Jul 30th, 2016 Archives

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Beware! XCBForex has stopped paying! Do not invest there!

Hello everyone! I hope you’re all enjoying the weekend, and thanks for finding the time to check on MNO. There’s a couple of news stories to catch up on today, some positive, and one not so positive. More on that in the news section coming up in a moment, after I talk a bit more about XCBForex. That’s the name of a newly launched program that joined the MNO monitor’s Standard List just after it opened a couple of days ago. So let’s see what they’re all about and whether you think XCBForex is a name you want to see in your portfolios or not.

The first thing I have to tell you about XCBForex‘s investment plans is that most of of them aren’t going to put you in profit, or anywhere close to it for that matter, until after expiry. Interest payments are made by the day, but these only become “profit” when the admin returns your principal on expiry of the term. As no one has actually received this yet, it won’t hurt if you were to wait until the first cycle ends and some reports start coming in of other investors (not monitors) getting their principals back. Alternatively you can just go ahead and join, who am I to tell you how to spend your own money? Just be aware of the enhanced risk you are taking if you can’t wait the extra few days.
The first plan, and most likely the only one that will be of any interest to those who do join, will set you back a $20 minimum. The term runs for 10 calendar days, during which XCBForex are offering a daily interest rate of 1%. So obviously that adds up to 10% of your investment back with the final payment. That becomes your profit on XCBForex returning your principal. The maximum amount you are allowed to invest with this one is capped at $500.

If you are looking to invest more than that, the second plan is open to deposits between $501 and $1,000. The term stretches to 15 calendar days, as does XCBForex‘s interest payment which is now 2% per calendar day. This comes to a grand total of 30% of your money back by the time the final payment is made. This becoming your profit then hinges on the XCBForex admin returning your principal.

Plan number three opens with a minimum deposit of $1,001. This time the term length is for 20 calendar days, and your reward for joining is a daily interest payment of 3%. Assuming XCBForex sees out the term, your payments then come to 60% of your total investment. This would then become net profit on the XCBForex admin returning your principal. For the bigger spending gamblers among you the upper limit for investments in this plan is set at $3,000.

The fourth and final plan starts with a minimum deposit of $3,001. It runs for a term lasting 30 calendar days during which members should expect XCBForex to pay them back at a rate of 3.5%, also per calendar day. On receipt of the final payments this should bring your earnings up to 105% which then becomes net profit if the XCBForex admin returns your principal. The upper limit on deposits in this plan, indeed the entire program, is capped at $10,000.

So, if you’re looking to take a gamble on any of the above investment plans then the next thing you should probably be looking into is what are your payment options. At the time of writing, and to be honest I’m not expecting this to change, the choice is fairly limited. It’s just the two anonymous and unverified processors in PerfectMoney and Payeer if you prefer the more traditional way of investing, with XCBForex also accepting BitCoin if you prefer using a digital e-currency. Payouts are generally made manually and need to be requested from inside your account area. I say “generally” because the XCBForex admin has occasionally switched on instant payouts, but this is by no means guaranteed. You should be prepared to allow anything up to 24 hours for your transaction to be completed, and just take anything faster than that as a welcome bonus.

Moving on to the more technical aspects of the XCBForex website such as design and security, these all appear up to an acceptable standard. The program running off a licensed script by GoldCoders which will probably have already been recognized by most regular industry players, and is as usual customer friendly and easy to navigate as you would expect. XCBForex is hosted on a dedicated server with the support and protection of DDoSGuard, and for an extra layer of security features a Green Bar SSL certificate from Comodo for safer browsing and more secure transactions. There’s a promotional video embedded in the XCBForex website if you’d like to check it out for further info, or alternatively you can also watch in on the MNOVision page.

Any further questions or account related issues can be addressed to the XCBForex admin by a couple of different methods. You can start by checking their Live Support, and if you find an operator there he may be able to answer your questions immediately. Alternatively you can write directly to the admin at the listed e-mail address on the website’s contact page. A postal address in the UK is listed, that being where XCBForex claim to operating from. In reality this can safely be ignored as registering a business name there is a fairly cheap and trouble free process done online without any questions. The address is accompanied by a telephone number though so you can try that if you think someone will answer.

As for any financial interests allegedly supporting the payouts, we are told as you can probably guess from the name that XCBForex‘s main line of business is ForEx trading. Texts on this are a bit vague and as you might expect there’s very little in the way of solid evidence to back any of this up, not that it would guarantee profitability anyway even if it were true. So as with all online HYIPs, proceed with caution. Texts are at least original, including the bizarre entry in the FAQ page that asks “are donkeys dangerous” (in reference to an old urban myth used to treat people who suffered from a fear of flying). I don’t know what place this has on XCBForex, perhaps the designer thought it was funny, or maybe it’s some kind of weird experiment to see whether anyone actually reads through the site before handing over their money or pays any attention to the information given there. Whatever, treat XCBForex as you would any other form of gambling, and don’t be afraid to really think very hard about whether you think this is a risk worth taking. If you do, then stay well under a sensible spending limit you can easily afford to lose and recoup elsewhere, and if joining XCBForex at all then try to keep them as a smaller part of a wider more diverse portfolio. If you’ve already made a decision on the program, be it good bad or indifferent, then why not share your thoughts with other readers and vote in the poll on XCBForex below. It will help everyone I think get a better picture of what the investors mood is really like regarding them.

Will You Invest In XCBForex?

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There were quite a few updates from the new program from the MNO Premium List Brifex posted on their Facebook page over the last couple of days. The first and the most important concerns a period of scheduled downtime tomorrow morning and might possibly last for five hours. As Brifex is running off a totally custom made script it’s no surprise that they need some time to implement other features on their website and keep everything running smoothly. As revealed in one of the other newsletters, the administration is currently working on the addition of new payment systems (at the moment only three are accepted – PerfectMoney, Payeer, and AdvCash), more language versions (currently Brifex can be browsed in English, Russian, or Chinese), and more promotional materials to be released for the benefit of promoters, like the landing page they can redirect referrals to. Of course, some things have been done already over the first couple of weeks online and among these are some educational videos posted on the Brifex website (you can check all the three of them on the MNOVision page), and, from the latest ones, a Skype chat is now available for members as informed in yet another newsletter. Although I believe that after only two weeks online Brifex has a lot to prove to already cautious investors, I believe that they are on the right course, and by implementing more and more new features they are indicating their intentions of taking the HYIP industry by storm come the autumn. Let’s hope they go on to achieve great things in the future, and for now if you wish to join one of their investment plans – 5% for 30 business days and 110% after 10 calendar days – but would like to learn more about the program and its unique features you can read a detailed review posted here. All three latest newsletters on the major subjects from Brifex are below:

Devote several minutes to the important news of the company “Brifex“!
Sunday – 31, July 2016 – will be updating software and adding new payment system.
The website for some time to work offline. Standard time for update is about 24 hours, but practically this procedure happens much faster. Approximate time without access to the website is from 01:00 to 06.00 (UTC+1). If you have any questions, you can already now contact the technical support. Thanks!
Best regards, “Brifex” team.

Unite for useful communication! “Brifex” created the first official Skype-chat!
Now, to unite interested investors in close contact with other users the company “Brifex” made the first Skype-chat. Pay your attention that the chat has a moderator and behavior rules, which you can find in the chat itself. To be added it is enough to have software on your computer and follow the link, which is located in the lower right corner of all pages of the site – “S”. Then you automatically get in the chat where you will be able to carry on a conversation with your associates, discuss the news and comment the process of development of the company “BR FINANCIAL EXPERTS LTD”.
Work time chat from 11:00 to 23:00 UTC+1. Go to the site Brifex and join in our chat!
Best regards, “Brifex” team

Welcome to the website of the company! Every day many investors from all countries join us for cooperation. That all is due to amazing and smooth using and distribution of the advertising campaign.
We are pleased with the user activity, which can motivate to achieve bigger goals that work exclusively for the good of our community.
A lot of innovations are waiting for us: private Landing page, connection of new payment systems, content translation into additional languages and many others. It will let lead and support the process on financial-investment activity of the company “Brifex“.
For closer communication with users we created the first Skype-chat (chat is open from 11:00 to 23:00 UTC+1)
The management of the company “Brifex” sincerely wishes you pleasant and efficient work, formation of big structures and earnings together with “BR FINANCE EXPERTS LTD (BRIFEX)”.


Many of you who frequently check my monitoring page or watch the updates posted on the MNO ShoutBox were stunned to see VendingVentureFund moved to Problem status on my monitor the day after it was added. I’ve made the decision to warn everyone after realizing that not only all the usually instant withdrawals went to pending status, but (what is more important!) the Live support disappeared at the time when explanations were so desperately needed by the program’s investors. There was no doubt in mind that VendingVentureFund had become a very fast scam that could barely last for five full days and scammed on its sixth day online thus leaving even the very first investors with significant losses. To say that it was an unpleasant surprise would be a huge understatement. Some people even saw the program as a possible new leader of the HYIP industry based on the site’s rich layout with so many features, expensive advertising and lots of payment options with instant payouts processed to most of them. So what what went wrong? There are a couple of possibilities we can speculate over. Option one: the program might have been designed as a deliberate fast scam from the very beginning and the admin pulled the plug as soon as he had reached his financial goal. Option two: it’s possible VendingVentureFund was a feeder for another program and some of the the funds collected were to support payments for another older program running simultaneously (here I can’t deny the obvious as there were too many similarities both in design and investment plans with Ssarini so I can guess it might be the same admin). Option three: VendingVentureFund was not a deliberate fast scam but a victim of overheating. In other words everyone joined at the same time which couldn’t be supported, rather than slower more gradual growth. And finally, option four: the Payza account of VendingVentureFund that was blocked just a few hours after the program listed on MNO might contribute many complaints from dissatisfied investors would certainly follow and could damage any further cashflow in the long term (that option though doesn’t look too possible, as Ssarini, for instance, successfully survived after a similar incident with Payza and continued as usual a couple of weeks ago). Of course, it could also have been a combination of all four factors. In any case, VendingVentureFund is no more and though only three of my readers managed to join within the less than 24 hours the program was on Paying status on the MNO monitor, I still think they could be many other victims of this fast scam and it’s regrettable that the admin failed in delivering a better investment opportunity. The case with VendingVentureFund though exposed a very important principle some of us might have forgotten – not everything that glitters is gold. VendingVentureFund is on Scam Status on the MNO monitor now, so do not invest!


The long wait is finally over for Payza Prepaid Cards to be available for dispatch all over the world. This does not apply to India and Bangladesh who will get their own version of the cards soon connected to their own currencies. As for the rest of us, you may order the cards from your Payza account area (your account must be properly verified first!) to have it delivered to your home address with a click of your mouse. And yes, do not forget to have at least $20 in your account as that’s the fees for manufacturing the card and cover the delivery expenses via regular mail. For those of you looking for a faster option, you can pay extra for expedited delivery. Cards are available in both US and Canadian Dollars (as Payza is officially headquartered in Canada), but I imagine the majority of HYIP investors will opt for USD. The Payza Prepaid Card used to be available for some selected countries already, but now more people around the world will be able to enjoy this convenient service now and you might be one of them. If you want to know more and order your own Payza Prepaid card then follow the instructions provided in the official Payza blog reposted below:

Payza Prepaid Card Global launch: Order yours today, no matter where you call home!
With much excitement, we are delighted to offer the Payza Prepaid Card to our international members. You can order your card today.
Building upon the success of our initial release of the Payza Prepaid Card in twenty countries, we now provide our card to most countries throughout the globe. Two exceptions are India and Bangladesh because we have a special release of the Payza Prepaid Card for these countries planned in the very near future; our release of Prepaid cards for Bangladesh and India will have services specific to their local currencies (see below for more information).
Why is the Payza Prepaid Card so popular?
In the past six months, we learned a lot from our initial launch of the Payza Prepaid Card in select countries. We had the opportunity to engage with Payza members and learn which features of the card you appreciate most. Feedback from our first cohort of Payza Prepaid Card holders informed us that they appreciate their ability to withdraw funds from their Payza accounts to their cards with ease. As a cardholder, you can then withdraw your funds from an ATM and get cash in hand, or make purchases both in person or online at any store that accepts MasterCard.
Now that is convenience you can hold in your hand.
How to order your Payza Prepaid Card Today
– You can order your Prepaid card simply by logging in to your Payza account. Please note that you must verify your Payza account first, and this verification process requires that you prove your identity and residence (this is a security feature to protect your account and prepaid card from fraud).
– Once your account is verified, follow these steps to order your card:
– Log in to your Payza account
– On the left-hand menu select “Wallet” and then “Prepaid Cards”
– Complete the steps provided on the order page to get your own card.
Whether you have a Personal or Business Account, we are confident that our Prepaid Card will enable our members to benefit the most from their Payza e-commerce transactions.
You can pay for the card instantly from your Payza e-wallet. Be sure to have $19.99 (US Dollars) in your Payza account. We include all international shipping and handling costs in the price to make purchasing the card as simple as possible.
International delivery of your card requires four to eight weeks.
Special news for India and Bangladesh
We appreciate our many members in India and Bangladesh and we definitely will make our Prepaid cards available to your countries; however, we will have a special release of the card for India and Bangladesh in the near future. Our special release for Bangladesh will allow our members to buy their cards in their local currency (Takas), as well as US Dollars; our special release for India will provide our Indian members with unique payment services using Indian Rupees, which will make your card practical for local e-commerce and retail purchases.
We will inform our Indian and Bangladeshi members when you may order your Prepaid cards on our blog and social media pages.
While the delay in releasing the cards to your countries may at first be inconvenient, we are confident that the longer wait will be well worth it because of the special local currency services we will provide within your countries.
Stay tuned!


As next Monday is a bank holiday in Canada, home to the fully incorporated and licensed for financial operations payment processor SolidTrustPay, they announced an extra day off. What does it mean for the members and users of SolidTrustPay? Well, simply that you should add an extra day for your support tickets to be answered or any financial operations to be completed. So if you require approval for an exchange request from one of the STP official exchanger merchants (you can find some of then here), having a pending funding of your account or withdrawal from it, please allow an extra day for it to be approved and fulfilled on Tuesday. Here’s the latest update from the official blog of SolidTrustPay regarding the holiday and how it affects their services:

Offices Closed August 1st
Please be advised that SolidTrustPay Customer Support will be unavailable on Monday, August 1st for the Civic Holiday. As this is a Banking Holiday, customers are reminded to add extra processing time for deposits, withdrawals, and e-currency exchanges.
Sincerely, SolidTrustPay


Here is the list of the programs from my monitor that paid me for the last 84 hours:
From MNO Sticky list: –
From MNO Premium list: BusinessAngelsBandeiraCorpArdexFundsSpecialProfitTrustInvestSsarini, Brifex.
From MNO Standard list: BlackWhiteLimited, XCBForex (the first payments received).
From MNO Basic list: FxDividend.

That’s it for today, guys. With so much to report today I’m going to leave the MNO TalkBack opinion poll open until my next post. How does the summer vacation season affect your interest in HYIPs? If you haven’t voted yet, please do so here and remember to come back next week to check out the results when a new question will replace it. Thanks for reading, stay safe, and see you all next week with the latest news. Bye for now!

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