Jul 15th, 2016 Archives

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Hello all, and welcome back to MNO where only the biggest and highest budget programs are presented and reviewed. Today I think it’s the right time to finally get back to the Top Five Popular Programs, the ongoing series of articles which I haven’t posted for seven long weeks. The long wait is basically down to the general weakness of the HYIP industry which saw a lot of (intentional or not) fast scams further undermining investor confidence. Now I believe the situation has changed for the better with the industry getting stronger and it’s clear we’re getting closer to the start of the new autumn season that will surely be full of pleasant surprises and big programs all of which you will certainly find here on MNO.

I also have a couple of news updates after the Top Five article, but first I want to clarify on the status of Cryptonus on my monitor. At the time of writing the program has been on Waiting status, as the admin failed to deliver on his promise to pay to everyone within the scheduled time by the 14th. In fact today he contacted me and told me that withdrawal requests would still be processed with a 48-hour delay for the time being, and perhaps throughout the course of the whole recovery period until September. So I’m quite hopeful Cryptonus will return to Paying status on the MNO monitor by tomorrow (provided the admin pays my pending withdrawal as promised), but if you don’t like delays perhaps it’s better to wait until the recovery period for Cryptonus is over and skip the program for now. Anyway, I will keep you updated on what is going on with Cryptonus and hope it will be back in the Top Five before long.

#1 BandeiraCorp (click here to read the full review) Up Three places
Total return – 180.39%.
Type of listing – Premium (#1 rank).
Current status on the MNO monitor – Paying for 125 days
Investment plans (recommended plan marked in bold) – 1% to 4% variable daily until you reach 150% on your investment.
Payment processors accepted: PerfectMoney, SolidTrustPay, Payza, Neteller, Payeer, BitCoin, AdvCash, OkPay.
What you need to know:
Withdrawals are processed manually within a 48 hour maximum. Note that 1% is the guaranteed daily minimum you will get on your investment, while the maximum is determined by the size of your deposit – refer to the review on MNO for more details.
Why you might want to invest:
Well, first of all please consider that BandeiraCorp is one of the very few programs that not only deal with anonymous currencies like PerfectMoney, Payeer, BitCoin, OkPay, and AdvCash, but will also take your Payza, SolidTrustPay, Skrill, and Neteller funds which gives them a huge advantage over the competition. I believe this is what propelled BandeiraCorp up three positions higher than the previous Top Five list and made it the current leader in terms of popularity among my readers. By the way, the first investment cycle is over already and the first investors who joined the program four months ago when BandeiraCorp first came to be listed on MNO should now be in a nice 50% profit. Whether it’s safer to invest after the completion of the first cycle is not up to me to decide, but the program is still largely under the radar. I believe the general industry summer slowdown may positively impact its longevity and BandeiraCorp stands a good chance to become an extremely popular program in the autumn if that’s really what the admin wants.

#2 ArdexFunds (click here to read the full review) No change
Total return – 170.56%.
Type of listing – Premium (#2 rank).
Current status on the  – Paying for 227 days
Investment plans (recommended plan marked in bold) – variable returns for 15-230 business days, principal back.
Payment processors accepted: PerfectMoney, Payeer, BitCoin, RedoPay.
What you need to know:
Withdrawals are usually processed instantly to all payment processors. Profits are accrued to your account Tuesday to Saturday for the previous trading day with the exception of the extra bank holidays announced on the site. Remember to switch off the compounding rate for your deposit in order to be able to make daily withdrawals.
Why you might want to invest:
If you’re looking for a stable, reputable, and long term solid performer then you might have come to the right place. ArdexFunds definitely ticks all the boxes savvy investors look for, and is run by extremely professional admins who have a clear vision of what they want to achieve and how to go about making it happen. Previous programs from the same admin behind ArdexFunds have all run for well over a year (sometimes even two years), currently being in the eighth month in operation doesn’t seem like a big deal. However compared to so many other poorly managed programs ArdexFunds truly excels and stands out as the cornerstone and a vivid reminder of what the HYIP industry looked like just a few years ago and of what can be achieved with talented management and a passionate approach to what you’re doing.

#3BusinessAngels (click here to read the full review) New entry
Total return – 131.18%.
Type of listing – Premium (#3 rank).
Current status on the MNO monitor – Scam
Investment plans (recommended plan marked in bold) – 1% daily increasing to 4% maximum in 0.5% increments, accruals on business days forever.
Payment processors accepted: PerfectMoney, Payeer, BitCoin, Advcash, NixMoney, OkPay, Qiwi, YandexMoney.
What you need to know:
All withdrawals are processed instantly on request. Your investment starts earning 1% per business day with the rate gradually increasing by 0.5% on every business day until it reaches 4%. That 4% is the maximum rate paid every business day for the remaining lifetime of the program. Note that you cannot withdraw your original investment at all and it keeps earning interest while BusinessAngels is still online.
Why you might want to invest:
A relatively new name to MNO but already getting very popular among my readers BusinessAngels is an interesting blend of perpetual style program with concept of slowly increasing daily interest until a maximum of 4% is reached. After 5 weeks on MNO people are only starting to break-even with BusinessAngels and that is why it’s always appreciated that the administration does everything possible to upgrade the website in terms of adding more payment processors, new points of contact and even languages which help bring a supply of fresh funds to maintain payouts to the existing investors and ensure people are paid in a steady manner. It’s obvious that BusinessAngels is running at the right time of the year to increase the maximum exposure and eventually position itself as a leader before the more active period in the industry by the autumn.

#4SpecialProfit (click here to read the full review, click here to read the interview with the admin) New entry
Total return – 129.37%.
Type of listing – Premium (#4 rank).
Current status on the MNO monitor – Paying for 32 days
Investment plans (recommended plan marked in bold) – 11% for 11 days, 130% after 11 days.
Payment processors accepted: PerfectMoney, Payeer, BitCoin, AdvCash, ePay.
What you need to know:
Withdrawals are manual and are processed on request within a 24 hour maximum.
Why you might want to invest:
Almost three full investment cycles have been completed by SpecialProfit, but who would have expected that more than a month ago? During the summer slowdown SpecialProfit has managed to outperform seemingly much better equipped programs and won over investors with its slow and steady growth and stable payouts. There isn’t much else to say except that I hope other admins will learn from SpecialProfit about how to run an exceptional program to bring people profits instead of losses.I hope it continues for a long time.

#5TrustInvest (click here to read the full review) New entry
Total return – 101.20%.
Type of listing – Premium (#5 rank).
Current status on the MNO monitor – Paying for 32 days
Investment plans (recommended plan marked in bold) – 1% daily forever, principal back anytime.
Payment processors accepted: PerfectMoney, Payeer, BitCoin, AdvCash.
What you need to know:
You may withdraw any part of your profit and/or principal at any time you want. There are no restrictions and no fees for withdrawal and your 1% daily profit will be automatically compounded to your main deposit if not claimed. Withdrawals are sometimes instant, and other times done manually with a 48 hour maximum waiting time.
Why you might want to invest:
TrustInvest is perhaps the most undervalued program of the summer perhaps due to programs like this (where an investor is responsible for making his own decisions and capable of withdrawing any part of its deposit at anytime) falling out of favor with investors. With TrustInvest however the admin proved them wrong as the site has been running for over three months already and monitored on MNO for over one month. I think TrustInvest can easily survive the summer as there is still a lot of unfulfilled potential for growth which can materialize if the admin spends more time making it more appealing to a wider audience. I believe that the talented administration behind TrustInvest is crucial to their future success provided it keeps developing at a steady pace and implement new attractive features as promised in their last newsletter soon, including a redesign.

This completes the list of the Top Five Popular Programs which is measured by the total return received by me personally (which includes referral commissions) and presented to you as it was at the time of writing. The rank is at the time of writing and is subject to change. Always check the MNO monitor to ensure that the status of the program you want to join is still Paying and only invest what you can afford to lose, as this article is not an endorsement of any particular program and careful financial planning is always advised before joining in order to determine the possibility of profit and the current level of risk vs. reward. Please take a look at the MNO Info Center here if you’re unfamiliar with the rules by which the HYIP industry works and I wish you the best of luck with your investments. If you have any questions regarding these or other investment programs you can find on the MNO monitor please click here to email me as I’m always here to help.



As BusinessAngels do not pay interest on weekends (read my review here to find out more on its payout schedule), I guess it was the only right decision to announce their scheduled maintenance for Saturday. Doing all the technical stuff on weekends, when the HYIP industry is usually not so active helps keep any downtime to a minimum and avoid unnecessary panic for investors who don’t bother reading any news updates. Here’s the latest posted on the BusinessAngels site earlier today:

Dear users of the BusinessAngels Platform. We inform you that July 16th 12.00-13.30 GMT +0 will be produced maintenance work, the company’s website will be unavailable for a short time. We apologize for the inconveniences caused.

In case you forget to withdraw your 1% to 4% interest today please take the above mentioned maintenance hours into consideration when you try to make a withdrawal to your PerfectMoney, Payeer, BitCoin, OkPay, YandexMoney, Qiwi, NixMoney, or AdvCash as it might affect processing instant withdrawals as well. Note that you can always contact the Live Chat support on the BusinessAngels website which is usually quite helpful to solve any problems.


Here is the list of the programs from my monitor that paid me for the last 60 hours:
From MNO Sticky list: –
From MNO Premium list: BandeiraCorpArdexFundsBusinessAngelsSpecialProfitTrustInvestSsarini.
From MNO Standard list: GoldVsOil.
From MNO Basic listBitcilyHoldingLtdFxDividend.

This is most likely the final update from me for this week which was a very profitable one for many HYIP investors. I’ll be back on Monday but will always update my monitor if anything changes so do keep an eye on that and always check the status on the MNO monitor before making any investments. It’s always the best way to keep updated on any new additions and warning signs by subscribing to the daily newsletter from MNO by following this link, or by following me on Facebook or Twitter. Also as MNO celebrates nine years online I’d like to encourage you to keep your votes coming on the TalkBack page and if you have anything to about say why you still read MNO please vote here. Any comments can be left on the MNO ShoutBox or contact me here with any questions which I will try to reply to within 24 hours. See you soon, folks!

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