Nov 6th, 2014 Archives

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Beware! MaestroCapitalGroup has stopped paying! Do not invest there!

Hi everyone! There’s a fairly mixed bag of news stories up for discussion this evening, some good, some bad, so do keep reading till the end and maybe you’ll find something useful there, or at least something you didn’t know before coming to MNO. To start us off for this evening’s post however I’m going to continue with another of the recently added programs to my monitor’s Premium List. So for tonight it’s going to be the turn of an interesting program called MaestroCapitalGroup , a brand new program which launched about a week ago – the first members will already be in profit depending on their choice of investment plan – and has been monitored on MNO for just the last couple of days. There’s a lot to like about this one, I know it will suit the tastes of a lot of you anyway, so let’s see what MaestroCapitalGroup are all about and whether you might like them enough to sign-up with or not.

What I like most about MaestroCapitalGroup is there’s an interesting choice of plans available, three in total to choose from and a rather odd (though very likable) pairing of short term and perpetual style plans. What I like here is that by offering some attractive and viable short term alternatives, the impact of hit-and-runners on the perpetual plan will be reduced if not actually entirely removed. I mean if you’re just looking for a fast couple of bucks then fine, MaestroCapitalGroup have something you’ll be interested in. You can then leave the perpetual plan to one side, and leave it for investors more interested in treating it seriously.

It’s with that perpetual plan where I’ll start, I suppose, as it’s also the most affordable of MaestroCapitalGroup ‘s three options. It carries a $5 minimum price tag to join. Just in case anyone still doesn’t know this, a perpetual plan is one with no expiry date. Or rather it’s up to each individual member to determine how long they wish to remain an active investor, i.e. decide your own term. When you are ready to leave you simply ask for your principal back and that’s it, you can count any of the interest payments you collected in the meantime as net profit. In the case of MaestroCapitalGroup they are offering investors a daily payment of 2% interest per calendar day. What you eventually take from the program or what your own strategy is will be entirely a personal matter, so do your own calculations based on the rates available. MaestroCapitalGroup pay the very same 2% interest per day to all investors, big and small, up to the maximum amount allowed which is capped at a relatively conservative $2,000. That’s by no means a bad thing either by the way, and something else I like about the plans. I mean I know very few investors in the first place that would be seriously considering going past $2K (a few, not many) and this will help keep much tighter control over the program’s cash flow.

The only other thing you need to be very clear about before committing to this investment plan is that MaestroCapitalGroup have a minimum lock-in period of 3 days. If it’s your intention to get out of the program quite this fast then like I said you’d be better advised to look into the existing short term alternatives, but if you do need to get your money back for any reason whatsoever you are still going to have to bait at least three days before asking. The other plans are more lucrative for intentional short term investors anyway, so again, the hit-and-runners have very little business with this plan anyway.

If perpetual style plans aren’t your thing then let’s take a look at MaestroCapitalGroup ‘s fixed, short term plans. The first of these runs for 5 calendar days and will cost you a $50 minimum to join. In return for your money the admin offers a daily interest rate of 3% per calendar day. That comes to 15% by the end of the term, which will be your net profit only after MaestroCapitalGroup return your principal as promised. The maximum investment for this plan is capped at an upper limit of $4,000.

The third option is another short term plan, this time open to anyone prepared to spend a minimum of $100. For a fixed investment term of 7 calendar days, MaestroCapitalGroup are offering members a fixed daily interest payment of 4%. By the term’s completion that should accumulate to 28% in total. Nowhere even close to a profit by itself obviously, that only comes when the MaestroCapitalGroup admin returns your principal on expiry as promised. The maximum limit you can spend for this plan is set at $9,999.

So if you like the sound of the investment plans and would like to try your luck with one of them (you needn’t actually limit yourself to just one, by the way) then the next thing you would need to look into is what the payment options are. It’s sort of an unusual choice I must say, with MaestroCapitalGroup going for the usual PerfectMoney, EgoPay, and Payeer for those favoring the more traditional style payment processors. For investors who would rather use the more contemporary digital currencies though, MaestroCapitalGroup have opted for GoCoin. This isn’t an e-currency by itself, but rather a sort of online wallet that accommodates transactions through a variety of other e-currencies such as BitCoin and LiteCoin. As far as I can tell however BitCoin is the only one of these that is currently acceptable. Payouts to members are prompt, so the admin is to be commended for that, and will need to be requested from inside your MaestroCapitalGroup members account area where he will then process them manually. As long as you submit the request the admin will endeavor to deal with all transactions fully within 12 hours, so if you were to make a withdrawal sometime in the evening then fingers crossed you might have the money in your payment account when you wake up the following morning. Not a bad way to start your day, eh? Then again you can make a withdrawal anytime you like, hopefully you won’t be waiting all that long.

Looking into the more technical side of the program such as their website design and security features, MaestroCapitalGroup looks pretty solid. Most of you will probably recognize the script without any help from me – it’s from GoldCoders – but I’ll just confirm that it is a licensed version. It gives MaestroCapitalGroup a familiar customer friendly feel that most members will be comfortable with, and it’s always easy to use. For a hosting provider the MaestroCapitalGroup admin has chosen DDoSGuard who are keeping the program on a dedicated server with their support and protection from DDoS attacks. For an extra layer of protection the MaestroCapitalGroup also carries a secure SSL encryption certificate from Comodo for safer browsing and more secure transactions.

Should you have any further questions for the admin that you think weren’t really explained in this review or any account related issues you need to have taken care of then there are a couple of ways to get in touch. Mainly you can fill out your details on the online customer e-mail support form and submit it via the websites contact page. Members will also find a Live Chat feature integrated into the MaestroCapitalGroup website, so you might want to take a quick look there first and see if there’s an operator there that can help you before composing any lengthy e-mails. Fans of social networking sites will also be pleased to find MaestroCapitalGroup keeping a profile on Facebook. There hasn’t been much activity there yet, but then again at the time of writing MaestroCapitalGroup is still pretty much brand new. Hopefully the admin will know the importance of making more effective use of such sites than most of his rivals.

Speaking of the admin, for the most part he seems very responsive and open to good suggestions from his members. I’m basing this on some of the early newsletters that were sent (they’ve already been republished elsewhere on the MNO blog so check the archive if you’d like to read them) where the admin seems open to suggestions and anything he feels can make a positive impact to improve MaestroCapitalGroup is definitely taken on board and at least given some thought.

For the record, just in case anyone might find this of any interest, “food and agriculture” is what MaestroCapitalGroup tell us they are investing in. Just the most vague and sketchiest of claims with no solid evidence to back it up, or any likelihood that investors would be able to do any independent research on them either. Experienced players know what I’m saying here already of course, it’s just necessary to repeat it in 100% of reviews for industry newbies – you should only treat online HYIPs as a form of gambling, no exceptions, and even if what MaestroCapitalGroup tells you is true remember that doesn’t make it profitable. That means if you want to invest there you need to establish a sensible, responsible spending limit that you can comfortably afford to lose, and if joining MaestroCapitalGroup then remember to at least try to keep them as a smaller part of a wider more diverse portfolio.



The major shock of the day was MutualFinancial which turned out to be another short-lived scam that didn’t even manage to surpass the nine day mark and leaving the vast majority of investors at a loss. Only the very few first investors managed to get their principals back from MutualFinancial on the expiry of their seven day lock-in periods and apparently, they did absolutely the right thing by not re-depositing as the program was a complete failure. The admin processed the last payouts yesterday morning and today I noticed that I had not been paid for over 24 hours. OK, I the terms of payments clearly stated that the payouts had to be made within a 48-hour period but the total passivity of the admin when it came to processing the pending withdrawals while clearly having the time to be active on the program’s own Live chat indicated the end was near. MNO was again the first monitor to put MutualFinancial to Problem status today and others later followed the suit. I’ve picked up a sort of sixth sense over the many years of dealing with HYIPs and even the attempts of Live support to keep me waiting for another 24 hours didn’t change my decision to expose that pending scam as soon as possible.

I was just as outraged by that shameful scam as any other investor, many of whom are now rapidly losing faith in perpetual programs. The investors also might have been making some poor judgments about the programs they believed would succeed in the long run, undeservedly depositing too much in some quick scams like MutualFinancial and skipping some promising and potential hits like Bidex (reviewed here) or Silveks (reviewed here). In any case, the worst scams are usually wrapped in a golden ribbon and MutualFinancial was no exception. In his subsequent email to me the admin predictably blamed hit-n-runners as the main reason for the closure, however that might not be entirely true (or even remotely true for that matter!) as I got some information from readers pointing out of huge deposits in MutualFinancial over the last few days as well as transferring money to another BitCoin account last night. So I’m not really sure whom to blame for the premature scam, but I believe the admin holds a much higher responsibility than the investors, even if he doesn’t care to admit it. You be the judge of that, but I simply wish to point out the danger of making any new deposits in MutualFinancial now as it’s still open to unsuspecting investors:

Hello Paul,
I will be honest with you. The first 24 hours of project was very active. However, next days had only few (below 10!) deposits. It simply seems that industry got tired of recent piggy-bank scams so they just hit and run once they can.
I wish I could have started this project 2-3 months ago, it surely would went much better.
And I put lot of efforts developing MF, my intentions was the best for this project to sustain for as long as possible.
Thank you for understanding.


It appears that the recently launched campaign from the new promising short-term program FutureStocks is gaining momentum. Dozens of members already took the opportunity to get a $20 cash prize for poster advertising FutureStocks in their home countries offline. Whether this unorthodox approach for advertising is going to bring results to FutureStocks remains to be seen, but at the very least you cannot deny that the admin has originality. Although I plan to review the program only tomorrow I would like to remind you that the first payments are getting paid fast and as FutureStocks mostly offers short-term plans the first members to profit are reporting on forums already. If you have a spare $10 or more in PerfectMoney, EgoPay, Payeer, or BitCoin you might as well try your luck in one of their plans – 102.5%-110% after 1 day, 54.5%-65% for 2 days, 125%-170% after 5 days, 160%-300% after 10 days, 260%-680% after 20 days, 450%-1800% after 30 days. The program has just started a couple of days ago and who knows – perhaps you profit there as well. You can also win some easy money and have your poster displayed on the specially allocated page of the FutureStocks website you can see by following the links sent by the admin in a newsletter tonight:

FutureStocks video from poster campaign!
Hello everyone, do want to earn extra $20? Take a video of you sticking a poster at the public place, check out this video from Dhaka, Bangladesh.
Read more about our poster campaign here:
Check out other member work here:
Let us know if you need any further assistance.
Best wishes, FutureStocks Ltd“.


If you are a total newbie in the HYIP industry or simply wondered what compounding is and whether or not you should use it in your investment activities, the admin of LaxoTrade wrote an educational article that might help. In it he gives examples of compounding and how you can benefit from it. LaxoTrade has two plans, one with 2% for 365 days with returns credited on business days only, and 11% weekly for 55 weeks. Both return your principal on expiry and start from $1 via PerfectMoney, Payza, EgoPay, BitCoin, PexPay, and Payza. If you are willing to stay with LaxoTrade for some time and willing to learn more about compounding then the following article might be of interest. LaxoTrade has been monitored on MNO for 111 days and is currently in the #3 position on the Top Five list (read the recent article of that here). For the full review of the program please take a look here and to find out more from the admin himself please check out the interview here. And below you will find the latest newsletter from LaxoTrade on the subject of compounding:

LaxoTrade: Compounding
A large number of our investors have problems understanding how compounding percentages work so we decided to write up an explanation of the term.
The case we usually face is that an investor sends us an e-mail wandering how to do withdraw from his account because his balance reads as 0 USD. The cause of this is that, at the time of the investment, the investor had set the compounding percentage to 100%. On the other hand, we have many investors that do not use the compounding percentage at all but, rather, manually reinvest their profit every day. No problems in that case, but there is an easier, automated, way to achieve the same goal.
Compound percentage is, simply put, the amount of profit that gets automatically reinvested and, from that moment on becomes part of the principal and earns interest for the investor.
For example, lets say an investor sets the compounding percentage to 50% when he decided to invest. What now happens, automatically, is that 50% of the profit his principal makes gets added to the principal and the rest of the profit goes to the available balance. So, if you invest a 100 dollars in the Daily plan with 0 compounding percentage you would be receiving $2 USD to your available balance each day. If you choose to set the compounding percentage to 50%, one dollar would be automatically added to the principal while the other would go to your available balance.
We would also like to note that while you can, indeed, set the compounding percentage during the deposit, you can also change it any time you want to. There are no limits on the amount of times you can change it either, so feel free to experiment.
To change the compounding percentage you need to, after logging in with your account, go to “Your deposits”, select “change” under the option “Compounding Percentage”, select the amount you want and finally click on “Change”.
We hope that this has cleared up the topic of compounding percentage. If you still have questions please do write to us, we will be glad to answer them.
Kindest regards, LaxoTrade Support“.


Although we are all eagerly waiting for new promising programs to start accepting STP again, the payment processor meanwhile is getting better. Today on the official blog of SolidTrustPay a message was posted allowing all legitimate and verified users to make deposits via BitCoin. The step-by-step instruction on how to do so was posted which you can read below. I’m really pleased that STP is now accepting BitCoin for funding accounts, and I hope that they will follow the recent example of Payza which is doing the same. Surely many investors are missing those golden days in the HYIP industry when STP was one of the most widespread payment gateways for both investors and HYIP admins. With the further expansion of BitCoin withdrawal options SolidTrustPay might just shift in the right direction sooner than we’re expecting:

Introducing Bitcoin Money Deposits!
SolidTrustPay is happy to announce the exciting new addition of Bitcoin Money Deposits to our services. In an effort to further expand the range of options we offer our members, we’ve seen the lively potential BTC holds for spending online. Bitcoin Deposits are fast and free, and offer a brand new way of doing business.
To find out more about taking advantage of this new deposit option, visit your My Money/Deposit Money area for details.
Additionally, any Merchants interested in accepting Direct Bitcoin Deposits can visit Accept Bitcoin in the Merchant Zone.
We plan to expand the options that we offer with Bitcoin much more in the very near future. More options for you, means more ways to get the most out of your money. It’s that simple.
SolidTrustPay– where money matters“.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listGrandAgroFinance.
From MNO Premium listAssuredAssets, OneStabilityEastOilLinberger, CryptoFarm, Silveks, GHash, MaestroCapitalGroup, Bidex, FutureStocks.
From MNO Standard list: CompassBusiness.
From MNO Basic list: ZeusInvest, OgdenOrganization, TheBornClub, MarkApter.

That’s all for tonight, guys. Please bookmark MNO to be the very first to know about any changes with your favorite programs and check out my monitor often and especially before making an investment – it may well save you some money, like today with MutualFinancial. Please follow MNO on Facebook and Twitter and don’t forget to submit your votes in the latest poll on the MNO TalkBack page the results of which will be drawn over the weekend. Tomorrow will see a full review of the already quite popular short-term program FutureStocks plus all the news from the biggest investment programs in the HYIP industry. Bye for now and see you all then!

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