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21/10/2014. VaioCapital Review and Daily News from the HYIP Industry


Beware! VaioCapital has stopped paying! Do not invest there!

Hi everybody! There’s a couple of news items to discuss tonight that might be of some use to you. And not just from the programs on my monitor either, there’s also been some good news for Payza account holders. Anyway, all of that’s covered in the news section coming in a few moments, but first I want to look at a recently launched (not actually new) program called VaioCapital. It’s a mid term program online a little bit more than a week and a half now. It’s fairly run-of-the-mill, nothing particularly exciting one way or another, but maybe some will like what they have to offer. So before the news then I’ll talk you through the main points of the program and you can decide for yourselves whether you want VaioCapital in your portfolios or not.

You have three plans to choose from in VaioCapital, or more accurately three variations of the same one. Which ever way you look at it, your money is locked away for the same fixed term, returned on expiry, and how much you get paid in the meantime hinges on how much money you’re prepared to trust the admin with. Minimum deposits in VaioCapital start from $25, and anything up to $500 gets you into Plan #1. For a term of 30 calendar days members here are offered a daily interest payment of 5.6%, and their principal back on completion. The total return therefore of 268% is made up of your own money plus 168% net profit.

Bigger investors willing to part with a $501 minimum are placed in Plan #2. For this option all deposits up to a maximum value of $2,500 are offered an improved rate of 6.7% per day, again for 30 calendar days. On expiry VaioCapital are then supposed to add your original principal to your total earnings. That figure is 301%, made up of what was rightfully yours plus 201% net profit.

VaioCapital‘s third option, Plan #3 and the one for the biggest spenders, opens with a minimum deposit of $2,501. Alternatively you can spend anything up to a maximum of $10,000 if you really can’t think of anything better to do with that kind of money. The term remains 30 calendar days, and VaioCapital‘s offer in return for you joining is 7.8% interest per calendar day and your principal back on expiry. Total return here then is 334%, consisting of 100% principal plus 234% net profit.

When you just think purely of the numbers here then of course, who wouldn’t like to receive a return of that size for an online investment. But it’s never that easy, is it? Experienced readers will know this and understand exactly what I’m talking about here, which is when you join any HYIP for the first time there are two basic essential ingredients for ANY program to be successful. These are profitability and sustainability, and you always have to ask yourself “do I see these qualities here?”. So I have no doubt that you all like what VaioCapital are trying to offer you, but do you really really believe they’re capable of delivering? Personally I would see the interest rates alone as a bit of a stretch for any program to come up with on a consistent basis, but when VaioCapital claims they can add 100% of your principal on top of that as well, I have to say I’m dubious. It’s all good and well offering it, but when the time comes to deliver where’s all this money supposed to come from? That’s a rhetorical question of course, I’m not asking it to you, only suggestion you ask it to yourself before investing.

Anyway, just my opinion. No more important than anyone else’s, and it’s entirely up to you what you do with your own money. If you decide to sink it into VaioCapital, then you’ll need to know what your payment options are. In this case the program is accepting deposits through PerfectMoney, EgoPay, Payeer, and BitCoin. Payments to members will be handled manually by the VaioCapital admin and need to be requested from inside your private members account area. Once done you will need to allow a further 24 hours for all transactions to be completed.

Looking at some of the finer points of the technical aspects of VaioCapital such as design and security, the program is powered off a script under license from GoldCoders. Hosting is on a dedicated server with the support and protection of CloudFlare and there’s the added layer of protection with an SSL certificate by Comodo. So basically everything comes to a just about acceptable level for the online HYIP industry. Design is more a matter of personal taste I suppose, and for me I didn’t really see anything memorable in VaioCapital (other than some plans I have my doubts about) and there wasn’t much to make it stand out and be recognized. Then again, maybe you think otherwise.

If you have any follow-up questions for the admin you think may not have been addressed in this review and would like to get in touch with the VaioCapital admin then options are pretty limited. Presently they are confined to the online e-mail support form where you can fill out your details and submit it via the contacts page. VaioCapital do have a “regional representatives” which I’m sure most of you will have seen before on other programs, you know, where regular members give out personal contact details, phone numbers, etc, to act as customer service support staff in return for a better referral commission rate. Well, currently there isn’t anyone on the list at all, and that’s after VaioCapital being online for over a week now. I can’t really say the program is going to be online long enough for it to make it worth anyone’s while volunteering, but it’s up to you to check it out or not if you have any interest in it.

You should probably know well enough by now not to go looking for any kind of business plan supporting VaioCapital, though for the record it’s thrown in as being ForEx trading, “online investment” (and we all know how safe that is, lol!), and crowd funding. Even if it were true I still wouldn’t like to be depending on any of those things to make money for me, so I guess you should really approach this one with an extra cautious attitude. If you do decide to take the risk then remember to always stay well under a sensible spending limit you can afford to lose, and keep VaioCapital as a smaller part of a wider more diverse portfolio.



In the introduction of Linberger posted on the MNO blog last night (click here to read it), I’ve already noted the program’s fast growth over just three days online. It appeared many investors have been missing the simple yet sustainable plans like Linberger is offering – 10% for 12 days and 144% after 12 days – and are ready to invest at least a $5 minimum via PerfectMoney, BitCoin, Payeer, or EgoPay. Although the full review of Linberger will be only published on MNO tomorrow I can already see it getting popular among readers, and I believe it has a chance to really take off once the first 12-day investment cycle is completed and the first members are in profit. So far it appears that the addition of Linberger to the Premium listing on MNO contributed significantly to the programs position in the top three fastest growing programs on the AllHyipMonitors website, and I actually see now that Linberger occupies the top spot over there, making it the fastest growing program at the moment. I’m also grateful that the admin of Linberger Klaus mentioned the MNO listing addition when he posted the latest newsletter late last night which you can find in the news section of his website. Hopefully the upcoming review tomorrow will help the program to advance even further and strengthen its position as the fastest growing new program:

Top 3 Fastest Growing Programs on AllHyipMonitors.
Today was a great start of the week for us. The day started pretty well with everything in place and everything rolling properly and with momentum, all including the offline and online operations altogether. Our attention was directed to a website called AllHYIPMonitors, we are quite surprised to see that our domain name Linberger is inside the TOP 10 FASTEST GROWING list. We do not know whether this is accurate but it is still something to be happy about.
Our company is growing at a great pace and that is what we see from where we sit. Because of this inclusion into that list, we have decided to purchase a small banner with a great exposure position on that website and it was activated instantly after paying for it.
To make this even a better day, we decided to get listed on some more monitors. Yesterday, we’ve added our company on a popular blog Money-News-Online. More news to come. Thank you for supporting Linberger and Sons Ltd.


Although currently only one program from the MNO Premium List – LaxoTrade (reviewed here) – is currently accepting Payza the addition of that payment processor that recently returned to the HYIP industry requires verification and therefore is certainly considered by many investors as a positive sign of an admin’s serious approach. I believe Payza is not that hard to get approval from (compared to rivals SolidTrustPay who are way more selective), but only the experienced admins can do so as they have been in the industry long enough to get used to all the trials and tribulations involved in getting an account verified. For the less experienced admins there was another solution for getting payment buttons approved, i.e. accept investments straight away as the whole process should take a few minutes. The HYIP admins will still need to verify their account to be compliant with Payza‘s strict merchant acceptance rules, but they would be able to accept investments from members in just minutes. As Payza is a US friendly payment processor (unlike EgoPay and PerfectMoney) and have lots of direct banking deposit and withdrawal options. Taking into consideration the simplified process of payment button approval presented by Payza below I believe it can boost its popularity among smart HYIP admins in the near future:

Accept Payments Faster with Payza
When you’re running a business, whether online or in the real world, you need to be able to accept a wide range of payment methods, and the sooner you can have them set up, the better. Payza recognizes this fact so we’ve made it faster and easier for you to start accepting Payza payments on your website.
In order to use Payza payment buttons there is a checklist of tasks you need to complete as a business to ensure that your site meets Payza’s requirements and adheres to our User Agreement. Under the old system, this process could take 2-3 business days, too long if you have customers waiting to shop on your site.
While the steps involved in setting up Payza buttons play an important role in protecting our members, we’ve found a way to speed up the process and ensure that our members can still shop at Payza merchants with confidence.
Introducing a faster way to get paid
Payza has fine-tuned this process to make sure you can start getting paid as quickly as possible. With the new system in place, you can go from not having a Payza account to having live Payza payment buttons on your website in just a few minutes!
You read that right, once you sign up for a Payza Business account, simply complete and submit the website review form and you can start using Payza payment buttons right away. At that point you can begin accepting Payza e-wallet payments from other members. Our team will review your site to make sure everything is in order, once it is approved you will be able to accept credit card payments as well.
Your account will still need to be verified before you can withdraw or transfer the money in your business account, but with the new system in place, you can start accepting online payments right away.
So don’t wait another minute, sign up for your Payza Business account today and start accepting payments in minutes. If you need any help or guidance, our customer support team is standing by to answer any questions you may have.


Sadly I have to finish for today with a warning about a possible pending scam. I’m talking about MikroCredit which at the time of writing was moved to Problem status on the MNO monitor due to obvious problems with processing payouts. Instant payouts were suddenly switched off tonight and no reasonable explanation other than “technical issues” offered. I’m very skeptical about such lame excuses and had to move MikroCredit to Problem status on the MNO monitor, especially considering the fact that the admin had no time to even reply to my email and explain the questionable position his program is currently in. I was doubtful about the program’s ability to attract MNO readers anyway as they were clearly targeting Russian investors and the English version was half-baked, littered with mistakes, and an unfinished translation. No wonder I had no active referrals there, as despite the admin’s promises to make the website more user-friendly over the first two weeks online he failed utterly and deservedly received no deposits from MNO. That was a blessing in disguise though as MikroCredit was a total flop and yet another fast autumn scam. The admin was apparently a newbie not knowing how to run a successful project and possibly even intended a fast scam straight from the beginning. The first red flag was noted yesterday when the admin suddenly opened a new plan paying 1.6% daily with the principal returned at any time. It was obvious then that he was trying to take one last opportunity before the scam. Too bad for him that MNO readers were not that easy to fool and preferred to avoid the program. And they were right in their assumption as MikroCredit is most likely a scam now – moved to Problem status on the MNO monitor and further investments are not recommended!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list2FXLtd, RemiTrade, CryptoIncomeAssuredAssets, LaxoTrade, EastOilStarDubaiCryptoFarm, GrandAgroFinance, OneStability, Linberger, VaioCapital.
From MNO Standard list: ValueSpecificsLtd.
From MNO Basic list: OgdenOrganization, MarkApter (the first instant payment received).

That’s all for today, guys. Please check back tomorrow for a more detailed look at Linberger that has already attracted the attention of hundreds of investors. What is the admin doing right to experience such success already? Read that in my analysis of the program along with the latest news from the biggest programs in the industry. Please keep voting on the MNO TalkBack page, check out my monitoring page for the most up-to-date statuses on the most popular HYIPs in the industry, follow MNO blog on Twitter and like me on Facebook. You can also contact me directly at or via the Contact page via a special form – I get a huge volume of mail but I always at least try to get back to everyone within 24 hours. Stay tuned and always be on the money with Money-News-Online!

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