Jun 14th, 2016 Archives

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Beware! Coinexis has stopped paying! Do not invest there!

Hello everyone! After yesterday’s bright start to the new business week, at least for MNO readers I think it was anyway, I’m hopeful of the trend continuing today as I take a closer look at Coinexis. There’s been a number of promising new programs coming to MNO as you will have seen introduced over the last few days, meaning it either signals a revival of the HYIP industry, or increased interest from professional admins in the MNO monitor. Either way, it’s still positive news for MNO readers whichever way you want to look at it. Anyway, Coinexis is the name of a brand new medium term program that just joined the MNO Premium List shortly after they opened. It has a lot going for it, but for me it’s the simple combination of whether they can combine achievability with sustainability in their plans that could really make or break them. So let’s see what they’re all about and whether you think you have a place for Coinexis in your own portfolios or not.
Starting as usual then with the investment plans, Coinexis have four in total to chose from. Three of them make daily interest payments, while a shorter term fourth option just makes one single payment on expiry. I’ll start with the daily plans as from experience I know these are always likely to prove the most popular. For the first one, which runs for a term of 30 calendar days, Coinexis require a minimum deposit of $15 to join. Once you’re in they then follow this by paying you back at a rate of 5% interest every calendar day. By the time you receive the final payment at the end of the term your payments should amass to 150% in total. That by the way is with Coinexis already factoring your principal in as part of the payments, so it’s your own money back plus 50% net profit.

To give you a practical example of what that might look like in practical terms then, let’s say you were to join this plan with a $100 investment. Coinexis offer to pay you back an amount of $5 per day for the coming 30 days. That allows you to reach the break-even point after 20 payments, that is to say you earn back an amount equivalent to your principal and can’t possibly loose any money after that, and start collecting pure passive income from that point on. The term finishes with you withdrawing $150 in total, $100 of which was yours in the first place and $50 your reward from Coinexis for joining. The upper limit for deposits in this plan by the way has been capped at a maximum of $1,000.

However if you’re lucky enough not to consider $1,001 that big a deal then you might want to look into Coinexis second plan. The term shortens to 25 calendar days, while the daily interest rate increases to 6% per calendar day. Some simple calculations then show that this has the curious effect of making this plan exactly as profitable as the first one, with your final earnings coming to 150% of your principal. The benefits however are obvious, allowing you to collect that profit in a much shorter space of time, and bringing you to the break even point after 17 payments. Just to be clear about this, Coinexis do of course include your principal as part of the payments. Bigger spending investors will find Coinexis have placed an upper limit of $2,500 on deposits in this plan.

Third on the list of investment plans and the final daily payment option, the term once again is cut back to 22 calendar days. Coinexis require a minimum investment of $2,501 to join here so while it’s definitely one for the bigger spending players, it’s not so outrageously expensive as keep absolutely everyone away either. I’m sure that if/when Coinexis do the groundwork and build a reputation the plan will find an appropriate sized audience. Meanwhile the interest rate being offered to coax that money out of you is 7% per calendar day. Coinexis include your principal with the payments, so your final return of 154% is your own money back plus 54% on top for yourself. You should reach the break-even point after 15 of the 22 payments, and Coinexis have an upper limit of $25,000 on investments here.

Changing direction now for the fourth plan, Coinexis have thrown it open to all deposits big and small between a $15 minimum and a $25,000 maximum. All investors are offered the same blanket return, which is one single payment of 115% on expiry of a 10 calendar day plan. Generally speaking you can all probably see why this plan is a lot less attractive than the daily payment options. Clearly it’s less profitable, and if anything does wrong you’re left completely empty handed whereas in the other plans you at least claw something back via the daily payments. This makes it particularly dangerous for big spending players. But, on the other hand, it does have some benefits as long as you are spending smaller amounts. If your immediate priority is simply for a fast profit and you’re not put off by the fact that you might get more money if you waited longer, then maybe it’s OK. It’s really more to do with the priorities of the individual investor, everyone has different needs, but from a wider perspective it makes more business sense to the majority to look at the Coinexis daily plans.

If you find any of those plans appealing enough to want to join, then the next thing you will want to know about is what payment processors Coinexis is working with. For now they seem to be working exclusively with anonymous payment processors, which means investing via PerfectMoney, Payeer, BitCoin, or AdvCash. When it comes to withdrawal requests, they are processed manually so need to be requested from inside your Coinexis private members account area. The processing time can be pretty fast, as little as 5 minutes we are told should the admin happen to be active at the moment your request drops in, but strictly speaking you really need to be allowing anything up to 24 hours for your transaction to be guaranteed. If it’s faster than that then fine, just take it as a bonus, but don’t demand it every single time.

If I had one criticism of the Coinexis website then it would be a more technical flaw. The thing is that it hasn’t really been optimized all that well to operate on mobile devices, so if you do most of your browsing on a phone or a tablet and so on, you may not find Coinexis quite so user-friendly as other programs. Don’t worry, it’s easily dealt with by switching back to your laptop or desktop where everything works perfectly well, meanwhile I hope the admin has his programmer look into doing something more mobile friendly for members who wish to use Coinexis on the go. Otherwise everything else is up to an acceptable industry standard with Coinexis hosted on a dedicated server with the support and DDoS protection of DDoSGuard who are really dominating the market these days. The Coinexis website is powered off a licensed GoldCoders licensed script which no doubt many of you will have recognized anyway, with their usual easy to navigate and user friendly interface. An SSL encrypted connection secured by Comodo provides an extra layer of security for safer browsing and more secure transactions.

If you have any further questions for the Coinexis admin that you think were not explained in this review or have any account related issues you need to have dealt with then you have a couple of ways to get in touch. You can fill in your details on the customer support form and submit it online through the website’s contact form, or alternatively write directly to either of the two listed e-mail addresses. A postal address is listed in the UK, though most of you should I hope know enough by now to ignore such things as mostly serviced/hosted workspaces used for registration and not where anyone involved with Coinexis would be physically located. More useful is the Facebook profile where fans of social media networks can try and connect with the program. The Coinexis website also has a built-in Live Chat widget, which I haven’t personally seen in use just yet (if it does work then I don’t know whet hours they keep there) but I suggest you take a quick look there anyway before composing any lengthy messages.

Overall then it’s not a bad prospect, and Coinexis certainly has some potential provided it’s managed correctly by the admin and marketed correctly to find its target audience. Success depends on a lot of other factors falling into place of course, but I think a good start has been made by this one. Just for the record, the business interests we are told are allegedly behind Coinexis and supporting the payments to members involve something called “crypto-currency investment”. It’s pretty much left at that with no real follow-up information, so draw your own conclusions. Once you can accept what you are doing in the HYIP industry and the risk you are taking, then you should know to behave responsibly. Keep your spending limits reigned in to suit a budget you can comfortably afford to live without and earn back from other sources, and if joining Coinexis at all then keep them as a smaller part of a wider more diverse portfolio.



Although TrustInvest is a newcomer to the MNO Premium List where its been sitting since yesterday, the history of the program already runs over two months of successful operations. That seems especially impressive when you consider the nature of the program. Yes, TrustInvest is a perpetual-style project – something that was extremely popular a couple of years back, but waned in popularity since then as too many of them were failing to emulate earlier successes. TrustInvest though managed to break this trend and by proving that with the right attitude and superb sense of direction in mind they can last for a long time not only paying a stable 1% daily return to its investors, but also allowing you withdraw any part of the principal and profits at any time you like. Also helping is a feature allowing automatic compounding of your earnings if you don’t withdraw, meaning the longer you keep your deposit intact the higher profit you earn from TrustInvest. You will nevertheless still be in total control of your initial deposit and are entitled to withdraw it (wholly or partially) at any time and without any fees. By the way, it seems the English language version of TrustInvest was only launched yesterday, before that only being available in Russian:

English version of our site
We have added the English version of our site. From today on we start an advertising campaign aimed at English-speaking audience.

As you can see, the very first serious English language website capable of explaining the benefits of joining TrustInvest was obvious for the admin. It was of course MNO where the highest Premium listing was purchased last night. The minimum to invest is a bit above average at $25 which is accepted via one of four anonymous payment options – PerfectMoney, Payeer, BitCoin, or AdvCash. Note that you don’t need to choose any investment plan and your deposit will be added automatically with the endless possibilities to do whatever you need with it – whether you want to withdraw a part of your deposit, only profits, add more to the e-currency balance, etc. Note though that withdrawal requests are not processed instantly, and it may take up to a 48 hour maximum to be paid, so take this into consideration. As with TrustInvest the level of flexibility for investors is truly astonishing, you might want to choose an appropriate investment strategy and set your goals and expectations right. I’ll talk a bit more about that in the future review of TrustInvest on Friday, so stay tuned for that.

Let’s talk about some technical stuff now. Apart from some translation difficulties to English, TrustInvest looks a pretty decent website. It’s powered off a licensed version of the highly customizable H-Script. Uniquely in my experience they even give you a printable receipt similar to what you would get in a shop after deposits and withdrawals. This actually makes a bit more sense if you consider that the company is officially registered in Russia with all the necessary verifiable registration details provided. However, being a good novelty capable of attracting some newbies looking for impossible guarantees on their investment, it doesn’t give you any more than the more common UK company registration, (ie nothing!). In any case, TrustInvest looks to be prepared well technically, hosted on a dedicated server with protection against malicious DDoS attacks provided by CloudFlare. There is an SSL certificate provided by Comodo as well, Live Chat support available, some video reviews (all available in Russian only at the moment), and some interesting features like a written contract with the company. Just remember, TrustInvest is still a well organized and HYIP with all the risks that go with it, so treat your deposit there responsibly and only invest what you can afford to lose. Stay tuned for more information and an in-depth look at the program’s main features and investment plans!


Not very often do HYIPs accept investments in different currencies, and apart from the US dollar members with other demands are ignored. It would be unwise from an admin’s point of view to ignore a very stable European market whose members and potential HYIP investors would rather keep their balances in Euros and save on the exchange fees for dollars. It’s therefore understandable that the administration of BusinessAngels tries to accommodate this when he announced yesterday that three payment processors – Payeer, PerfectMoney, and AdvCash – can now be used for both Euro and US Dollar transactions. If you wish to read more you can refer to the latest newsletter posted on the BusinessAngels website:

Payeer (EUR), AdvCash (EUR) ? Perfect Money (EUR)
Based on the growing number of european investors and partners, our specialists have added the possibility of opening deposits in euros via Payeer, Perfect Money and AdvCash.
Now you don`t have to pay fees for conversion within the payment system, money will flow into the currency with which the deposit was created.
Enjoy it and stay with us.

As the full review of BusinessAngels is still in the works and is going to be published on my blog tomorrow, I have to remind readers that apart from the already mentioned PerfectMoney, Payeer, and AdvCash, BusinessAngels will also take accept BitCoin, OkPay, or NixMoney. The minimum to invest via any currency is $10 and all withdrawals are, as a rule, processed instantly (I could only verify this yesterday when I received the first couple of payments from BusinessAngels and moved it to Paying status on the MNO monitor). By the way, the investment plan offered by BusinessAngels is very curious as on one hand, it locks your principal for an unlimited term and makes it unavailable for withdrawal, but on the other hand, offers you a 4% daily return for the program’s lifetime. This 4% is not paid right from the start, but rather begins with 1% daily and increases then by in 0.5% increments. And one more important thing to consider if you’re thinking about joining – accruals are done on business days (Monday to Friday only). More on the program’s investment plans and other important features will be in tomorrow’s detailed review.


Some admins are do predictable nowadays and not only scam before the first cycle is completed, but also send some newsletters a few days before that containing a clear warning of what’s coming next. One example is Royal8 whose admin sent a very weird newsletter last week which said nothing useful or new, but just promised to prove his critics wrong. And guess what? he just proved them right as nobody came out in profit from Royal8 after the program disabled instant withdrawals yesterday, just a couple of days before the first investors were to break-even. The Royal8 admin showed himself as a total crook incapable of delivering anything even remotely decent to the HYIP community. Such admins should really be eliminated as their programs are never intended to succeed. That is why I’m pleased Royal8 was mostly ignored by the MNO readers who, just like myself, saw a disturbing pattern so either preferred to completely stay away or just play with very small amounts. In any case, Royal8 is gone for good now and in a few days will be long forgotten. Please do not invest in Royal8 if you haven’t seen the warning that was posted on the MNO monitor yesterday.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: CryptoStabilityBandeiraCorp, CryptonusMacauCau, Coinexis, BusinessAngels (the first instant payments received).
From MNO Standard list: SixSpend.
From MNO Basic listLottoSyndicat, SpecialProfit (the first payments received), BitcoinParadise (the first payments received).

That’s all for today, guys. Thanks for reading and I’m sure you will find even more new investment programs worth your attention if you check out my monitor page often, as there were quite a few programs joining the Basic List over the last of days but won’t be covered on my blog. It appears that the summer HYIP season is getting into full swing now and I wish all of you who choose to play the best of luck. I hope you will consider some programs from the MNO monitor if you wish to expand your portfolios. By the way, I believe we might already see the future leader of the HYIP industry on MNO, but I won’t say its name as I need to be impartial and not influence your decision. I will hope to see you all again on my blog tomorrow for all the latest news from the biggest programs in the HYIP industry and a full review of BusinessAngels. Stay tuned and always be on the money with Money-News-Online!

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