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22/08/2011. AllenFinance Review and Daily News from the Industry

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Hi everyone! Hope the weekend’s been going well for you so far. One of the most recent programs to purchase listing on the MNO monitoring page is one called AllenFinance, though it’s not exactly a new program either having been online for almost month by now. So to finish off the weekend I’d like to take a closer look at some of the finer points of the program and also describe the plans. See if you think it’s suitable for you.

To start with AllenFinance is a long term HYIP with five plans to chose from, though to be honest all but one are not really all that affordable to the average industry player. They all run for the same term and all make daily interest payments.

So the first of these plans costs a fairly high by industry standards minimum deposit of $25. It’s called The Silver Plan and it runs for a term of 90 calendar days. During that period you are paid a daily a daily interest rate of 2.5%. At the end of the term that should add up to a total of 225% which can be counted as profit once AllenFinance return your principal as promised. However with the daily payments you will already have broken even after 45 days. Maximum investment is $499.

For a deposit between $500 and $999 AllenFinance have The Gold Plan which also runs for 90 calendar days. Here you will earn 3% interest per day, allowing you to break even after 34 days and finish with 270% in total. That will be in addition to your principal getting returned.

The Diamond Plan runs for 90 days and is only open to deposits from a $1000 minimum up to $1999. Daily payments this time come to 3.5% per day which allow you to earn 315% in profits (having broke even after 29 days) on top of your principal.

If you’re prepared to spend at least a $2,000 minimum up to $2,999 then AllenFinance have The Platinum Plan. For the duration of the 90 calendar day term this time you are offered 4% interest per day allowing you to break even after 25 days and finish with a total profit of 360% on top of your principal which is again promised to be handed back.

And finally there’s The Platinum Plus Plan. This one will set you back a cool $3,000 minimum spend if you would like to join with the maximum at $25,000. The term is still 90 calendar days and payments are made daily to the tune of 4.5% allowing you to break even after 23 days and finish up with payments totaling 405%. This is in addition to your principal which is then returned.

The payment options available to you if joining AllenFinance include LibertyReserve, PerfectMoney, and AlertPay. Larger deposits can be accommodated via Bank wires if you wish but you’d have to contact the admin for information on that. Payments will need to be requested from within your AllenFinance members area and once done should be processed with 24 hours according to their own terms and conditions. By the way, if 90 days is too long a term for you and you would prefer to withdraw your principal and leave the program early then you are free to do so. Just note that it will cost you a 30% penalty fee if you do, so make sure that you have at least broken even before asking for your principal back.

AllenFinance is hosted on a dedicated server with support and DDoS protection from Dragonara. The website is also SSL-encrypted throughout and is running off a licensed GoldCoders script. Should you need to get in contact with the admin for any reason, eg questions about the plans, account related issues, et cetera then you can reach him by filling out the online e-mail ticketing support form found on the contacts page and submitting it. AllenFinance also have a postal address in Latvia but what you might actually find there were you to visit I can’t say, though I do know that most addresses listed on HYIP related websites are no more than virtual hosted offices used as mail and message collection and forwarding points. As for the design I’m sure existing members will probably have noticed a few improvements in the current version as opposed to what you may have seen when the program first came online.

Texts are copied directly from other online sources and have been used by other HYIPs in the past. It’s probably the designer rather than the admin responsible for this (though the admin is ultimately to answer for it) but some texts are actually copy/pasted so lazily from other HYIPs that the actual name of the other HYIP it was taken from was never even removed! Anyway, it’s hardly a new occurrence in the industry and AllenFinance are a long way from being the first ones guilty of “borrowing” other program’s texts. Longer term readers will know this and most likely won’t care, but my point is that for those new to the world of online HYIPs not to treat any of these programs like they are genuine licensed and regulated financial service companies. They are not, and that is why I again remind you to set a spending limit that’s affordable to you and to try and keep a diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

I’m aware that all the attention of the serious investors was focused on the situation with GorgonProjectInvest (reviewed here) which has been down for over two days already. Despite giving the official update from the admin of the program Paul (interviewed here) and link to the Twitter account of GorgonProjectInvest to keep everybody updated I still receive quite a lot of mail about it. Please note that from now on I will leave it with no reply as everything I know about the current situation is always posted on my blog or in the news flash and in the ShoutBox which will be used for urgent announcements from now on by the way due to increased amount of spam (I will be on MNO Chat from time to time to answer your questions and will keep you updated on the Shoutbox when I’m there). Anyway, I repeat that you can get all the most recent information on the situation with GorgonProjectInvest by following this Twitter account where you can find the most recent updates. At this particular moment I can see that due to the new server’s misconfiguration the original plan to bring the site back online today are unlikely to be completed on schedule. So the new deadline is tomorrow, Tuesday, August, 23rd. The latest update from GorgonProjectInvest I can see now is the following:
Sorry, but we have hit a configuration problem and it will be a few more hours. We have changed the return time to Tuesday (its Tuesday already in this part of the world) as we still have some testing to do as well.
I would like to add from myself – let’s be patient and allow the admin to get on with the job without distraction, as so far he has been superb in updating us. I trust the guy and from my experience he has always delivered what he promised. Let’s hope that the site of GorgonProjectInvest will be online by tomorrow. I will keep you all updated on MNO as more information becomes available.

The admin of CommoditiesCapital James (interviewed here) works tirelessly on improving his program for current and future customers. So today a Live support feature has been added and by clicking on the relevant icon you will be able to receive answers to all your questions from the admin in real time. I know that James is quite efficient and fast in answering support tickets but the introduction of the Live support will definitely bring his site to a new level. Here is the latest update regarding that new feature:
Live support
As you may have noticed by now we are always trying to improve our site. So today we added live support on our home page. I hope you will like it and will consider it helpful. Thank you all for your great support.
Regards, James. CommoditiesCapital”.
I remind you that CommoditiesCapital is currently featured on MNO’s Exclusive listing which means that it’s officially monitored only by me. The program offers four investment plans with AlertPay, LibertyReserve and PerfectMoney accepted as payment processors – 1.8% for 100 days (principal back), 3.2% for 45 days, 5% for 30 days, 6.5% for 25 days. More on CommoditiesCapital can be read in my review posted here.

I have just received the answers to my questions from the admin of UnitrustDirect (reviewed here). The interview is scheduled to be published on Wednesday, so stay tuned for that, guys. UnitrustDirect has recently upgraded its listing to Premium status on MNO. The program pays instantly to LibertyReserve and PerfectMoney on five plans with payouts on expiry – 102.5% after 5 days, 107.1% after 10 days, 123.8% after 25 days, 194% after 65 days, 403.4% after 125 days.

It looks like the members of ReProFinance (reviewed here) might get scammed if they get caught out by some phishing messages sent by someone impersonating the program’s administration with a request to change the API settings in your LR and PM accounts. This trick has been done many times before and I can confirm that anybody who changes API in their e-currency accounts merely allow the scammer access to your money and he will steal every last cent of it in no time. So please NEVER do this and NEVER trust such phishing emails, even if they look to be genuine. Here is the warning which was recently posted on the site of ReProFinance regarding that issue:
Scam email warning notice
We have been reported that several ReProFinance customers have received an email with winning notification asking to change the API settings of their e-currency account. This email is a scam. Please do not follow any instructions on these emails.
Please notice that ReProFinance will never send any unexpected or suspicious emails with requests or instructions soliciting to any actions.
I remind you that ReProFinance is currently ranked #6 on MNO being the oldest program on my monitor and paying successfully for over 440 days (!). ReProFinance currently offers the following investment plans with principal returned on expiry and instant payments processed to your LibertyReserve, PerfectMoney and AlertPay accounts – 1.6%-2.3% for 90 business days and 1.8%-2.5% for 180 business days.

August is almost over and HYIP admins are gearing up for the fight for the new clients in September. This can be an especially tricky challenge for longer term programs like SafeDepositary for instance (reviewed here). Spotlessly paying for over a year and having reached the #4 position on MNO after just five months of monitoring SafeDepositary currently offers one plan paying 1.6%-2.3% for 150 business days with principal returned on expiry. The payment processors accepted are LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay and the withdrawals are usually processed instantly. SafeDepositary is famous for constantly improving their services and always paying on time which is a very important factor in attracting new members. However, perfect is never enough and the administration is currently working on a complete overhaul of the website to make it look more professional. This includes adding more language versions of the website to the previously available French, Italian, German and Spanish versions. These are just the plans. What’s changed already is their representative program where to control the ever growing army of agents it was decided to place more stringent requirements on joining them. They are listed in the most recent update posted on SafeDepositary which you can also read below along with other most recent news:
Recent and upcoming updated
Dear clients! Summer vacation season is almost over and our team was working hard for all three months of this summer. Click “read more” to find out more about recent and upcoming updates.
First of all we would like to let you know some information about regional representative program policy changes. New requirement to become a representative is a minimal deposit of $2,500 or a network of at least 20 active referrals who totally deposited over $20,000. We applied these changes because we already have almost 100 regional representatives worldwide.
We are getting ready the new modern and styling facelifted website. It’s supposed to be ready in the first decade of September. SafeDepositary technical department was on vacation for last 2 weeks but since Monday 22nd we also start working on adding more languages: Chinese, Indonesian, Malaysian and Romanian. Thats the plan for September. Business season is getting started and we hope for successful long-term cooperation with all our clients! Thank you for choosing SafeDepositary!

The following programs have paid me today and are still listed on Paying status on my monitoring page:
StockBiz, PerfectLottery, HotInvesting, SecureEarn, WesternSum, HitNRunMasters, OnlineInvestmentBank, EarnGroups, ReProFinance, SafeDepositary, InvestNetGroup, NeoProgress, PrimFix, CommoditiesCapital, AllenFinance, HyperCompound, PowerfulStrategy, Safearn, TopsFund, RockwellFunds, BaseBucks, MInvestment, BetForInvest and LargeEarning (the first payments received).

That’s all I have for you tonight, guys. See you on my blog tomorrow which will hopefully have a review of the new short term program LargeEarning and daily news from the HYIP industry. See you then!

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