Mar 22nd, 2017 Archives

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Beware! 50EX has stopped paying! Do not invest there!

Hello everyone! After a couple of big name closures in the HYIP industry in recent weeks I must say it’s really encouraging to see old programs getting replaced so quickly with better and more attractive options. Take 50EX as just one example, the program I’m going to be looking at today. In previous years when a couple of good programs closed within a short space of each other the industry would almost go into a tailspin, taking forever to recover. Right now this no longer has to be the case, as there are some excellent opportunities opening up and no “gaping void” left unfilled by one or two programs coming to an end. 50EX is I hope going to be one such program, and with their first investment cycle now close to completion I expect a significant rise in public interest is imminent. So let’s see what it’s all about and if you think it’s worth taking a chance on.
We’ll get things started as usual then with the investment plans, or in this case just plan, singular, as 50EX only has one. Which is fine of course because as long as you like it then how many others do you need, right? And if nothing else it makes things a lot easier for me to explain, and easier for you to decide if you you like the program enough to join or not. So the first thing you need to know in this case is that 50EX require a $50 minimum deposit to join. A bit more than the industry average, but still OK for most regular players. If you want to spend more than that however, 50EX only allows you to do so in blocks of $50, a bit like buying shares priced at $50 each if you prefer to think of it like that. That means you can invest $50, $100, $150, $200, and so on like that. The maximum investment in one single deposit is $2,500 which is fifty blocks of $50, where I imagine 50EX take their name from.

The investment term then runs for 20 calendar days. While this is going 50EX are offering all members, big and small regardless of the size of their investment the same interest rate paid every day. This is calculated at 8% per calendar day, adding up to 160% in total by the time you receive the final payment. With 50EX including your principal among the interest payments that means you get your own money back plus 60% net profit for yourself.

To give a practical example of how a typical investment might look in monetary terms then, let’s say you invested $100 with 50EX. The admin should then pay you back at a rate of $8 per day for the following twenty days. You reach the break-even point, that is when you earn back and amount equivalent to what you spent and therefore making it impossible to lose your own money after thirteen days. The remaining seven days of the term are entirely net profit for you then, passive income until you reach $160 in total. This is your initial hundred returned to you in installments, plus $60 net profit from 50EX for joining.

If that appeals to you enough to join then the next thing you might want to know about is what exactly are your payment options. For anyone who prefers the more conventional style third party payment handlers then you can join 50EX using PerfectMoney, Payeer, or AdvCash. If you prefer to bypass these and go down the direct route of moving money in and out using your own digital e-currency then BitCoin is available.

One of the most unusual, and I think outstanding features about the payment options in 50EX is that members are given a choice between instant and automatic payouts. This can be done in the “Finance” area of “Settings” section of your account with a simple glide of the slider. In the same section you have to enter all your account details to make sure your withdrawals will be processed instantly at all times, and you even have a choice to lock your account details against changes for further security, so even if someone hacks your account they won’t be able to redirect your payments. For automatic payouts you do nothing, the 50EX script simply sends whatever money you are owed directly from your account to your nominated payment handler every day on schedule, requiring no effort on your part. For instant payments you need to log in to your 50EX members account area, make the withdrawal request, and the money should be with you in under a minute. So why would anyone favor having to request instant payouts instead of just having them made to you automatically without the need for asking? Well, it’s really just a question of if anyone wants to redeposit in the program or not. You see automatic payments go straight to your payment processor account without asking. At least with instant payouts the money is held in your 50EX account until you ask for it to be released, so if you feel so inclined you can re-invest as opposed to just withdrawing. In the event of any technical problem with completing instant payouts the program reserves the right to make them manually. In the unlikely event of this occurring (though there are many perfectly valid reasons why it might) then you are asked to allow up to 12 hours for a manual payment.

Up to you which option best suits your needs, but to choose between instant or automatic withdrawals just go to the “Settings” area in your 50EX account. Then select “Finance” and from there you can enable or disable automatic payments. In the same “Settings” area of your account, but under the “Alerts” section you will be able to set notifications on particular operations that will be sent directly to your email address to let you know how things are progressing.

Despite 50EX being such a simple and straight forward program in terms of the investment plan (where you actually want things to be simple and easy to understand) there’s a lot more to the website than just that. In fact it’s really quite innovative and impressive all round. There’s a lot of extras in there that I think you’re going to like, however none of this is compulsory. If you prefer to stay a “regular member” of 50EX and just carry on collecting the interest payments for the term’s duration then fine, you can do as you wish. However since you are going to be tied in to the program one way or another for the plan’s twenty day length you may as well at least look at what else 50EX are offering and see if you can make a little extra cash on the side while you’re waiting. It won’t cost you anything extra, so why not?

First of all I would strongly advise you to link your Telegram account to 50EX. You do NOT need a Telegram account in order to join or get paid by 50EX, let’s be clear about that, but you really should have one if you want the best possible experience with the maximum possible earnings there. Reason being that 50EX offers what they call the EXAchieve, a series of “bonus points” that reward you for certain actions. You can then exchange these bonus points for real money, which can be withdrawn instantly to any payment processor and not just the one you joined with. This bonus points feature will be added to your 50EX account only after you enter the unique code given to you by the program during the activation of the program’s Telegram bot, known as the 50EX Informer. This bot will also be used to inform you of all operations in your account and the program’s latest news and updates. Other benefits of linking your Telegram account with 50EX include things like being able to reset forgotten passwords, and check your account balance remotely.

Some of the activities required to earn bonus points require next to no effort on your part, indeed 50EX offer a couple just for registering an account at all, before you even make an active deposit. Further points are then made available after you invest, for getting others to join under your ref link, and for taking part in various promotional activities. Like I said there’s no obligation on anyone to do any of these things, perhaps you don’t have the time or simply don’t have the interest, but if you’re going to be a member of 50EX it doesn’t cost you any extra just to see what you can earn here.

There’s a second reward scheme related to the bonus points also in place, though this is more related to the referral commission rates you are eligible for and perhaps not of great importance to regular investors as opposed to full time promoters, monitors, etc. What happens here is that the more bonus points you amass in 50EX, the more seniority (for want of a better word) you are viewed with. For example, any entry level member can claim a 5% referral commission, however this can increase depending on how much promotion you can do and how much of a downline you can build. It’s all explained in your 50EX members account area, so refer to that for further information and figures.

Let’s move on now to the more technical aspects of the 50EX website, such as design and website security. It will hardly come as any surprise to members that the program is running off a totally unique and custom made script, given how many distinctly individual features and characteristics are there. It’s still very professionally laid out and easy to navigate throughout though, so even if you are new to the HYIP industry finding your way round the 50EX website and account area shouldn’t prove too difficult. The site is hosted on a dedicated server with the tech support and protection from DDoS and other malicious attacks provided by CloudFlare. For an extra layer of security 50EX has a superior Green Bar Extended Validation SSL certificate from Comodo to allow for safer browsing and more secure transactions.

If there’s anything you think I may have missed in this review, anything about the 50EX website you still don’t understand, any background questions for the admin or any account related issues to look into you have a choice of options. To begin with, 50EX is very much a multi-lingual website. Aside from English there are proper translation into Russian, German, Polish, Ukrainian, Indonesian, Chinese, Japanese, and Vietnamese. If you are stronger in any of these languages then try reading the site again through that. Likewise before raising any customer support issues you should always read the 50EX FAQ section first to see if that helps with anything. If not then there are a couple of ways to get in direct contact with the admin or support team. There is as I already mentioned Telegram support where chats are available in several languages. If you prefer not to use that option then 50EX has a built-in Live Chat feature where you can try and find an operator. For any lengthier inquiries you can write directly to the listed e-mail address. A regional representative scheme has also been initiated by the 50EX admin so you will find a list of international support operators, some of whom may be in the same locale or speak the same language as you. Fans of social media networks can find 50EX keeping active profiles on the likes of Twitter, Facebook, VK, and Instagram.

Regarding any alleged business interests backing the program up, this is all very vague and a bit sketchy. According to the site 50EX “provides aggregation and interaction of services” though honestly there’s not much in the way of an explanation as to what that means or involves, and not much evidence you can research for yourself. But approaching this purely as an online HYIP we can see the program definitely has some potential to develop further, depending of course on the admin’s intentions, ambitions, and abilities. There’s certainly a lot of initial enthusiasm out there for the program, which is always a good starting point. Just remember to treat 50EX as you would any other high risk gambling based HYIP and spend accordingly. Set yourself a sensible limit that you will stay well within, only spend what you can comfortably afford to lose and earn back easily from other sources, and if joining 50EX at all then keep them as a smaller part of a wider more diverse portfolio.

Just before we leave 50EX for today and move on to the news section I hope you won’t mind sharing your own thoughts on the program, if you have any, with your fellow MNO readers. Please give your own first impression of the program by answering the following opinion poll, which hopefully will show more interesting results later in the coming weeks as 50EX grows and develops into something more substantial than what we see today. So:

Will you make an active deposit in 50EX?

View Results

Loading ... Loading ...



Staying with 50EX for the moment and the most recent developments there, you might know about the loyalty program from the review posted above, but now the highest status one can achieve by performing various promotional actions has been increased to the so-called Magister level. And though you might come a long way before achieving such high status, it will still be a good incentive for promoters used to working hard so they can enjoy good results after all. Along with that, three more language versions of the 50EX website were added today – Chinese, Indonesian, and Japanese. That is for a reason, I believe, as the Asian market is playing a more and more active role in the HYIP industry at the moment. Here are both updates from 50EX for your reference:

The expansion of the loyalty programme
We have expanded the loyalty program and added the highest status of “Magister”. In order to obtain this status, you must score 30,000 points. Our leaders will appreciate the benefits of the new status.

International level
To work with a company 50EX for participants from different countries becomes easier. Now you can find the representative from your country in the section “Contacts”.
We successfully negotiated and signed partnership agreements in countries such as China, Indonesia and Japan. In this regard, the online resource company 50EX translated into Chinese, Indonesian and Japanese.


MerchantInvest (reviewed here) has launched a representative program where members can take advantage not only of increased referral commissions, but also get it five levels deep. More information on that and the form you need to fill with your application can be found in your account with MerchantInvest – simply click on “Become Representative!” button and join the first two official reps I can see added now:

Representatives program has been added
We are pleased to inform you that we have started regional representative program with special referral commission is 14%-2%-2%-1%-1% Multi-level. So, it’s a great opportunity to earn extra commission from your referrals. Our representatives referral commissions: 14%-2%-2%-1%-1% BONUS: Get an fantastic $100 bonus if you bring 20+ active refs!. Check you dashboard where you will find button. More news coming soon – stay tuned!

MerchantInvest has been on MNO for six days of the nine it’s been running for so far. There is only one investment plan on offer – 3% daily for 60 calendar days with the principal already included in the daily payments. The minimum to invest is only $10 and you can then request withdrawals directly from your account area to be paid instantly to PerfectMoney, Payeer, BitCoin, and AdvCash. Note that every withdrawal request is subject to a 1% fee whch is automatically deducted.


RichmondBerks (reviewed here) recently increased daily interest rates from 1.5% to 1.6% daily (on business days only) with 0.7% paid on weekends. This new rate will only apply if you have a 0.1 BTC investment or more, which at current exchange rates is around $100. Too much to have your daily earnings increase just by 0.5% weekly, no? This is what the admin has been asking in an opinion poll, so don’t rule out the possibility of the minimum deposit in the newly added BitCoin only plan being reduced soon, maybe even as low as $10 which is what 50% of the voters favor. There’s no obligation to invest anything via BitCoin of course, other options include PerfectMoney, Payeer, AdvCash, and NixMoney. Besides the poll results, the admin recently posted a guide on how to submit a review of RichmondBerks via a mobile app (being one of the few programs with such a thing in the HYIP industry), and how to invest with your Visa card using the AdvCash interface. There was also an invitation to attend the upcoming conference in Nigeria. The future sure looks bright for RichmondBerks! Below are the last four updates from the last two days:

Make review with RichmondBerks Mobile App
Hello! Now in the RichmondBerks mobile app a new feature is available – you can upload your feedback directly from your mobile. It is very easy to do this.
To download your review via the mobile application, go to the “Reviews” section.
Next, click the add review button
Then write your review, select the photo and video that you would like to upload and click the checkmark
Done! Your review has been uploaded.
What other innovations would you like to see in the mobile application? Write about it in the comments.
If you have any questions, our support team will be happy to answer them.
Yours faithfully, RichmondBerks

What is your minimum comfort amount?
Hello! As far as you know a new Bitcoin program has been released recently. There are people who love it and those who not. First of all because of a rather high minimum deposit amount of 0.1 BTC. From the other hand the larger deposit – the bigger reward (it’s about total profit and RBB gained as achievements).
Nevertheless, we want to ask you a question. What is a comfortable minimum deposit amount specifically for you? Please, choose the answer.

Invest with VISA via AdvCash
Hello! RichmondBerks offers to you to use the services of the AdvCash payment system, which will allow you to use the VISA card to invest or withdraw funds from your account.
To use this service you need to register or log in to your account in AdvCash service. Next, enter the amount you need to deposit and click “Deposit” button on the VISA or MasterCard.
Then confirm your payment.
The system will redirect you to the site where you can make a payment. Then select the AdvCash system when depositing in your personal account.
Done! Now you can easily make a deposit using your VISA and AdvCash service.
If you have any questions, post it in the comments.
Sincerely, RichmondBerks.

Conference in Enugu – March 24
Good afternoon!
RichmondBerks company invites you to be a part of the conference in Enugu, Nigeria! Learn a lot new and get unique skills that will allow you to earn more. No one will be left without a present! We are waiting for you on March 24 in University of Nigeria Nsukka, carver building.
Country: Nigeria, City: Enugu, Date: 24-03-2017, Time: 02:00pm, Place: University of Nigeria Nsukka,carver building.
Please pre-register by phone
Contact phone: +2348160303777
Contact person: Okolie Freeman
And soon there will be many more conferences in Dominica, Nigeria, Malaysia, Brazil, Uganda, Ukraine, Cameroon, the Philippines and Spain. Wait for more information in the blog.
Yours sincerely, RichmondBerks company


TradeexPro (reviewed here) has increased its maximum investment term for the so-called “Microcredits” plan where you may join with as low as $50 via PerfectMoney, Payeer, AdvCash, or BitCoin and get from 1.25% to 5% compounded daily profits and payment on expiry. As the investment term for Microcredits is now from 10 to 120 days, you may choose any amount of time you can freeze your investment in TradeexPro (provided you want such a high risk option at all). For the next five days there will be a 10% deposit bonus for everyone who joins there. Otherwise if you prefer the fixed 365 calendar day term with daily payouts you can opt for that. It pays 1% to 5% variable returns Monday to Friday and a 1% fixed return on weekends for a full calendar year, principal included. More on the changed new Microcredits investment offer and the limited in time 10% deposit bonus is covered in the latest newsletter from TradeexPro posted below:

New investment plan. And bonus 10%
Dear Clients,
We are glad to announce that our new microcredits investment program shows good results! Every day a lot of new investors from all over the world join the cooperation, and the first investors have already received their first profit.
In connection with the high interest in the new program, our financial analysts have decided to add a new plan!
We present to your attention a plan for 120 days – 5% daily. Within 5 days will be a 10% bonus, for all new deposits in microcredits.
By investing in microcredit area, you’ll get maximum profit in a short time.
Use your money effectively! Invest into new TradeexPro investment program.
Start investing!
Best Regards, team TradeexPro.
P.S. We apologize for interruptions in the operation of the site, this was due to the DDoS attack on us. Now this problem is solved and the company’s website is working in the regular mode. We hope for your understanding. Thank you for being with us!


If you have already purchased a $10 investment ticket via PerfectMoney, Payeer, BitCoin, or AdvCash from MacaoLotto and enjoy up to 6% variable daily profits over the first fifty days, then why not try the new feature called Terminals? They start from a $30 minimum, but unlike the Investment lottery you don’t need to choose from six balls, you just sit back and enjoy an average 3.69% to 3.81% for the first fifty days and reduced amounts after that. The latest news from MacaoLotto includes the Hong Kong based lottery terminals, and also suggested that due to time restrictions and so many videos submitted for the contest the final results will be delayed for a couple of days. Here’s the latest from MacaoLotto (reviewed here):

Hong Kong Terminals
Dear investors and players!
In the “Terminals” section, there are new terminals with a yield of 3.69% to 3.81% per day. In which you can invest right now.
Hong Kong.
Total number of terminals: 8
We remind that the company plans to create about 150 lottery terminals in Hong Kong.

Best video review
Dear investors!
Due to the huge number of letters sent to the “Best Video Review” contest, the results will be published on March 25. We apologize for any inconvenience.


I have no idea whether it’s just a blatant lie or simply an attempt to mislead members, but the admin of BikeForMe (interviewed here) today officially announced the successful addition of another payment processor in Payza. The thing is that Payza is nowhere to be found in the member’s area of the BikeForMe website apart from the announcement in the news section and the following email sent to investors:

New payment processor Payza for BikeForMe
Dear investors, we have great news for you.
Step by step, we follow own way of creation of the most convenient and effective conditions of cooperation for you. Due to the increasing demand for popular payment systems, today we have added the international payment system – Payza. We hope it will become another important step for strengthening of our partnership relations.
Sincerely, BikeForMe team.

I’ve already contacted the administration of BikeForMe with a request to clarify this falsely presented information about Payza, but as of the moment of writing this there was no explanation on that, so it still remains a mystery to me. I will keep you all updated on the Payza situation with BikeForMe and as soon as I get more info on that I will post it on my blog. As of now you may still invest in BikeForMe via four payment options – PerfectMoney, Payeer, BitCoin, and AdvCash. The minimum to invest starts from $10 and regardless of the amount you will be paid 3% daily over the 50 calendar day term with a 50% net profit at the end. Withdrawals are usually instant. More information on BikeForMe is in the detailed review posted here.


I have to finish with some bad news for everyone who invested in PassiveLoan and AuctionHouseSorta. Well, come to think of it, only AuctionHouseSorta has proved to be a disappointment, if you joined PassiveLoan when it was first listed on MNO you would have got a 200% profit. Let’s see what might have went wrong.

I’ll start with a less popular of the two, AuctionHouseSorta that failed to survive even for three weeks and collapsed earlier today with all members at a loss, as no one reached the profit zone yet. If only it lasted for a few more days we would be able to be more positive, but the fact that the admin of AuctionHouseSorta was a fast scammer is clear as day and beyond any reasonable doubt. The premise of the program was quite original and the concept of making money from auction lots that kept changing seemed new anyway. I believe the admin was satisfied with the amount of money he was taking in, and simply decided to run with it. I’m not sure how fast others have spotted that AuctionHouseSorta has stopped paying earlier today, but it was obvious the program is done. I can only speculate that we dealt with a deliberate fast scam whose only aim was to steal and not to reward anyone with profits. Please do not invest there, guys.

The total opposite situation happened in PassiveLoan which was a good program overall. They ran for a couple of 30-day cycles. The main problem with some readers were their exaggerated expectations from the program and many even believed that PassiveLoan might be as big as Zinc7. Unfortunately those of you who had too much faith in the admin’s abilities to deliver spectacular results remain disappointed. The first troubles with processing cashouts were reported on Monday afternoon, but as the site was paying throughout the day I was hesitant to move it to On Hold status on the MNO monitor until it became obvious that something was definitely wrong. You see, many payouts were processed, indeed some members of PassiveLoan were paid today even if it did take longer than usual. Although the admin refused to elaborate on the waiting time on the website and why some members received preferential treatment over others, he sent me an email admitting the problem. He wrote me a couple of times actually, and while I don’t want to repeat everything I can say the general tone of these emails was quite apologetic. It was clear that he himself was disappointed with the result. We cannot say that it was bad, as many members did profit from PassiveLoan, but we can’t call it an incredible achievement either. He said the main reason for the recent cashflow issues stemmed from the collapse of Zinc7, followed by Xabo, Razzleton, and RightRise, and the mass exodus of investors from PassiveLoan that resulted. You see, after losing money in other programs many people try to withdraw from the paying ones instead of redepositing, hoping to compensate and cut their losses. A domino effect which (and here I totally agree with the admin of PassiveLoan) started with Zinc7, perhaps the biggest program in the industry at the time. Older programs then followed until it was the turn of PassiveLoan. Of course, they may well have been in trouble long before the payout delays if cash flow was gradually slowing. I don’t think though that members need any excuses from the admins of programs that stop paying them, but at least he doesn’t try to blame everyone else and tries instead to analyze what went wrong to avoid such mistakes in future.

If you liked PassiveLoan and made a profit then make sure to check out my website, as I’m sure next time you will find any new programs from the same admin on my monitor first. Advertising on MNO right from the start has already proved many times to be successful, especially considering MNO now provides sizable discounts for admins who list their projects within the first 24 hours of their official launch. Meanwhile if you’re still getting paid by PassiveLoan then keep requesting the payouts, but do not reinvest or make any further investments there, as the program is done as officially confirmed by the admin.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: NordeBank50EX.
From MNO Premium listElizion, SportArbitrage, Edelweiss5BandeiraCorpRichmondBerksLensenGroup,
OnePunchLtdTeaHouseRubiLtd, MacaoLottoTradeBTC, SoftMiningMavisTradeexPro, BikeForMeSunCoinz, MerchantInvestAmazing7LegendInvestments.
From MNO Standard list: StrangeEvent.
From MNO Basic list: –

Lastly I just want to let you know that I moved Mavis to Waiting status on MNO due to overdue withdrawal requests today. Although I myself was paid instantly in the morning I couldn’t ignore the mounting complaints on forums so decided it’s better to be safe than sorry. The program is to On Hold on my monitor at the moment, at least until the situation clears up. Tomorrow Mavis will be moved either to Paying status if payments resume, or downgraded to Problem status if they are not. So everything is in the admin’s hands now. Check out the MNO monitor for the most accurate status on Mavis and every other listed program tomorrow, guys. I’ll be taking a day off from posting, but will still be ready to react fast to any problems. If you have any questions please write via this link and I’ll try to answer within 24 hours if I can. To stay informed of all the news and events from the biggest investment programs in the HYIP industry please subscribe to the daily newsfeed sent to your email address regularly on this page, and follow MNO on Telegram, Twitter, or Facebook. And remember to vote in the latest opinion poll on the MNO TalkBack page here. Thanks a lot for reading and see you all on Friday with a detailed look at StrangeEvent and all the other news from the HYIP industry. Bye for now!

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