24/05/2011. HighEarn Review and Daily News from the Industry

BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hi everybody! Hope you’re all keeping well today. Before we get to the day’s news stories there was another short term HYI program added to my monitoring page just last night called HighEarn that I want to take a closer look at for you today. Once you see the plans you’ll no doubt agree that this is the type of program that is getting quite popular (again) at the moment. I mean I don’t know what each individual reader will think of it, I just know from experience that it’s the type of thing a lot of you seem to like. So with that in mind I think that, like them or not, HighEarn deserves at least a chance to make their case.

There are four plans to select from but still there’s a surprising amount of variety within them. Or at least more than you might have thought at first glance. I suppose the thing that most people might appreciate is that you have a choice between daily and on expiry payments, but it should also be noted that the maximum levels of spending allowed in any given plan is kept to a relatively (by HYIP industry standards) low level which should hopefully discourage the bigger hit-and-runners. Mind you the maximum is still quite a bit higher than what the average industry player would spend anyway, so it won’t be of interest to most of you.

So anyway, the first of the four plans runs for a term of 5 calendar days. You can join for a minimum deposit of $10 and may spend anything up to a $3,000 maximum. In return HighEarn will pay an interest fee of 125% on expiry of the term, a figure that includes your principal. So in other words a $100 investment gets you back a $125 payment, or 25% net profit. Not bad for five days of waiting should it work out.

For the second plan HighEarn change tactics somewhat. The amounts you can invest remain unchanged and still start at a $10 minimum up to a $3,000 maximum. The term itself stretches to a term of 7 calendar days but the main difference if the payment schedule. For this plan HighEarn will make daily interest payments of 18% per day. Those payments also include your principal so at the end of the term you will accumulate a total return of 126%, or 26% net profit. That’s about as close to the previous plan as makes no difference, so clearly you can see what advantages each one has over the other. They both give practically the same return, one just takes longer but reduces the risk. Which is better is a matter of personal taste, but I suspect HighEarn‘s 7 day plan will prove considerably more popular.

Your third choice is also open to investments between a $10 minimum and a $3,000 maximum. It runs for a term of 10 calendar days, but this time HighEarn returns to an on expiry payment schedule. After the term has matured you should expect a payment of 160% interest, principal included. So for every $100 invested here HighEarn should pay $160 back, or 60% net profit.

And finally the longest running and the highest risk plan also sees HighEarn‘s minimum investment set to $10, so as usual with programs like this if you are tempted by the offer but don’t like the gamble you can just split your investment between the plans, keeping the smallest share for the longer term. It might be a risk but it doesn’t have to be one that costs you more than $10, so remember that. Anyway, the term runs for 16 calendar days, after which HighEarn will pay you on expiry. The rate being offered is 195% which is almost double your money. That figure obviously includes you principal as well, so the net profit is 95%.

Payment options are decent enough for a program like this, and HighEarn are using AlertPay, LibertyReserve, and PerfectMoney as processors. Payments are made instantly which having received my own first payment from them earlier this evening I can now confirm is the case. Just log into your HighEarn members area, make the request, and you should see the cash in your chosen e-currency in under a minute. HYIPs like this have become increasingly popular in recent times (maybe it’s more accurate to say it’s just the current cycle the industry is going through) and using a popular feature like instant payouts never seems to hurt their chances of success.

HighEarn is running off a licensed GoldCoders script and is hosted on a dedicated server with protection provided by AntiDdos. It looks quite a bit different than the programs we are accustomed to seeing hosted on that particular service provider, though it’s still a short term high ROI game. I’m sure the standard of protection is just as good as with any of the other HYIPs we’ve seen this year on AntiDdos, as I don’t recall seeing a serious hosting issue with any of them to date. The website however is not SSL encrypted. Contact with the admin if you have any questions, comments, of account related issues can be made via the e-mail ticketing form you will find on the support page.

Predictably enough there isn’t much of a business plan backing all of this up – or at least none that the HighEarn admin would care to share with us publicly anyway. So take it at face value. It’s a high risk game and while the profits that can be potentially earned in the HYIP industry it remains your sole obligation to limit the potential losses – something you can do very easily by limiting the amount you spend on them. So keep your losses low by spending low and increase your earning power by diversifying your portfolio. I doubt the HighEarn admin is a first-timer here so most likely he knows what he’s doing, but you should too so try and keep your participation in the industry something you enjoy rather than something you depend on.

DAILY NEWS FROM THE INDUSTRY.

I know that the majority of MNO readers are huge fans of quality short term programs. And what can be described as a quality short term program in your opinion? Of course not the one with the fanciest layout or the tightest security, but rather the one that lasts the longest. And that is an indisputable fact! In this case if you haven’t heard anything about EarnoSphere (which was first reviewed here) you haven’t been in the industry very long. I think that the lifetime of EarnoSphere has been pretty impressive so far and it has been running for nearly four and a half months. They accept AlertPay, LibertyReserve and PerfectMoney to four investment plans all of which pay on expiry – 115% after 5 days, 135% after 10 days, 180% after 20 days, and 280% after 40 days. Three complete 40 day cycles and six 20 day cycles are simply amazing and unbelievable. Can you imagine for instance how much money could you make from EarnoSphere if you invested $1K for a 40 day cycle and kept reinvesting three times? Well I suppose not many people expected such great results from quite a modest program which even had some AP issues and had to temporarily disable it some time back. I believe those results have been achieved because the admin of EarnoSphere George (he was interviewed on MNO here) has done a simply amazing job by paying fast on withdrawal requests for over four months and therefore deserves the huge level of trust investors put in him. His program also did so well because in my opinion it was not so explosively popular like ExtraIncome for instance and that’s why had a more gradual and healthy growth than their major rivals in when so many programs came and went while EarnoSphere continued paying every single investor without any problem.
Today brough some good news for EarnoSphere members as the program’s own official forum has been launched. You have to register in the forum again, even if you are already a program member, and post your testimonials, screenshots of your payments and just your suggestions which you believe will make EarnoSphere even better. The admin of the program obviously has more tricks up his sleeve and I will definitely get back to it when the time comes. Meanwhile, please read today’s newsletter announcing the launch of the official EarnoSphere forum:
“Dear EarnoSphere members,
I hope all of you have a nice day!
We have some exciting news, so I would like to share some of them with you.
EarnoSphere is almost 132 days here now, and we are still online, and we will always be online.
Today, our own forum has been successfully launched. First of all, you have to become a member of the EarnoSphere forum, by registration. Here is the link to the forum: http://forum.earnosphere.com
You can sign up here:
http://forum.earnosphere.com/index.php?app=core&module=global&section=register
Because of You will not be able to log in to our forum, with the login details of your EarnoSphere account – You need to register in our forum separately, to become an official member of our forum. Once you complete the registration in our forum, you can log in with those details which you used for the registration.
After registration process in our forum, you have to log in to your forum account, read the forum rules, after which, you can start posting. We recommend you to read the forum rules, because violating any of the terms and conditions, will result in your permanent banning from the forum.
We are planning to add a lot of features to the EarnoSphere forum. We will be happy to hear suggestions from EarnoSphere customers, so that we can make the forum special.
We invite you to post your payment proofs, as screenshots, in our forum, instead of posting them as plain copy/paste texts.
We`ll add forum link to EarnoSphere website in a some hours.
By the way, we are planning to start new referral era contest.
It will be consists of 10 stages, we will start the 1st stage soon, see you really soon in our next newsletter.
It will be very amazing, profitable and interesting to all of you.
Thats all for today, Dear EarnoSphere members.
All payments are processed as usual, within 1-12 hours. We wish you a good luck and we hope you will continue to support and earn with EarnoSphere.
Thanks to all customers for being a part of EarnoSphere.
Best wishes, George Santee EarnoSphere.”

Another popular short term program is LucrativaFund which is although running for 12 days is getting more and more popular. The admin of the program just decided to upgrade his listing from Basic to Standard today meaning his program will be reviewed on MNO tomorrow. Today I would just like to introduce it to readers.
LucrativaFund offers four main investment plans with different minimums starting at $5 which can be invested via AlertPay, LibertyReserve and PerfectMoney. Two plans make payouts on expiry – 110%-120% after 5 days and 120%-140% after 10 days – while the other two pay on a daily basis – 7%-8% for 20 days and 12%-14% for 10 days. The plans will be analyzed in full on MNO tomorrow. For now I would just like to say that the program has been running smoothly and so far paying on time. LucrativaFund is running off a licensed GoldCoders script which should be familiar to most investors dealing with short term programs and is hosted on a dedicated server by Dragonara which usually provides a superb level of DDoS protection to clients and keeps downtimes to a minimum. On the LucrativaFund website you will also be able to find such useful features as a secure SSL login, Live support, some important stats about the program and even a phone number in Denmark. The admin also provides investors with regular newsletters that are going to be posted on MNO now that they are on the Standard list. Please stay tuned for more details tomorrow!

GulfReserve is seemingly moving straight to the top of several ratings which is a great accomplishment for the admin Alina (interviewed here) and testament to her efforts. We can see that with every day online (GulfReserve has been monitored on MNO for 55 days) the program becomes stronger and offers members not only a wide variety of investment plans but also constantly develops into something exciting which will eventually I believe will take the shape to what the admin has in mind. I really admire such dedication in providing the best service for investors. I would like to remind you that the program accepts AlertPay, LibertyReserve and PerfectMoney and provides instant payouts on the following plans: 4%-5.5% for 30 business days, 1.2% for 150 calendar days, 105% after 5 calendar days (read more about the plans in my detailed review of GulfReserve published here).
Last night Alina sent a newsletter where she once again impressed me both with the new features already in place and with its plans for the future that are just going to be implemented shortly. Here are brief short highlights from the full newsletter posted below:
1) The survey program is coming back soon where by answering a few simple questions to improve the operation of the program as a whole you will be able to earn 1% of your investment in GulfReserve (if you’re an active investor) or a $0.05 instantly withdrawable bonus (if you don’t have an active deposit).
2) The rules of instant payouts when the first only payout to your payment processor is to be verified by the admin manually while all subsequent payouts are processed instantly for security purposes.
3) Support in six languages is now available so you can resolve your issues and get a reply to your questions via both email and live support in your native language.
4) Program’s own representatives with regional assignments will be hired and introduced soon. The process is still in the planning stage.
5) Credit Card deposits via AlertPay will be allowed in GulfReserve soon as the admin is in final talks with that payment processor about that. The implementation of this is yet to be finalized and will be announced later.
6) The success of their Facebook campaign which resulted in more activity on GulfReserve‘s page on this most popular social networking website that any other HYIP.
I was really surprised to hear from Alina that some other HYIP admins of less well known programs were piggybacking on GulfReserve by investing their members’ money there. Well, it only proves the point that GulfReserve might soon be the leader of medium term programs as such admins usually see the potential of a program that can run for a long time enough to make money for them and their investors too. Here’s the full newsletter from Alina:
“Official Newsletter
I am sure all of you are having excellent experience with GulfReserve. We launched in late March 2011 and since then we are rapidly growing and becoming one of the most preferred investment program online. Just like rest of the times when I sent newsletter, I have a couple topics which I would like to discuss with you:
Survey Program is coming back…
Do you remember our last survey? It was a successful campaign to understand views of our all members including freebies and investors and it really helped us a lot in building GulfReserve and you also can accumulate it with our on-going success rate.
So pretty soon we will announce our next survey program where our ALL members will be able to participate and also earn rewards with it. Investors are most likely to earn 1% bonus of there overall invested sum while free members will earn $0.05 USD. More details will be revealed as soon as we are ready to launch this campaign.
How does “Instant Payout” system works:
I have announce it previously but it seems like some of our investors don’t get it at all so I am going to explain it a more in details, remember PAYOUTS ARE ALWAYS INSTANT and will always be but if you are a new investor (or have deposited from a different e-currency account) then your payee account will require manual validation from me, That means within the first 24 hours after you have invested, and you withdraw, it will most likely go as Pending.
So most in these cases is your payout status appears to be pending and then eventually turns to be canceled then it means the amount was refunded to your account balance and you should simply attempt to withdraw it again and next time it will be instant and will remain instant for that account forever!
Multiple Language Support:
Now you can contact our support via email or live chat in your native languages. So no matter if you speak Russian, French, Spanish, Dutch, German or simply English, your queries will be answered respectively!
Domestic-Level Representatives Program:
We have intentions to start our representatives program so around the globe and in almost all regions we plan to have at least 1 representative to which our investors can consult, however more details will be revealed soon and this is one of main topics of our next survey program!
Credit Cards Payment to be ACCEPTED soon!
We will be accepting deposits via Visa, Mastercard and other different brand of credit cards in no more than a period of couple days. These transactions will be handled through AlertPay since we have already fulfilled all necessities of documents and other verifications and we have got all necessary clearance to be able to accept Credit card payments.
However its not finalized yet but there may be a possibility that CC deposits will only be allowed for verified members so we are working on layout of this verification procedure but to be sure, it will be as simple as possible.
FACEBOOK campaign was a SUCCESS!
First of all I want to mention that all of us understand that not all investors like to reveal their identities for “whatever” reasons so they don’t actively participate in social networking activities but still I researched on it and found that GulfReserve has the highest number of fans on Facebook, yes more fans then any other HYIP program.
Maybe I have written enough already but I want to tell you that I have noticed several less-known HYIP admins are using GulfReserve as their primary source to invest and pay their members. Well there is nothing wrong about it according to our TOS, however I am just wondering that we are really heading towards being one of very successful program and if my this message reaches those investors who are not directly participating in GulfReserve but instead being deceived by those fake HYIP admins, they should really come on-board directly so they can make more and real income!
Regards, Alina.”

I usually do not post anything about the programs in my Basic list but the mixed reaction from readers today made me decide to explain my position on the Not Paying status of BrilineLimited which the program received on MNO last night. I would like to start from the beginning as yesterday my investment term with the program finished and I decided to withdraw my principal. I should point out that I do this with every program because as a monitor I need to test their ability to pay members. As my regular clients know I reinvest an amount of my choosing in every program I monitor and BrilineLimited was no exception. The admin was more than familiar with those terms as I make that fact explicitly clear to all admins and ask that they understand it before they get listed. So, after the first attempt to withdraw my principal I found that with no notification the money was put back to my balance by the admin. The second withdrawal from him had the same outcome – him returning the principal to my balance. My email to the admin was simply ignored and it was not explained properly as to why he didn’t want to return the principal. Well, in 99% of cases the inability to pay indicates a severe cashflow problem and indicates the high probability of BrilineLimited collapsing very soon. You know that I don’t tolerate selective payouts and after that I had to move BrilineLimited to Problem status on MNO followed by Not Paying status today after the admin reported that he had blocked my account in his program and said that “we have placed you in problem status and blocked your account” (his exact words!). That was a really weird situation to say the least as MNO is a monitoring site and BrilineLimited is an investment site which is supposed to pay to all their clients – so the only person who is entitled to move his program to Problem status due to non payments is me and not him. Selective payouts will not be tolerated on MNO and the fact that the admin can simply block an account and not pay a monitor always indicates that it’s just a few steps from closing. Please be aware of that and think twice before investing. So note that BrilineLimited is on Scam status on MNO as it’s paying selectively now and very possibly will collapse when they run out of money soon! You have been warned!

And speaking of programs no longer covered on MNO, I will again bend the rules but this time for other reasons. The unfortunate situation surrounding the struggling ExoticFX is a regrettable one, and one I admit is unlikely to be of the admin’s making. But like it or not, whether he’s responsible for the problems there or not doesn’t alter the fact that he’s ended up with them. And contrary to his recent statement, ExoticFX IS responsible for making the payments. When the EFX admin issued the following statement, and I’m quoting him directly here:
“I DONT CARE what MNO says, It is NOT our Responsibility to pay”
not only was I shocked and frankly a little disappointed by this attitude, I was also acutely aware that there is now no way back for them. Listen, it’s like this – if you ask me if you can borrow $100 so you can pay your doctor’s bills and I say yes, but then you go away and lose that money drinking and gambling – sorry pal, but you still owe me a hundred bucks! Likewise if you gave money to ExoticFX then I don’t care what they did with it, because it’s ExoticFX that owes you, not AlertPay, not LibertyReserve!
So if they no longer wish to be covered on MNO then fine. However in the interests of the MNO readership who have existing deposits there I will bring you this latest update as I feel you need to hear about it urgently. You are being offered an olive branch. More exactly, by next Friday at the latest EFX promise to repay anybody who wishes to remove their principal and leave the program. If this crippling cash flow problem which can surely be seen from outer space at this stage is as obvious to you as it is to me then it’s an offer I suggest you grab with both hands at the earliest possible opportunity. Because when the admin so explicitly denies he has any responsibility to pay you at all, this really is an offer you can’t refuse. ExoticFX made the offer here:
“All Members who wish to withdraw their Principal and exit our program will notice this option within their EFX accounts within 48 to 72 hours. We wish to allow ALL members, wishing to remove themselves from ExoticFX, this opportunity. Your Principal will be returned in FULL. All profits you have accrued to this point will also be provided.
We will announce when this option has been fully integrated into the system and you may then request to have FULL Principal and Profits to date withdrawn. Your account will then be closed. We wish you well.”
Do whatever you like with this information, it is your money after all, but please, anyone who decides to stay in ExoticFX and not take this one last chance to save their money I ask you NOT to contact me later complaining about a scam. ExoticFX will be a private program, will have NO further association with MNO, and if you are in my existing downline then I suggest you get your money out now while you still can because from this point on there isn’t a whole lot I can do for you. You have your chance now, so either take it or forget about it, but don’t cry about it later. Like a lot of people I expected better, it wasn’t to be, so please cut your losses now and move on. Consider yourselves warned!

I would also like to report that I am currently waiting for my two pending withdrawals to be processed from WABFunds. Usually it didn’t take over 24 hours to be paid, so I’m quite concerned about its status now though I’m aware that it can take up to 48 hours according to their rules. Still three pending payouts and no answer from the Live support which went offline straight after I logged in to ask them about the pending payouts doesn’t inspire confidence. Anyway, I have moved WABFunds to Waiting status on MNO now, and the program will be downgraded to Problem status if I don’t either get a reply explaining the reasons for the delay or receive my payments in 12 hours from now. I would not recommend to make investments in WABFunds at the moment, guys.

Here is the list of the programs that paid me properly for the last 24 hours:
HighEarn (the first instant payments processed), EurexTrade, Insectrio, SiliconValleyGroup, EarnoSphere, GulfReserve, MAHIFund, SquareBoxTrends, GorgonProjectInvest, Walwex, MGFunds, EliteAlliance, BrantonsGroup, CyproRealty, SafeDepositary, EurosFund, LucrativaFund, InvestNetGroup, ReProFinance, OSWealth, PrimFix, Opulentia, StockBiz and PermanentProfit.

That’s about all I have for you today, guys. I hope it was useful and sometimes maybe even entertaining. I’ll see you back on MNO tomorrow with the latest news and views from the HYIP industry and its most popular representatives! Stay on the money with MNO blog, folks!