Apr 30th, 2021 Archives

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Hello guys! Summer is nearly upon us with the days becoming brighter and nature coming out of hibernation with blossoming flowers and buzzing bees around everywhere. Unfortunately we can’t say the same thing for the HYIP industry as it largely remains stale and even a bit boring with many people still feeling withdrawn from it due to ongoing pandemic woes or switching instead to the thriving cryptocurrency market where one can get much higher profits within a shorter time frame, especially when it involves speculative trading in multi-currencies.

In any case though, whatever limited choice a HYIP investor has now you can be sure that you will find the best programs on the MNO monitor, especially when it comes to the elite Premium listed entries which have been showing excellent results so far. Who knows what the future holds and what other brilliant investment programs you will be able to find coming up this year? So, even if you’re not satisfied with the current limited choice why not follow MNO on Telegram, Facebook or Twitter and become one of the first people who spot the next potentially big thing and take advantage before everyone else? You are also welcome to subscribe to the regular updates in the form of MNO blog articles sent directly to your email address you can submit here.

It’s especially useful to subscribe if you want to absorb all the valuable knowledge I’ve obtained over fifteen years of various activities in the HYIP industry which I’m happy to share with all of my valued readers. In order to expose an ugly truth some might not be aware of or simply uncomfortable with the series of articles called HYIP Admins’ Dirty Secrets was created with eight previous instalments published here. I do believe the series has been a draw making many people come back for more, so I intend to continue posting the articles on the same subject for the foreseeable future.

So, the main point of today’s ninth chapter is called Signs of Pending Collapse and will be a subject many admins don’t want investors to even think about, as any panic will inevitably cause withdrawals on a massive scale. I do remember that I had an article covering warning signs posted a few years ago on my blog and subsequently on the MNO Info page as well, however it was written well before the cryptocurrency takeover and many things should be updated now and adjusted as per the new reality at the moment. So, let’s begin, shall we?

Experienced investors are of course aware of the fact that every HYIP has its own lifecycle during which it keeps paying. That usually carries on up until the point in time when newer investors’ deposits are lower than the outgoing payments the program has to pay on a daily basis. That situation might be just temporary and the stats may rebound soon, and then more investors or fresh deposits ensure the HYIP continues paying in the longer term. However if that situation doesn’t improve over a certain period of time the admin will close up shop early, as they don’t like to pay from their own pockets (click here to read another article on that subject) for any continuous periods of time. But why doing this immediately if you can stall and try every possible attempt to go on using different tricks which very few investors might be aware of? In the worst possible scenario that might just extend the game and give the admin more money before closing, but in the best scenario some talented admins might actually overturn the downward trend and fix the issue of depleted reserves until the next storm. So why give up easily if you can exploit any possibility and take full advantage of people’s greed and natural desire to earn in various get-rich quick schemes?

Well, that is from the HYIP admin’s perspective, but what about the average investor? Wouldn’t it be good for you to know in advance that a program has cash flow issues and therefore oversee its inevitable collapse and perhaps save some money by not reinvesting in a falling program and instead move onto something else where you stand a better chance to earn money instead of losing it? These are all million dollar questions which every concerned investor should consider if wanting to succeed in the HYIP industry. And the main goal of today’s article in the HYIP Admins’ Dirty Secrets series is to give you the weapon of determination as to what the most common signs of a pending collapse of any investment program might be.

1) Delayed payouts.

When the admin sees that income from the new deposits slows down he usually prefers to wait a little bit and meanwhile he might start paying slower than before. Most commonly though extending the payout time frame is one of the most telling signs of imminent collapse. The delayed payouts usually only lead to further cash flow issues rather than higher income from new deposits which the admin might be hoping for. However, during that period of uncertainly new funds might still pour in which will allow the admin to fill his own pockets for the last time before finally closing up shop.

A good example of this very common practice would be a well-known program in the past where the admin initially set up the payment processing time of 48 business hours and always processed withdrawals within the actual time frame of 48 hours, or two days. While at the end of his program’s lifecycle he has suddenly decided this timeframe is actually 8 hours per day Monday to Friday which stretched the waiting time from 2 to 8 calendar days (8 hrs. per business day excluding Saturdays and Sundays will give you that figure). Those who believed in that nonsense explanation and reinvested (ie donated) new money to a program on its deathbed during that waiting period lost it all in the end as the result of their poor judgment and inability to turn on simple logic and common sense.

2) Selective payouts.

That actually goes without saying. Many programs would not want to jeopardize their future by scaring all the investors off when they may simply cancel withdrawals for several larger investors. That’s why the admins could be using all the tactics to prevent one or a few bigger investors from withdrawing using various pretences (from referral cheating to alleged account hacking). More often than not they simply restrict certain members’ access to funds, so they can’t make complaints on forums and monitor by providing proof of their non payments. Of course, there is an opposite side to that as some “investors” attempt to blackmail HYIP admins and demand some free money in exchange for not posting negative comments, but it’s a whole different story worthy of its own article. Usually such complaints are fully justified and new and current investors of a particular program should always pay close attention to such negative comments and be extremely careful when putting new funds into a program clearly paying selectively.

I must also add that MNO has always been against such dishonest practices and I have always moved any program not willing to pay every investor (and not just monitors) to Problem status on the MNO monitor. Such things will never be tolerated on my site, and I wish other monitors were more vigilant in that matter as well, as they would save lots of money for unsuspecting investors looking to jump from the sinking ship already showing clear signs of collapse due to selective payouts.

3) New higher paying plans and other extra offers.

Let’s suppose the admin is about to stop paying any day now as almost no new funds are coming in. The best thing for him would be to use an old marketing trick and offer some special investment plans, deposit bonuses for larger investors, etc. In the majority of cases that would be the final nail in the coffin of any HYIP, although few admins will use that “special offer” new money in order to continue paying new investors at the expense of the older ones. Still, the final result is the same like in any HYIP out there – new deposits from gullible investors not prepared to analyze the situation and use their common sense will sponsor the smarter ones. So be smart and earn in HYIPs instead of losing money simply because you fail to believe the obvious and trusted the admin’s stories 99% of which are pure lies anyway (read more on this subject here).

These three are just the most widespread signs of a coming collapse, while others might include issuing their own crypto-tokens, launching their own currency or app, and other weird things that might scare the majority of investors. Any change in the original terms and conditions of any HYIP is rarely a good sign, as all the best programs out there have been silent and paying without creating any fuss or using old and dated marketing gimmicks 99% of investors simply got tired of already. So what do you think of that, guys? You may discuss the matter on the MNO ShoutBox and if you have any questions or suggestions on how to improve my work don’t hesitate to contact me at abramsonp@gmail.com, submit this contact form or simply chat with me live on Telegram @mnoblog.

I hope you do enjoy reading the HYIP Admins’ Dirty Secrets series. To be continued… And now back to the latest news from the industry.



I guess nobody can argue that after the first month online CryptoCapital is one of the hottest top programs in the HYIP industry that everyone is talking about. The first five weeks were a good testing period for any interested investor to try the flexible features of CryptoCapital, including instantly processed payouts of up to $100 and the option to withdraw the original investment (fully or partially) for a 5% fee after just a 24-hour long lock-in period. As the name implies, CryptoCapital works exclusively with cryptocurrencies, but the choice of payment options is truly astounding. BitCoin, LiteCoin, Ethereum, BitcoinCash, DogeCoin, Dash, Tether, Ripple, ZCash, Tron, and Stellar are all willingly accepted and each cryptocurrency has its own dashboard for investors’ convenience. With CryptoCapital you can earn 0.1% on an hourly basis indefinitely and choose your own investment strategy, as you’re fully flexible in your decision as to what rate of profit you wish to obtain and when you want to leave. There are literally no restrictions as to how you may adjust your strategy on a regular basis. You may base it on the cryptocurrency market exchange rates if you wish as CryptoCapital is not converting your crypto into USD, as explained in my detailed review of the program posted here.

The membership of the CryptoCapital‘s official Telegram channel has been steadily growing as the admin continues to share his sharp views on selected cryptocurrencies and the current cryptomarket conditions with predictions for possible future growth. Remember that along with the Telegram channel you’re welcome to follow CryptoCapital on Facebook and Twitter. And if you wish to earn some extra money and help promote the program at the same time please join CryptoCapital‘s Bounty program where everyone can earn free LTC funds by completing simple tasks which will bring mutual benefits to all members. The LTC bonuses are assigned on a weekly basis and currently Bountry program is in its fifth week. As for all the latest updates posted over the last few days by the admin of CryptoCapital please check them below:

Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc., a US-based technology company.
Hundreds of financial institutions choose Ripple to provide a better international payments experience for their customers in real-time.
CryptoCapital now supports Ripple.
Learn more, visit the website CryptoCapital

Bitcoin Cash is a cryptocurrency that is a fork of Bitcoin.
Bitcoin Cash is a spin-off or altcoin that was created in 2017.
Bitcoin Cash is a permissionless, open network. It empowers you to engage with your fellow human beings without intrusion.
CryptoCapital now supports Bitcoin Cash.
Learn more, visit the website CryptoCapital

The whole cryptocurrency market is bouncing back!
Is your favorite alt-coin gaining green profits as well?
In CryptoCapital, alt-coins such as Ethereum and Ripple can easily grow more.
Learn more, visit the website CryptoCapital

New Bitcoin rally or Alt-season?
Bitcoin is hitting 53k again while most alt-coins are in the green!
Will the alt-season finally emerge victorious agaisnt the might of Bitcoin?
Earn more of either Bitcoin or Alt-coins with CryptoCapital.
Learn more, visit the website CryptoCapital

Bitcoin is now at 55k! Ethereum at 2.6k while XRP is holding at $1.
Many alt-coins such as Litecoin and Zcash are on the rally as well.
Alt-season is finally here.
Earn more of your Alt-coins with CryptoCapital.
Learn more, visit the website CryptoCapital

Experts say the Bull run is nearly over and Bear season is imminent.
Are you fully prepared for the upcoming bear season?
At CryptoCapital, your portfolio is safe and secured throughout the bear season.
Learn more, visit the website CryptoCapital

XRP is bursting through the roof!
The previous all time high for XRP was $3.40. Will XRP reach $2 now?
With a Marketcap of 64 billion, this is possible!
Grow more of your XRP with CryptoCapital. Take your cryptocurrency investing to the next level!
Learn more, visit the website CryptoCapital


I must admit that the days when I heartily endorsed investing in QubitLife are gone, and most likely gone for good. While no one can argue that the program was the best performer of 2020 and was voted as such by the majority of my readers (as well as surviving nearly eleven months online thus exceeding many people’s expectations) the current situation doesn’t look good. You see, there were more and more reports of payouts that are taking longer to be processed with each passing day, and on top of that one of my referrals in QubitLife reported a weird incident that happened in his account just recently. The thing is that $30 of his earnings have been simply deducted, i.e. disappeared into thin air without him knowing and without any notification from the program itself. He had $35 in his account yesterday which miraculously turned into $5 today, and you should consider that the minimum withdrawal in QubitLife is a whopping $50 which means with less than 1% profit and 2.5% to 4.5% withdrawal fee charged on every request to BTC and ETH it will probably take him several months to build this balance back up again. You may be wondering how did this happen? I was wondering too as my own QubitLife account is in good standing and no money has ever disappeared from it, however the same $30 was withdrawn from many other people.

After a short investigation into the matter I was surprised to learn that the said $30, actually $29.99, was charged from every person who either took the presumed free subscription to QubitLife‘s trading signals OR simply turned on the Telegram bot which by default subscribed them for 30 days for free and then without any notification just charged their QubitLife account balance with a $29.99 subscription. By the way, it’s easy to disable that subscription via a simple action in the Signals section of your QubitLife account, so please do so if you’re afraid the same issue will hit you. However, the main question is not why this happened but HOW, as it all shines a very bad light on QubitLife that clearly took advantage of members’ lack of knowledge about the automatically renewed Signals subscription, didn’t give them any prior warning of it happening so they could take appropriate action to cancel the subscription service they never knowingly joined in the first place and just took/steal some funds that they have been building. It’s a very sneaky move indeed and I believe that to be the strongest so far signal of QubitLife‘s coming collapse (exactly the subject I was discussing in today’s article). Therefore, I cannot emphasize enough about the dangers of investing in QubitLife at the moment, although they might still prove me wrong if they manage to survive for a few more weeks, perhaps by paying selectively and further delaying payouts to existing members due to a lack of spare funds. After all, QubitLife is just a ponzi-game like thousands of others, though a much better organized venture that has grown into something bigger than any of us anticipated.

Regardless of the danger, QubitLife seems to be still paying (at the time of writing anyway) and is even still actively posting updates, although not as frequently as before. Among the latest news from the program was the opening of a second office in Vietnam, an announcement of the big webinar on Tuesday and another weekly leadership meeting in Zoom today. Please have a look below for all the latest news from QubitLife (reviewed here):

The Second QubitLife office in Vietnam
Dear users of the QubitLife platform.
We are happy to announce that the second QubitLife office has opened in Vietnam, in Ho Chi Minh City. The first one is located in Buon Ma Thuot.
Ho Chi Minh City is the largest and most populous city in Vietnam, situated in Southern Vietnam
The event brought together many guests as well as local leaders. This is another important step for our platform to capture the Asianmarket.
We congratulate our Vietnamese leaders in promoting QubitLife products and services and attracting new leaders.
The office is located by the following address: 208 Nguyen Huu Canh, Phuong 22, Quan Binh Thanh, Ho Chi Minh City, Vietnam.
Follow us!

Big webinar on Tuesday
Dear users of the QubitLife platform.
We’re pleased to present to you a unique webinar for several thousand participants, which will be held next Tuesday, April 27, 2021 (16:00 UTC).
The main speakers of the webinar: Yakov Ashurov (Global master distributor), and our leaders.
As part of the webinar, there will be a large presentation of the QubitLife platform, its products, and services, as well as innovative technologies.
Admission to the webinar is free. Invite everyone!
Simultaneous translation into several languages will work as part of the webinar
See you on Tuesday!

Leadership meetings in ZOOM
Dear users of the QubitLife platform,
We invite you to participate in the next QubitLife leadership meeting in ZOOM, that will take place this Friday (April 30). It is obligatory to participate as there will be lots of interesting discussions there.
Leaders from rank 3 can attend closed leadership meetings. The languages are English, Russian, Italian, Portuguese, Spanish, and Thai.
You will get the invitation link on your email.
The meeting starts at 19.00 (Moscow time), 16.00 (UTC)
Follow the news!


Here is the list of the programs from my monitor that paid me for the last 192 hours:
From MNO Sticky list: –
From MNO Premium list: CryptoCapital.
From MNO Standard list: –
From MNO Basic list: UnlimitedMoney, HourZoneLimited (the first payment received).

That’s all I have to report today, guys. I’m always happy to hear from you and assist you with any HYIP-related issues, so don’t be shy to say “hi” anytime! I hope you will have a wonderful weekend ahead, especially if this is a bank holiday where you live, and will come back next week to discuss what’s new in the HYIP industry on MNO – For Money Lovers!

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