Nov 5th, 2014 Archives

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Beware! Bidex has stopped paying! Do not invest there!

Hello everyone! It’s turning out to be a very busy week so far, and mostly it’s been positive with several promising new programs joining the MNO Premium List. In fact coming up in the news section of today’s update I’ll also be introducing a brand new short term program I think some of you will probably like. Fingers crossed it all bodes well for the rest of the year in the HYIP industry. I want to continue this evening with a closer look at another of these programs, this time being the turn of a one called Bidex which has already been online for about a week and a half now. I suppose I could say it’s a perpetual style program, but in my opinion that would be an oversimplification. I mean the basics are there in the sense that Bidex allow members to set their own investment terms and leave at a time of their own choosing (while continuing to pick up a daily interest payment for as long as they do remain members) but there’s a lot more going on here than just that. I have all the day’s main news stories for you as well of course so keep reading for that, I’m sure there’ll be something useful in there for you, but first to Bidex. Let’s see what they’re all about and whether you share any of the initial enthusiasm expressed by some of the early investors there. Personally I’d be slightly more on the positive side than the negative one with Bidex, but I do have one or two criticisms of the program as well. I’ll explain them as I go, but don’t worry, it’s nothing serious and nothing that can’t be easily fixed.

We’ll start then with the investment plans then as usual, and like I said a very basic description of Bidex would be as a perpetual program with no fixed expiry date. There’s a couple of extras that make it a bit more unique than that, but let’s begin with the numbers. The minimum requirement for joining the program is a very affordable $10. Once you are a member Bidex will then pay you a variable interest payment every calendar day that you keep an active account with them. All deposits are treated equally, so whereas the rate will go up and down from one day to the next, what ever the daily rate is it will be paid to all members regardless of the size of your actual deposit. The maximum investment allowed in the program is capped at a $50,000 limit, so that includes pretty much all investors looking to play.

Interest rates can fluctuate enormously, but at all times members are promised a basic minimum of 0.5%. So even on the worst day it won’t be any lower than that. On the other hand on the best day it could stretch to as high as a maximum of 5% in a day. The truth is the rate you do receive is rarely going to be at either extreme of the scale, with a good guess being that it might be somewhere around the middle. You can see the historical rates paid out by Bidex each day since they opened on their main page. It’s not much good for predicting the future or even for planning any sort of a strategy, however it will give you some picture of the rising and falling fortunes of the program and its members up to now.

I know that’s an awfully brief description of the Bidex investment plan, it’s just to be honest there’s really not a great deal else I can add. How long you remain a member is entirely up to you, and everyone will have different strategies and expectations. With such a wide variety of interest rates being paid from one day to another it’s simply impossible to predict what any one strategy might bring you. For example what one investor could make in the calendar month of November could (and probably will) be radically different to what another investor might make in the calendar month of December. Theoretically this could be a margin of 4.5% per day. Unlikely to be that much of course, but my point is the scope for different earnings over the course of a day, a week, a month, et cetera is simply enormous.

So, when you eventually decide the time has come to withdraw your principal and leave Bidex, let’s see what happens now. The first thing you need to keep in mind is that Bidex don’t have a fixed lock-in period as such, you can withdraw your principal anytime, however there is a penalty fee charged for leaving too early. If you try to get out in 15 days or less the admin will take a 10% surcharge on your deposit. That doesn’t mean you still can’t make some degree of profit by leaving early, it just means the penalty fee will eat up a considerable amount of it.

If that much is all clear to you then, here’s what you will need to do to get your principal back. First is to log into your Bidex members account area. Scroll down the page slightly and you will see the headline “Active Deposits” which lists (self explanatory really!) the deposits you hold with Bidex which are currently earning you money. There you will see the transaction details, date it was made, payment processor used to make it, and the amount. Alongside all of that information is a button clearly labeled “Close”. This is what you need to click in order to get your deposit back. Just note that a little pop-up box will appear reminding you of the 10% penalty fee should you try and leave before the first 15 days have elapsed. Either click OK to proceed or Cancel to forget about the whole thing and try at some later date if you want.

It’s also important at this point to know how to add or to change your payment processor account details. Obviously you’re going to be needing this, but it could really have been made more clear on the Bidex website. So once again from within your account area. From there, look for the button marked “Settings“. Click on this to see a new section open up with a list of the payment processors. Click on any one of those to then be prompted to enter your processor account number. So far so good, but this is where it gets tricky. In order to permanently save these details there are two buttons. Please note that one of them, a big blue button marked “Save changes“, does absolutely nothing! Don’t press this because it won’t save anything. Instead you need to click the smaller green colored button marked simply “Change“.

As for the payment options, this is another thing I’m not that comfortable with in the program. Not so much the choice itself, that much is fine, or at least as good as most other HYIPs around at the moment, it’s that some of the information is a bit misleading. Currently you can use any of PerfectMoney, EgoPay, Payeer, or BitCoin to join. Nothing wrong with that you might think, with which I agree, however the misleading part is that Bidex also contains the names and logos of a number of other payment methods which the program does not currently accept. I pointed this out to the admin who said they would be removed, but given that the program has already been online for the last ten days I can only wonder how long a relatively simple task like that should take. Anyway, I don’t want to get too far from the point here, which is that there are four payment options in Bidex, the four I have mentioned above, anything else is not currently accepted. Withdrawals need to be requested from inside your account area with the Bidex admin then processing them manually. According to the terms and conditions you will need to agree to before handing over any money these withdrawals could take anything up to 72 hours to process. I’d hope myself that they’ll be done a lot faster than that, though you will need to keep this in mind and be prepared not to complain if left waiting anything up to the maximum time.

Looking at the more technical aspects of Bidex now such as their website design and security features, it’s easy to see that as much if not more work went into this as the devising of their investment plans. For a start, hosting is on a dedicated server with the support and protection from DDoS attacks provided by BlockDos who are of course the leading service provider in the HYIP industry by some considerable distance and the host of choice for most of the more serious programs. In the unlikely event of any downtime at all it’s likely to be fixed before most users are even aware of the problem (something I know from experience hosting MNO with them). The Bidex website is powered off a unique and customized script developed especially for the program and tailor made to suit its needs. I have to say on closer inspection I do have some mixed feelings about this script and found it perhaps not the easiest to navigate. Maybe even a little unfinished perhaps. It does have the advantage, being custom made, of allowing the admin or his programmer to work on this as they go so hopefully they can make some improvements while Bidex is still relatively new. For and extra layer of security Bidex have an SSL security certificate by Comodo for safer browsing and more secure transactions.

In terms of extras though there really is a lot to get through. So much so that on first glance I barely knew where to start. For instance Bidex have their own video channels with several short clips already uploaded and ready to be watched on YouTube and Vimeo. Mostly these are related to making the best use of BitCoin, or promotional advertising for the program as opposed to any good, practical, useful information that Bidex members can use in their accounts. The admin has also been very active on most of the popular social networking sites, impressive as it is to see a rare case of an admin with enough business savvy to realize the value of these things, and has accounts on Facebook, Twitter and Google+. Bidex is also loaded with promotional materials that will help and encourage regular investors to build a downline providing an extra income on multi-tiers commissions, hence giving you a more personal stake in the program’s future and reducing the value of a quick hit-and-run. To appeal to as wide an audience as possible Bidex is multi-lingual website translated into four other languages. In addition to English you have Spanish, Portuguese, Chinese, and Hindi. I don’t speak a word of any of them myself so I can’t say if they’re professional translations or just done by a web based tool, but either way it will at least help the program. Bidex also have their own blog, though this looks to be more of a promotional tool rather than containing practical information for investors, i.e. it’s focused more on crypto-currencies where Bidex allegedly makes the profits paid to investors.

If you have any further questions for the admin or any account related issues that need to be dealt with then there are a number of ways you can get in touch. I already mentioned the various social media profiles above, however for a more direct and private approach you can fill in your details on the online customer support form and submit it via the contacts page. Bidex list a telephone number if you would care to try it if you think someone will answer. The Bidex website also has a built-in Live Chat feature, however despite the fact that I’m writing this during their published working hours I can’t now and never have seen any trace of this service actually working.

As for the website content and texts, there’s plenty to see and read on Bidex and it’s largely original. The alleged business activities of the program, that is how they go about servicing the interest rates on members deposits, are we are told ForEx and Crypto-currency trading. Nothing we haven’t seen in the HYIP industry countless times before and certainly nothing you can independently research and verify for yourself. You can see that Bidex have a certificate of incorporation in the UK, something I can tell you is handed out no questions asked to pretty much anyone who wants one so by itself proves nothing. At the end of the day it’s your money we’re talking about here so your choice as to what you believe when it comes to HYIP admins. Experienced players will be as dismissive as I am here, it’s just for the sake of industry newbies that I remind you that even if the claims made by Bidex were true, this in no way guarantees profitability. Billions of dollars are lost every year in ForEx trading just as surely as they are made, so always be cautious. Set yourself a sensible spending limit you can comfortably afford to lose, keep your expectations modest and realistic, and if you do join Bidex then try and keep your investment as a smaller part of a wider more diverse portfolio.



OneStability (reviewed here) is something of a leader in the industry when it comes to adding new investment plans, something they’ve done a number of times now during less than four months online. The program has in that time climbed to the #3 position on the MNO Premium List (click here to read the most recent article on the current Top Five programs on MNO). OneStability originally started with only two plans via PerfectMoney, Payeer, BitCoin, and EgoPay – 5% for 30 days (for a $5 minimum) and 4.2% for 45 days ($25 minimum). For both investment plans the interest was included in the daily earnings and the first members who joined the program just after it came to MNO are in profit now. Then the admin decided to change direction and try the perpetual plan market. A plan paying 2.2% daily forever with the option to withdraw the principal on expiry of a 7-day lock-in period appeared. The investments there started from a $50 minimum, and the first investors also profited greatly. Finally today yet another investment plan was added for a $75 minimum (maximum deposit is capped at $2,500). This one pays a fixed 5% daily interest rate for a duration of 7 calendar days returning your principal on expiry and thus leaving you with a 35% profit margin. According to the admin, the new investment plan will be only valid for a week and will expire at the end of the day November 12th. That might raise some eyebrows from experienced investors still remembering the tricks played by other admins in the past and that didn’t end well, especially considering that the first principal returns for the new 7-day plan will coincide with its closure. However the fact that the admin already successfully added the perpetual plan and that he capped the investments at $2.5K only makes me think that OneStability might be able to escape that fate shared by others and will keep paying even after a week. So, if you like the new plan please read more in the newsletter below:

Dear Clients,
We would like to thank all who participated in our referral contest. We received numerous letters from our investors who stated that they wouldn’t win because monitoring websites were always ahead in the contest. We realize this was in fact a great barrier, so with that, we are happy to announce our Corporate Limited plan which pays 5% daily for 7 days with principal back on maturity (Total ROI 135%). The minimum investment amount required to benefit from “Corporate Investment Plan” is $75 and the maximum can exceed only up to $2,500, since the rate is quite high. This plan will expire on November 12, 2014, 11:59PM our server time. We’ve decided to offer a limited plan every 3 months instead of allocating any kind of bonuses. However, the rates will vary depending on our monthly results.
For Example: By investing $100, you will receive $135 totally for 7 days.
We greatly value your trust and confidence and sincerely appreciate your loyalty to our business.
Sincerely, OneStability Team“.


EastOil (reviewed here) is another program from my Top Five, earning its place for its stable and prompt payouts for about seven weeks now. The first investors joining the program’s 3.2%-3.6% for 70 days daily paying plans are already in profit and patiently waiting for the expiry date when their principal is hopefully to be returned. Of course the major boost of confidence in EastOil should happen in approximately a week from now when the first big payouts are due from the second 550%-800% after 55 days investment plan. I hope that EastOil will pay the daredevils who put the money into that much riskier plan in hope for huge returns. For today, the admin Andy (interviewed here) issued a lengthy newsletter which I believe will be most useful for anyone thinking of joining EastOil (or any other program from my monitor) via Payeer which is more friendly towards the investors and even welcoming US residents which has been an influential part of the HYIP industry ever since its inception and could contribute significantly to its revival as well. For those interested in investing via Payeer please read the very end of the newsletter from EastOil skipping the obviously fake stats of 17 thousand investors with over 90 million dollars at the moment (that’s an average $5,300 for every investor, lol). All that aside, the fact is that EastOil is still growing pretty fast and the improvements to customer support will have helped. Further expansion of EastOil on the international market will be even more visible if the admin fulfilled his promise to add more language versions of the website which is currently available in English only. I myself am looking forward to seeing how EastOil will develop in the future and for the latest newsletter from the admin please read below:

EastOil News
Hello, dear investors of EastOil Ltd.
Currently we have some great news for you! More than 17,000 people from all over the world have already chosen us for investments of their funds. Today we can confidently say that EastOil Ltd project is the most popular among similar high returns programs. Fantastic growth of turnover of profits and growth of number of our investors became possible due to favorable investment conditions, which we offer. We hope that the increasing the number of investors will not stop in the future. The total deposit in our project is over $90 millions at the moment, and we are confident that this amount will continue to grow! We are thankful to all of our existing investors and, of course, we welcome new members to our profitable project – EastOil.
EastOil Ltd project relies on development around the globe. We are constantly looking for new business partners and company’s agent from the entire world. With our attractive proposal, now we have more than 90 official representatives from over 25 countries! If you also want to become part of our business team and represent interests of EastOil Ltd investment project in your region all you need just to send us such a request using email address of the Department of Regional Development – Provide us the following information about yourself: your full name, username in our project, your contact phone number and region of residence of course. We don’t have any specific requirement for our regional representatives! The main thing that you need to have a desire to grow in parallel with the company, to help beginning investors and to earn extra money for this! The affiliate program pays guaranteed 12% on all first tier deposits of your direct referral. You will also receive rewards for referrals deposits of the second and third levels.
Besides the development of a network of regional representatives, we also care about our loyal investors and all of registered members of project. We want that work with our website was as easy as possible. So many investors wrote us and sent us requests to add a certain language versions of our website. We will certainly plan to do so in the near future! Our technicians are already doing the translation of text content and functionality of the EastOil and we’ll add a few additional languages. Within the next month the site will be represented on the Indonesian and Russian! If you still have any suggestions, please contact our customer support via email, through feedback form or live chat.
We believe that communication with clients is the basis confidence and business success. Especially when such business involves investment activities and trust management. Development of communication channels between the company and its investors means the more sustainability and security cooperation. You already know that you can get any help when you contact our specialists at any moment. Online live chat and multi-line phone are available to you in business hours. Moreover, you can contact us by email or use the feedback form in “Support” section. But we also are active users of social networks. For example, our Facebook page has nearly 32,000 subscribers. We regularly post current news there and actively communicate with project’s members. We also have a Twitter account and more than 5000 people become our followers in the last few months. Please subscribe to our social network accounts and receive all the latest news of the project. This will allow you to be closer to EastOil Ltd and to become a part of it.
We try to facilitate the process of investment and profit. Top electronic payment systems such as PerfectMoney, EgoPay, Payeer and Bitcoin are at your service. Using any of these processors means fast and automatic transfer of money from your account to our payment account and vice versa. Usually all transactions are instant, it allows you to easily control the movement of your funds. However, not all of our investors are active users of these payment processors. There are several reasons for this. One of them is the geographical restriction of the activity. For example, residents of the United States and some Islamic countries do not have the possibility of using PerfectMoney and EgoPay. Our clients are asked to tell about alternative remittance system. Today we want to tell you how to make a deposit using your credit card VISA or MasterCard.
Primarily you need to register an account in payment aggregator After that, log into your account there and go to “Add” section. There define the amount you want to add to your Payeer balance and choose payment method. Select “Credit Cards” bookmark and “International VISA/MC/Maestro” there. Please note that Payeer accepts the Visa and MasterCards from all countries with commission 7% + $0.15.
For the security and fraud prevention reasons, right after the payment completion (in case if you deposit with this card for the first time), Payeer will require to upload the copies of your documents, using the special form on website (one clear photo – your passport/ID and your credit/debit card, holding it in your hand).
If you refuse to pass your personal verification, after the card payment, your funds will be returned back to your card’s bank automatically, with 5% fee subtracted from the previously charged amount on your card, the return may take up to 30 calendar days.
Press the “Confirm” button and on the next page enter your card details to complete the payment.
Now your Payeer account has the funds to make a deposit. For this, you need to log in to your EastOil account, go to the Deposit page and follow the next instructions:
1. Select Investment Plan: BRENT OIL for daily accruals or WTI OIL for disposable income accrual at the end of investments.
2. Set compounding up to 100%, if required.
3. Enter the amount of your deposit.
4. Select “Deposit from Payeer” and click “Spend” button.
5. On the next page, check the correctness of the information and click “Process” to make a deposit. After that you will be moved to “Invoice” page of
6. Select “Payeer” and log to your account of processor where finish your payment.
That’s all, your deposit is already done.
Follow us for updates about our latest news.


Today’s addition to the MNO Premium List is a brand-new short-term program called FutureStocks that only officially launched last night. I must say that the program really caught the eye of many experienced investors who already made a deposit there, possibly realizing the huge potential and the possibility of becoming a big hit in the future, provided the admin of FutureStocks has such long going plans for his program. You can see the first welcome message from the admin below:

FutureStocks – most advanced investment program!
Hello everyone.
We are proud to present FutureStocks – the most advanced investment program today. Thanks to company founder James Taylor and his crew, we have designed a fantastic investment program for you.
We present a dynamic investment package and profitable affiliate program and on top of that we have best website protection to keep your transactions safe and secure 24/7. Friendly live support is also available to assist you at any point in time.
What more could you ask for? Become a member today by filling in the register form and start profiting today with FutureStocks!
Best wishes, FutureStocks crew“.

I’ll be looking at the investment plans offered by FutureStocks in more detail in the upcoming review on Friday. for now I’ll just tell you that the plans are very similar to many popular short-term programs of the past and include 102.5%-110% after 1 day, 54.5%-65% for 2 days, 125%-170% after 5 days, 160%-300% after 10 days, 260%-680% after 20 days, 450%-1800% after 30 days. The general rule here is the bigger your deposit the more you get paidand the bigger the risk. You can see a lot of the returns are quite moderate and reasonable and after one day small investors starting from $10 can expect 2.5% profit in 24 hours which makes me think that the admin is hopefully planning to stay with us for longer. Of course his decision to bring FutureStocks straight to Premium listing on MNO should help, as it’s the most expensive and reputable listing in the HYIP industry. All the popular payment options are accepted including PerfectMoney, EgoPay, BitCoin, and Payeer and once requested your withdrawal you should be paid within a 24 hour maximum, although from my first experience with the program the payments don’t usually take more that a couple of hours. Everything looks good on the website of FutureStocks – nice design, professional layout, uncomplicated yet trusted licensed script from GoldCoders, SSL-certificate with Green Bar from Comodo, hosting on a dedicated and DDoS protected server by DDoSGuard, latest stats including latest deposits and withdrawals, and even a minute long video with two attractive girls seductively advertising FutureStocks for the menfolk. I hope the program justifies the high expectations of investors and becomes one of the best short-terms programs in the future. I’ll take a more detailed look FutureStocks on Friday, so stay tuned for that.

By the way, as I was about to post the news tonight I received another newsletter from the admin of FutureStocks where he tops his promotional campaign with an offer to participate in a so-called poster campaign. What does it mean and what is required to get cash bonuses? Take a look below to find out:

FutureStocks poster campaign!
Hello, we are pleased to announce our first campaign where you will be able to earn extra funds, to participate in our poster campaign please read information below.
1. Open this link to view our poster:
2. Print it out (coloured or black and white in A4 format or bigger)
3. Think of a public place/places where our poster will be visible for as much as possible.
4. Go to that place and stick our poster there!
5. Take a photo of our poster sticked at public place.
6. Mail your photos with our poster sticked at the public place to and also add information what place is it.
1. One person can have only one slot in our contest.
2. You can stick from 1 up to 10 posters, but each poster has to be in a different place.
3. Campaign started at 04/11 and ends after two weeks on 18/11.
4. Your photo/photos will be posted on our homepage, we will design special page for campaigns photos.
5. You will receive funds in your desired electronic currency.
* You will be awarded with $15 just for participation in our contest.
* You will receive $3 for every extra poster. (up to 10 posters are allowed)
* Ask your friend to take a video of you sticking a poster/posters and you will earn $20 extra. (video has to be at least 0:20 long.)
Best wishes, FutureStocks Ltd“.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listGrandAgroFinance.
From MNO Premium listAssuredAssets, LaxoTradeOneStabilityEastOilLinberger, CryptoFarm, Silveks, GHash, MaestroCapitalGroup, Bidex (the first payment received), FutureStocks (the first payments received).
From MNO Standard list: CompassBusiness.
From MNO Basic list: OgdenOrganization, TheBornClub, ArbitrageTop, MarkApter, SuccessRoadToWealth, RevshareMatrix.

That’s all the news for tonight, guys. Hope you enjoyed reading and will follow me on Facebook and Twitter not to miss anything important. I also appreciate your votes in the latest poll on the MNO TalkBack page too, so please take a moment to do so. Tomorrow sees a full review of another relatively new program called MaestroCapitalGroup that joined the MNO Premium List just a couple of days ago, plus all the latest updates from all the biggest investment projects currently on MNO – the most popular monitor for the most elite investment programs online!

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