Hi guys! As you can probably see the HYIP industry is entering its annual Christmas slowdown, with many investors putting their money away for Santa Claus and meaning only the strongest programs survive into the new year. But I bet there are still enough programs out there run by professional and talented admins, some of whom will definitely launch their programs just before and after the new year to compete for the crown of the most popular program in 2013 while there is no doubt we will also see some of the old programs that have been with us for months in the new year too.

You may also have noticed that I’m posting a bit less often than usual simply because there’s less news to report and am also looking forward to the holidays myself. So, I’m kinda grateful for the reduced workload for the next two to three weeks. To pass some of that spirit on to you, guys, I recently asked my programmer Andrew to decorate my blog, monitoring and TalkBack pages with a festive theme and hopefully get you in the holiday spirit so I hope you enjoy it.

MNO TALKBACK – CURRENT POLL RESULTS AND NEW QUESTIONS POSTED

MNO TalkBack is a new page on my site combining the ShoutBox, Chat and opinion polls where readers can share their feelings on both HYIP and non-HYIP related topics. The polls on the TalkBack page are changed periodically (usually once per week) and the votes are protected by a unique script to ensure no one votes twice to keep things fair. One question asked last week was aimed at finding your favorite program among the four highest ranking programs from my Premium list – NewGNi (reviewed here), FelminaAlliance (reviewed here), EurexTrade (reviewed here) and ProfitableSunrise (reviewed here).

I can’t say that the results of the poll came as any surprise with NewGNi commanding about 50% of all the votes. The program has become the single biggest hit of 2012 and is stays in the #1 position following its privatization on December 1 this year. Currently, the program is closed to new registrations but the current members are still earning from the 1% per business day and 6% weekly plans with no expiry date. The only essential difference from the previous version of NewGNi before privatization concerns the withdrawals which are now processed every Monday in comparison to the every business day processed withdrawals before. This week the withdrawals were processed under the new rules for the second time already, silencing the naysayers who claimed privatization was a trick to collect more money and disappear. I hope the admin of NewGNi is committed enough to working as hard in 2013 as he did in 2012 and sustains the program’s status. By the way, the latest interview consisting of questions asked by MNO readers to Jurgen can be read here.

The second most popular program on MNO is ProfitableSunrise getting almost a third (33%) of the votes. ProfitableSunrise has been running successfully since November 2011 and even now processes withdrawals quite fast to SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney. A huge number of investors are already in good profits from their 1.6%-2% for 180 business days plan with the principal returned on expiry, although I personally would not recommend investing in the newest 2.7% for 240 business days with 100% compulsory compounding and principal back on expiry plan due to an unacceptably high risk plus unsustainable and unachievable returns. Still, I hope ProfitableSunrise will continue as it outperformed much more promising programs already and was definitely one of the highlights of the last year. If you’re interested in learning more about the admin please refer to my interview with him here.

Third place in the poll went to FelminaAlliance with almost 13% of the votes. The program is one of the longest running projects on my list, dating from July 2011 and celebrating 18 months online next January. FelminaAlliance accepts LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay, paying quite conservative returns of 0.8%-1.4% for 90 business days, and 1%-1.6% for 180 business days. At the same time they returning original principals on expiry which made it extremely profitable, particularly for those who saw its potential back in 2011 or even in early 2012. Hopefully, we will see FelminaAlliance continue among the leaders of the HYIP industry in 2013 too.

Finally, fourth place with over 5% of votes went to EurexTrade. Launched back in late February 2011, EurexTrade is approaching an impressive two years online by the end of next spring provided it’s still online. I must say that EurexTrade is definitely one of the most impressive programs I’ve ever seen during the years I’ve been running a monitor and possibly its success can be explained by the fluctuating returns paid on business days with no expiry date. I believe that the interest in EurexTrade would be higher if it accepted other payment processors rather than just LibertyReserve and PerfectMoney as the industry has changed since then. Payouts can be up to 2.9% per day which are in most cases processed instantly. For more info on EurexTrade you can also read my interview with its admin here.

Results of the second poll were also unsurprising. I always believed that people mostly come to MNO to check on the latest news from the industry. My blog is definitely the place to be if you want to know what’s happening first, because other sites simply wait for MNO first before re-posting it on their own websites when it’s out of date and hardly news at all anymore. With a unique position as the oldest website with a lot of history and experience you may be sure that you will find the most appropriate and relevant information in my daily news updates that are preferred by almost 72% of readers.

Next was the reviews with 18% of the votes. While it’s always understandable as in some cases it will help you make a decision based on the a program’s features and my detailed analysis of the plans for each project from MNO’s Premium and Standard listings. Next, with nearly 7% comes the admin interviews which rarely contain much new information not already seen in my reviews, but in some cases can be useful when it comes to clarifying certain things. Finally, the almost forgotten MNO Fridays which I plan to revive pretty soon by the way, gained only 4%. I know that it’s sometimes hard to find all the articles published within the series of the educational articles on my blog, so soon I plan to link to them all on my monitoring page. Stay tuned for more articles from MNO Fridays soon, and thanks a lot to everyone who voted!

For the next week I’d like you to answer a question on the holiday season which you’ll find on the MNO TalkBack page:
What are you going to do this Christmas?
– Partying with my friends
– Spend it with my family
– Travel or take a vacation
– I’m working this Christmas

A second poll on MNO TalkBack will be dedicated to the so-called Black December that which is widely believed by some investors as the month of fast scams and inactive investors. It’s kind of a controversial topic in some respects, so I would appreciate your opinions. The question and possible options are:
What are your investment plans for December?
– I stop investing completely during this month
– I try to carefully select only the best new projects
– I prefer to stick with the old proven programs
– I don’t change my investment strategy compared to the rest of the year

I’d like to sincerely thank readers for their never ending support of MNO and encourage you to email me with any suggestions to improve it and make it easier to use. I really like to hear from you and welcome your ideas.

MOX – LIBERTYRESERVE PAYMENTS INSTANT AGAIN

LibertyReserve has been unstable recently with a lot of downtime caused by a failed API which is responsible for processing instant payouts. The latest downtime was announced yesterday and lasted for a few hours during which programs like Mox (reviewed here) couldn’t process the payouts which the admin updated members on as follows:

“Libertyreserve API System Scheduled Maintenance – December 10, 12:00am UTC
Hello everyone,
The API system of Libertyreserve does not work now which causes all Libertyreserve withdraws can not be processed. This is the latest news we got on http://blog.libertyreserve.com/
“Dear Friends,
Liberty Reserve Technical Team is presently doing system updates on the API Servers. This upgrade will give you a faster, more productive system.
Thank you for choosing Liberty Reserve.”
We will process all pending Libertyreserve withdraws when it has finished this maintenance. And all withdraws will be instant again to your Libertyreserve account then.
Sincerely, Mox Admin”.

Mox pays 11% for 13 business days (Monday to Friday) with currently all the payouts processed instantly to all accepted payment processors – LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay. Here’s the latest email from the admin of Mox about LR payouts returning to instant:

“Libertyreserve API Works Again
Hello everyone,
It seems that Libertyreserve has finished its update of API system,and it works again. All pending withdraws have been paid to your Libertyreserve account. Now all withdraws to Libertyreserve are instant again.
Sincerely, Mox Admin”.

INNOVISCORP – MNO REVIEW ANNOUNCED AND INTERVIEW COMING

Just after the review of InnovisCorp was published on MNO three days ago (click here to read it) the admin Ryan announced it in his newsletter sent to all the members:

“Our review on MNO was published
As I promised a review on MNO was pusblished today. If you have a free time you can read for this link http://money-news-online.com/blog/2012/12/08/08122012-innoviscorp-review-and-daily-news-from-the-industry/
I hope you can enjoy it.
I hope you can have a great weekends and thank you for a choosing our company.
Kind Regards, Ryan Harvey
InnovisCorp – Discover new form of earning”.

Ryan also purchased two banners on MNO blog and monitor since then and also requested an interview which I’m going to send him tonight and publish when he answers. It will be good to have some extra promotion for InnovisCorp that has been paying for over two weeks already on several short term plans including 7% hourly for 15 hours, 105%-127% after 1 day, 116%-190% after 3 days, 140%-330% after 7 days, 200%-800% after 14 days, 600%-2200% after 28 days. The undisputed reason for the increasing popularity of InnovisCorp among investors is the fast payouts made within 8 hours of request to SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney payment processors for a $10 minimum. With a lot of investment cycles already completed I hope Ryan can disprove the theory of fast scams during Christmas and run his program for many more days to come.

REFERTOWEALTH – BACK TO PAYING STATUS AFTER HACKING INCIDENT

I was concerned about delayed payouts over the weekend from ReferToWealth (reviewed here) and contacted the admin regarding this while also moving them to Problem status on MNO as a precautionary measure. It looked quite unusual to scam so early when it only launched 11 days ago with such conservative returns. These include 1% for 150 days, 1.5% for 120 days, 2% for 100 days via SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney. There was no logic to this as there was almost no way the admin could have made that much money, or at least not compared to what the potential earning could be next year. He eventually replied to my email which I believe was also sent to other monitors and investors. Allegedly, the program was hacked and control returned only very recently at which point payouts resumed. I find it strange that he had such week security in the first place, but I really hope that it’s not going to happen again and ReferToWealth will not have to be put back to Problem status. Here’s the latest from the admin:

“Hello all,
I wanted to give an update as to the status of this program. We were hacked late last week, and I was unable to make payments or respond to emails. Please note that we have gotten back control of the site, and have taken additional security measures so this won’t happen again. All pending payments have been made.
Regards, Admin
ReferToWealth.”

PLATINUMVERTEX – FIRST WINNER ANNOUNCED FOR BEST HOLIDAY GREETING

A Christmas theme is dominating the newsletters of some programs over the festive season with PlatinumVertex (reviewed here) a prime example. If you didn’t read my review of his program published here I’ll remind you that PlatinumVertex accepts SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney, and pays 4.5%-6% for 40 business days on deposits that can start from as low as $1. It’s been paying me fine for two weeks now and has been online for four weeks in total. The admin is tirelessly trying to promote his program using some unique Christmas themed contests, with the most recent winner collecting $50 for the best holiday greeting which you can read below. A second contest is now open and another prize up for grabs. Details are on the PlatinumVertex website and their latest newsletter is below:

“Event 1 Winner!
Good day to All PlatinumVertex Members!
It is a looooong weekend for everyone. Finally the moment you all have been waiting for has come. We are very happy to announce the very first $50 EVENT WINNER today.
After last night’s voting for the “Best Holiday Greeting,” we are happy to announce that the winner for the said event is no other that the proud owner of this very wonderful and selfless message.
“This Christmas season, I only have one wish and prayer. Lord God, I know that you are the most powerful of all and I do believe that everything you do has a purpose. All I want this Christmas is that you protect and safeguard us from the disasters and calamities. We have already seen much this year. I do know that everything has a purpose and that everything is of your plans and accord. I pray that you will bring back the smiles, joys and laughters even to the darkest corners of the homes of the victims of the typhoon that hit us. I pray that you will shower them with your grace and provide them all the necessities needed for them to return to their standard way of living. I pray that in ever family, hope is still there are that they will have the strength to stand up again after all this. Lastly, I pray that you touch the hearts and lives of those who have seen and heard of the news. That they will share what they have as extra and give it to those who are in deep need. Most of all, they not only here in our country but all over the world remain at peace and safe in this yuletide season. Let the spirit of Christmas touch each and everyone lives.”
Congratulations to Ms Jucel Antiporta from Philippines. Everyone was touched by your kind words and prayers. We have seen the sad news about what happened to your country, and I do believe that good karma will come to you and your family.
With your kind message, everyone were very much touched and because of this we would like to inform everyone that the “NO PAY OUT DAY WAS CANCELLED.”
We have decided that since it is the most wonderful time of the year, generosity is to be expected.
We from PlatinumVertex hope that you will enjoy the wonderful Christmas present from us.
Cash outs are now being processed. Should you have any cash out requests still pending for more than 24 hours please inform us right away.
Lastly, we would like to formally announce that CHRISTMAS EVENT 2 is open!
Avail your free $2 today. Please check print ads for more details.
HAPPY HOLIDAYS.
PlatinumVertex Team”.

FINANCEART – PAYOUTS DELAYED

FinanceArt was moved to Problem status on MNO today due to delayed payouts pending for longer than the agreed 24 hour timeframe. In less than two weeks online FinanceArt is gone which is really a shame but indicates the admin intended it as a Christmas scam. Unfortunately such unprofessional admins really destroy the investors’ trust in better programs that might also launch during this time and the admin has clearly no idea on how to run a successful program. Anyway, such awful programs popping up during December is the main reason why the month of December is traditionally considered so unlucky. So please be careful as more programs can follow suit!

INTRODUCTION OF STRAVIA

The newest program to join Premium Listing on MNO today just after their official launch is called Stravia. The program accepts EgoPay, PerfectMoney, and LibertyReserve starting from a $10 minimum and offers two very similar investment plans with one very big difference – compulsory 100% compounding in one or voluntarily compounding in the other. So, in the first plan you will get a smaller daily return of 2.7% to 3.5% (depending on how much you spend) and principal returned on expiry of 70 business days. You set a compounding level yourself from 0% to 100%. The second plan offering higher returns of 3% to 5% for the same 70 business day term has compulsory compounding fixed at 100%, so you can only withdraw your total profits and principal at expiry. Be extremely careful when choosing plans and read the rules for each one carefully to avoid mistakes, especially with setting a rate you don’t want. After making the withdrawal request in Stravia please allow up to 36 hours to get paid as all the withdrawals are processed manually by the admin. The Stravia website looks quite nice, running off a licensed but slightly customized GoldCoders script. The website is secured by GeoTrust throughout and is hosted on a dedicated server with DDoS protection by BlackLotus. Please stay tuned for more info about this quite original program and its investment plans in my full review of Stravia coming soon!

GET PAID REPORT FOR 11/12/2012

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: Mox.
From MNO Premium list: NewGNi, ProfitableSunrise, EurexTrade, FelminaAlliance, StallionGold, BensonUnion, 4FXInvestment, ProsperaNova, ProForexUnion, DiamondAsset, FNOCapital, SureInv, InnovisCorp, SecureIncome,  TureProfit, Nubcoyu, Lightraffic, GuaranteedProfit, StartUpInvestCapital, ReferToWealth.
From MNO Standard list: UFOWin, SigmaSum, BGTGroups, AustralianBusinessGroup, PlatinumVertex.
From MNO Basic list: XtremeRichness, TrackInvest, PerfectLottery, Fxen, InvestmentCapital, TheInvestmentBank, Finance7, Sun7Life (the first payment received).

That’s all for today, guys. Hope you enjoyed it and will see you tomorrow for more!