.
With Zero fees (other than those imposed by the bank + exchange cost for USD conversion), Bank Wire is the least expensive option. As we are with a renowned and prestigious bank, wires are processed very fast. We have talked about wires being processed in 1 to 5 business days, but actually they are arriving generally the next day with a few actually arriving the same day. The speed at which bank wires have been arriving rivals even the ecurrency world. Had we know this would be such a popular option among members, we would have opened the option sooner.
Nevertheless, it is here now and is becoming highly favored among the larger investors. We set the minimum and maximum deposit/withdraw at only $200 USD equivalent so that all members could take advantage of the reduced cost and more secure bank wire option.
Program Changes
We have made a couple of changes we need to bring to your attention. Yesterday we raised the minimum withdraw to $2.00. This was done for a couple of reasons. First, we are growing so large and with the numbers of withdraws we are experiencing daily, we needed to cut down on the load. Currently we are still having problems with the Liberty Reserve API. We tested it again last night, and although we were able to use the API to make payments, we had to make them in groups of 5 or less and also force the API to delay between each payment in order to avoid the double payment problem we experienced 2 weeks ago. However, we still have a timeout issue whereby on occasion LR doesnt return the batch numbers and we then have to manually enter them. This is tedious and frustrating to say the least.
Establishing a minimum withdraw of only $2.00 eliminates a vast number of nickel and dime participant withdraws and should not create a financial hardship on anyone. At some point in the future, we anticipate increasing the deposit requirement further to also eliminate the extreme-micro participants.
Our program is and has outgrown the need to attract any and all members plus we are not seeing the benefit of handling these extreme-micro funds. We wont raise it by much. Perhaps first to $25.00 then to $50.00 and finally to $100.00. This will allow us to thin the membership of those that have no desire to progress with our program. This will free our hardships and allow us to devote more time to those of you that are looking to our collective future.
Member Accolades
We want to shout out to all our AlertPay members and tell them we are making progress with AP and feel we will solve that issue and be able to return to normal AP participation this week.
We sincerely appreciate the patience and professionalism you have shown during this time. We realize that other programs have faced this issue and folded, but we are not threatened by such issues and know all is well. Apparently, you feel the same way. We have had very little expressed concerns from members regarding this issue and let me say again, we thank you for your patience. This will be resolved and soon.
Reviews
A couple of new reviews have been posted in the last few days. We appreciate the efforts of those that have taken the time to look hard at our program and so highly recommend it to their readers.
MNO Poll
Money News Online has an ACTIVE poll on their Blog posing the Question.
Do you believe that ExoticFX is really different from other programs and will become the next big thing in the industry?
You can see the results of that poll and/or vote it by following the link below
http://www.addpoll.com/results?62404
In closing this newsletter let me just say, It is our destiny to surpass your expectations, to assist you in achieving your goals and thereby achieving our own.
We, collectively, simultaneously, together are Bound for Greatness.
ExoticFX Just Profits”.

The second poll running on MNO where I asked your opinion on what you would prefer to see remain on MNO has closed. The results show that the most popular option is my ShoutBox which garnered 52% of the votes against 6% submitted for the MNO Chat. The second most popular option would be leaving both MNO Chat and Shoutbox which collected 42% of the votes. Well, I always listen to readers opinions so I have changed my decision to remove the MNO ShoutBox but please understand that there will be some border between the ShoutBox and the Chat. While MNO Chat can be used to discuss everything that is happening in the HYIP world and even in your personal life MNO ShoutBox should become a place for more urgent announcements and quick questions only. If you have any extensive questions please better email me personally at abramsonp@gmail.com or ask for the opinion of your fellow investors on MNO Chat. I should be on the MNO Chat from now on at least once per day. So, if you have any questions or problems and want me to share some news which I can include on MNO that night please do not hesitate to contact me here. As for the ShoutBox it will be active ONLY when I’m online and can answer your questions fast enough and remove any spam. It looks like spammers try to take advantage of my ShoutBox and post there when I’m offline and cannot remove it fast enough. Please forget even doing it once as I will be monitoring the ShoutBox more closely from now on and it will be open for the regular members only in the hours when I’m online. The most important announcements will still be posted on the ShoutBox as well as on my monitoring page on the news section, so you will be updated in case of any problems arising in the programs monitored by me. So I guess this compromise will satisfy all of readers. Remember that MNO is working for you and I hope you will be glad to see both Chat and ShoutBox remain. Thanks a lot to those who participated and if you have any other interesting topics for future polls please do not hesitate to contact me at abramsonp@gmail.com with your suggestions.

Let’s move on to news of possibly problematic programs on MNO. The admin of SquareBoxTrends Jeremy (his program was reviewed on MNO here) told me that everything is working fine on his site and requested to move his program back to Paying status after a couple of weeks on Problem status. Well, I can’t do this just yet until I’m totally sure that SquareBoxTrends is back to normal meaning all outstanding payouts are cleared and paid. So, I let Jeremy know about that and will update you when SquareBoxTrends is officially back on Paying status on MNO.

I have received a few complaints about delayed payouts from EliteAlliance today and I saw many members stated they were not paid for the last 48 hours. Well, in my memory EliteAlliance once delayed the payouts for over 72 hours and in the end everybody was still paid. I don’t want to jump to conclusions and speculate on what caused the current delay in payouts nor do I want to destroy the program and spread the panic. However, I believe MNO readers must be updated on these delays and therefore I’m bringing this information to you today. I have also contacted the admin of EliteAlliance and expect a reply in less than 24 hours. If this doesn’t happen and the payouts do not resume by tomorrow I’m afraid I will have to move them to Problem status on MNO. Till this happens though EliteAlliance will remain on Paying status on MNO but still I would advise you to hold off on deposits in EliteAlliance until you are updated further on MNO tomorrow.

MakeDepositToday is a proven scam now. The admin stopped answering my emails although I was paid my last withdrawal manually after instant withdrawals were disabled for some reason. Well, I know exactly what reason it might be and it’s the intention to scam his members. Of course in my opinion MakeDepositToday was a very successful program and lasted for over a month which is an extremely good result for a program paying 105% after one day and I’m sure that there were many investors who made a good profit from them, but now it’s folding. And though the admin sent me an update stating that he hadn’t sent the API change request I don’t believe him and have the proof that it was exactly him who did this. The withdrawals are not instant anymore and I’m afraid MakeDepositToday is a scam now. Please do not invest there anymore! Just to be fair with MDT admin I will post his latest newsletter below but I repeat – for me MakeDepositToday is over:
“MDT tell you – dont trust scammers!
Don’t trust the fictitious e-mail, where you are asked to include the API!
All deposits we take in our site!
We are the long-term project of our time, you can see it.
Program status PAYING. Thank you for the trust”.

The list of the programs that paid me for the last 24 hours is given to you below:
ExoticFX, MAHIFund, ExtraFinances, InvestNetGroup, EarnoSphere, EurexTrade, OilCash, OnlineInterests, ReProFinance, SiliconValleyGroup, BrantonsGroup, CyproRealty, GulfReserve, SafeDepositary, StockBiz, Opulentia, PermanentProfit, GorgonProjectInvest, PrimFix, BrilineLimited, UnicornInv, EurosFund, ViscoCorp, LucrativaFund and WABFunds.

That’s all I have to report tonight, guys. See you on MNO tomorrow as usual with all the latest news and views from the HYIP world!