BEWARE! MInvestment has been moved to Problem status! Do not invest there!

Hello everybody! Before today’s news there’s been a couple of new HYI programs added to the MNO monitoring list over the last couple of days that I want to take a closer look at for you here on my blog. The one I think I’d like to start with is a short term one by the name of MInvestment. There’s a couple of reasonable plans there for the taking if you’re fast enough, and also a couple of others that are maybe a little bit too ambitious even for the HYIP industry. But read on anyway because if you’re a fan of shorter term programs at all then MInvestment might have something you like.

You have a choice of five investment plans to consider in MInvestment, all of which pay just once on expiry after terms of varying lengths. While you may not think so at first glance it’s ultimately the shorter term ones that are going to be the most profitable for the greater number of investors. Not because of the interest rate but because the risk not so high and will allow you to complete more cycles. Far better to complete 29 cycles of a one day plan than zero cycles of a 30 day one after all. Interest rates are fixed but will depend on the size of your initial principal. Your principal in turn is factored into your earnings and will not be returned as part of a separate payment.

So the first of the five plans is called simply Plan A and can be joined for a $10 minimum deposit. It runs for a term of just 1 single day, paying on expiry. So in other words join today and get paid tomorrow. The rate of interest on a basic deposit up to a value of $200 is 105%, or 5% profit. For larger deposits the rate goes up accordingly and is calculated as follows:
$201 to $500 will earn 106%, from $501 to $1000 will earn 107%, and from $1001 to $3000 will earn 108%. For details on larger investments check the MInvestment members area. There is no maximum limit placed on deposits.

Plan B runs for a term of 3 calendar days and can also be joined for a $10 minimum deposit. MInvestment pay once on expiry and will include your principal as part of the payment. Interest rates vary according to how much you invest and will start with a basic 116%, or 16% profit, for anything up to $200. Or for larger investments the following rates will apply:
119% for $201 to $500, 122% for $501 to $1,000, and 125% for anything between $1,000 and $3,000. There is no upper limit placed on investments but if going beyond that level then look at the MInvestment members area for more information.

Next up we come to Plan C which runs for 7 calendar days. The minimum deposit required to join remains at $10 and the return is still paid just once on expiry, including your original principal as part. For anything up to a $200 spend MInvestment are offering 136.5% paid back in return, or 36.5% net profit. Should you wish to gamble with a little more then the following offers are made:
Deposits from $201 to $500 are offered 143.5%. Anything between $501 and $1,000 is offered 150.5%, and deposits from $1,000 to $3,000 is promised 180%. As you can see the longer the plans run for and the higher the deposits made the more difficulties MInvestment are going to face in meeting them. However should you wish more information on larger deposits (there again being no upper limit) then see your account area within the program.

Plan D runs for 14 calendar days and also pays once on expiry. Deposits from a $10 minimum up to a value of $200 are promised a return of 174% paid on expiry and including your principal. So a 74% profit this time. Or on the other hand should you want to make a bigger gamble the MInvestment offer the following rates:
187% on deposits between $201 and $500, 220% for anything between $501 and $1,000, and 300% for amounts from $1,001 to $3,000. For the rates available to bigger deposits (there’s no maximum this time either) see your account area.

The final plan, the riskiest plan, and consequently likely to be the least popular (though I guess that’s really up to you) is Plan E which runs for 30 calendar days. The minimum spend is still $10 and for anything up to $500 this time the rate is 360%, principal included (paid on expiry). That may at a stretch be possible for smaller deposits – assuming MInvestment survives that long in the fist place of course – but I think the rates offered on larger deposits are a bit less likely. For instance the rate offered on deposits from $501 to $1000 is a rather unfeasible 1300% and for anything bigger than that with no upper limit it’s an even more hare-brained 2100%. Looks great on paper but believe me that’s the only place you’ll ever see it. Best I would suggest to stick with the shorter term plans where you will at least stand a chance of getting something back instead of being greedy and getting nothing.

Payment options are limited to just the basics here, which is LibertyReserve and PerfectMoney. Or at least up until recently that may have been considered basic as the list was missing AlertPay. That’s kind of changed a bit now though with short term programs like MInvestment usually doing much better if they avoid this payment processor completely now. Mostly they just make trouble for HYIPs like this one so trust me, you may prefer to see AP but in the long run it will probably keep the program online a little longer by not using them. Anyway, withdrawals are made manually and so will need to be requested by the investor from within their MInvestment members area. The admin requires you to allow up to 12 hours for your payment to be completed.

On the technical and design side MInvestment is also up to a fair enough standard for the HYIP industry. The hosting provider is DdosWiz who are keeping the program on a dedicated server complete with protection from DDoS attacks. The program runs off a script under license from GoldCoders and the website is fully SSL encrypted in both public and private areas for more secure transactions and safer browsing. Should you need to contact the MInvestment admin with any questions relating to the program or any account related issues then you can catch him via the usual online e-mail ticketing submission form that you can fill out on the support page. As well as that there’s a selection of e-mail addresses you can write to directly with each one relating to a different department. MInvestment also have a phone and fax number as well as a postal address. Long term players will of course find that address instantly recognizable, it being the famous Century Tower in Panama City made famous in the HYIP industry by being used as the virtual hosted office of so many other online HYIPs in the past.

Despite a nice looking website that’s well laid out and easy to navigate I have to say that texts are not original. They’ve been used word-for-word in other HYIP websites before so suffice to say you need to disregard any claims of this one being any kind of a real financial company. OK, I would have said that anyway and I know most MNO readers would feel the same way, but I feel it worth repeating for the sake of the industry newbies that come and go every day. So as ever consider the risks before joining any program, MInvestment or any others, spend within your means at all times, and protect yourself from heavy losses by spreading your bets between a diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

The admin of SpringPoints James (interviewed here) has finally tried to explain why he was not present on the MNO Live chat last night while keeping everyone waiting and wondering why he couldn’t be bothered turning up when he set the time and date himself. Confusing the time zones doesn’t sound like a good explanation to me as the admin is not a native English speaker and though he told me he was residing in the US and hence the time zones are different I tend to doubt it. I therefore refused to provide him another chat opportunity as I don’t believe it’s worth wasting my time (or yours!) for another two hours once again. Though I’m aware that the admin was online during the Chat session time as the payouts were being processed at that time he was not able to answer my request to come and join the Chat session. That will not be tolerated on MNO and hopefully that the next chat session will be with a more professional admin than SpringPoints. Anyway, if I take my personal annoyance out of it I must admit that SpringPoints are still paying fine and I have received all my payouts today pretty fast as usual. Since the program has been online and monitored on MNO for a full two weeks already tomorrow the first payouts of 40% principal return from 6.5% for 15 days plan should be made. I will update you as soon as I get paid from that plan when it expires tomorrow. Other plans offered by SpringPoints include 2% for 60 days, 8.5% for 12 weeks and 14% for 4 weeks with 100% principal returned on expiry in all (more information is in my review posted here). Please also take note that somebody apparently took advantage of the fact that the admin of SpringPoints uses a regular free gmail account in order to send fake newsletters to the members and by creating a very similar account and tried to scam many investors by sending instructions to create an API in their LR accounts in order to receive some prize. In the latest newsletter from the program posted below the admin of SpringPoints also gave his comments regarding this and urged everybody to verify first from which account the email was sent to make sure it’s from the right person:
“Today with SpringPoints Incorporation
Hello. Today was a very busy day for us team member of Spring points but first I want to begin with an apology to all members who tried to participate on the Live chat, we are so sorry we weren’t present at the specified time and we however look forward scheduling another appointment with Paul if this is possible, we hold all members in high esteem and we do not want you to change your proactive supports, this once we disappointed but we do know it would never happen again, once again we are truly sorry and request a second chance.
We received series of email about bonuses and creation of API, please do not create API, DO NOT, as we have no aliases with whoever is sending that email, if you noticed that is not an email of SpringPoints: springpoint.com@gmail.com is not our email and that message not from any member of our team.
 We continue to process all withdrawals on time and we hope to grow more pace this week as our members begin to make withdrawals of principals. The system is automated hence your initial deposit will show up in your SpringPoints account at the end of each investment term, all you need do is make a withdrawal request and we shall process it.
Thanks, SpringPoints Team”.

PowerfulStrategy (reviewed here) recently improved their service and introduced a call-back service which you can use by calling to the phone number provided on the program’s website:
“We have introduced a call back function to enhance our customer support options. To make a request of call back you need to send a query using the contact form or you can call the number +1 (829) 249-6541 and ask to call back.”
PowerfulStrategy accepts LibertyReserve, PerfectMoney and AlertPay and offers instant payouts to all plans – 1.8% for 10 business days, 2% for 25 business days, 2.3% for 60 business days, 2.8% for 120 business days with principal returned on expiry. PowerfulStrategy earned a good reputation paying for several months and is currently ranked at #8 on MNO having been monitored for 66 days already.

Another good program – UnicornInv (reviewed here) – which has been online for 260 days already and rated at #4 on MNO resumed payouts to LibertyReserve. Today I received all outstanding payouts from the program. I remind you that yesterday it was reported by the program’s admin Thomas (he was earlier interviewed on MNO here) that certain technical issues prevented him processing LR withdrawals today. Only those who invested via PM and STP had been paid. Well, it looks like the situation is back to normal in UnicornInv and all investors are getting paid as usual on two investment plans with no expiry and the option to withdraw principal after a 180 business day lock-in period – 1% on every business day and 6% weekly. With an impressive lifespan like this I believe the program deserves close attention from all serious investors.

Another long running program that has been paying since March 2011 but was added to MNO monitoring just 20 days ago is NeoProgress (reviewed here). The program has made a significant step forward in its promotional efforts today when introducing the institute of regional representatives who will be handpicked by the program’s management and will enjoy certain benefits and incentives from closer cooperation with the company. The future representatives will be provided with all the necessary support including the newly issued PDF-presentations which are available in both web and print versions as well as increased level of referral commissions and personal support of the program’s administration in the local markets. Please check out the following lengthy newsletter from NeoProgress outlining the new program in more detail. If you’re not interested you might have to look at the PDF-file anyway to see the brief presentation including the investment plans which pay instantly to AlertPay, SolidTrustPay, LibertyReserve and PerfectMoney with principal returned on expiry – 1.5% for 30 business days, 1.8% for 60 business days, 2% for 90 business days and 2.2% for 100 business days. Here is the update in full:
“Regional representatives program opened – NeoProgress
NeoProgress company opens a regional representatives program.
Our company is constantly striving to increase the number of its team members in other countries therefore we have worked out a regional program for local representatives to determine our priorities and strategy to achieve this goal. The fact that we have managed to increase our staff for over 80 persons for six months shows the company’s success.
We offer a favorable long-term cooperation to the representatives and localizators from any country.
The regional representatives program has been created in order to localize our site and translate it into maximum number of world languages as well as assist new project members to obtain relevant knowledge to operate the system. Our representatives will perform information support for customers in their native language by phone, e-mail and other convenient for them means of communication.
We have prepared a PDF presentation of our company for all regional representatives. There described all operating conditions, interest rates and general information about the company’s activity. Hereafter this presentation will be translated into all most usable world languages. In order to success in earning money together with us it is necessary as actively as possible to advertise our company using the internet, for example, to create blogs devoted to earning money with NeoProgress, write articles and project reviews, make twitter-notes, advertise us in social nets (Facebook and others), send hyperlinks to PDF presentation to your friends. You can also print out our presentation and advertise us offline. For this purpose we have worked out two kinds of presentation: a web version for internet promotion and print version for quality outprint and offline promotion. Besides you can hold workshops and invite concerned investors there that is one of the most advantageous advertising solutions to achieve success.
Each regional representative is offered a stable work payment and profitable conditions for operation, i.e.:
– Possibility to cooperate with a big and well-established company and use an acknowledged brand
– Obtaining a 10% referred bonus instead of 5% rate
– Offering individual data and advertising support for the representatives, unique strategies and business plan development
– Using your referred hyperlink to our functional site that does not requires you to create and promote your own site
– Consultation on our service promotion, company’s administration and advertising branch recommendations
You can send an application for participating in our program using this hyperlink. The administration will answer your request within 24 hours.
If you have any questions about cooperation with our company do not hesitate to contact our operators and call +441233438040 and get a consultation in English, German or Russian.
Thank you for cooperation!
NeoProgress Client Support Department”.

The admin of CommoditiesCapital James (interviewed here) has credited two surprise $5 bonuses to the accounts of the two leading contenders for the main prize in the ongoing contest for the best slogan for the program. More bonuses will be on the way and the rules of the contest were also reminded by the admin of the program below:
“Surprize prizes along our slogan contest
As i have told you before there will be more surprise prizes along our slogan contest. Today we choose two users which slogans we liked more for now. So user: Indah and user: merdeka just got 5$ deposit bonus each. Don’t worry as other surprises are waiting for you along this contest.
Don’t forget that you don’t need just to post your slogan and user on our wall on Facebook, but you also need to bring fans to “Like” your own slogans in order to win.
Regards, James CommoditiesCapital”.
Just to remind you – CommoditiesCapital (reviewed here) pays to LibertyReserve, PerfectMoney and AlertPay on four investment plans – 1.8% for 100 days (principal back), 3.2% for 45 days, 5% for 30 days, 6.5% for 25 days. The program has recently become more popular among since changing hosting provider and underwent a redesign.

The admin of JPDaily Rich reported a positive result of 2.44% profit for the members of his program for the second day in a row. And though the profits for the most recent days were not enough to compensate for the huge losses investors suffered on Sunday the program is still on the right path. Let’s hope that the positive results will continue from now on. Here is the latest from JPDaily (reviewed here) and some personal info from the admin which I guess is not of a great deal of interest to members as it has nothing to do with their payments:
“Daily Result:+2.44% for JPDaily
Todays result has been announced!
Check your balances and request your withdrawals!
Daily Report: http://jp-daily.com/forum/YaBB.pl?num=1313520372
Investor Balances: http://jp-daily.com/investors.htm
Referral Stats: http://jp-daily.com/referrals.htm
News:
It’s been a crazy busy long weekend! But my two old school friends have flown home now. So i’m back into my regular routine – be it a little fatigued, and sunburnt! 6hours we were out on the boat yesterday, kayaking, and jetskiing. I’m burnt to smitherines!!
But i’ve caught up with all the emails, withdrawals and what not from over the weekend. That’s all done.
Todays session was way longer than the little result would suggest, that was a pain in the bum!
I’ll update your accounts with the pending referral commissions with tomorrows result. I don’t have the energy right now.
And that’s about everything for today.
More tomorrow!
Regards, Rich”.

I was paid today by the following programs listed on my monitoring page:
SpringPoints, GorgonProjectInvest, PerfectLottery, PrimFix, StockBiz, GamesBetFund, BrantonsGroup, ReProFinance, Safearn, MInvestment, InvestNetGroup, CommoditiesCapital, HitNRunMasters, TopsFund, HyperCompound, PowerfulStrategy, RockwellFunds, SafeDepositary, PermanentProfit, EurexTrade, SecureEarn, OnlineInvestmentBank, BaseBucks, UnicornInv, ViscoCorp, GlobalFxTrades, HotInvesting, MirexGroup, BetForInvest, EarnGroups, SeriousInvestors, NeoProgress and EndowMoney (the first payments received).

The newest program on my Premium list tonight is EndowMoney which just started today. This is a brand-new short term game with some features familiar to experienced HYIP investors looking for quality programs with a high profit margin – SSL-secured site hosted on a dedicated server provided by AntiDdos running off a licensed GoldCoders script. There are several investment plans on offer in EndowMoney which will be described in more detail in the upcoming review on MNO – 105%-128% after 1 day, 135%-300% after 5 days, 200%-1400% after 15 days, 400%-4000% after 30 days, 9000% after 60 days. The accepted payment processors are LibertyReserve and PerfectMoney and the withdrawal requests are usually processed within 24 hours of request. I have already received my first payments from EndowMoney so I’ll be taking a closer look at them soon. Stay tuned for that, guys!

Tomorrow though I’ll have a review of another new short-term program called Safearn which will be accompanied by the usual daily news from the HYIP industry. Stay tuned for that and see you tomorrow, guys!