Nov 16th, 2014 Archives

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Beware! SafeKapital has stopped paying! Do not invest there!

Hi everyone! Hope you’re all having a nice weekend. There’s a couple of news stories to catch up on today, it hasn’t really been that busy in the industry or anything but as I took a day off yesterday there’s a few items worth discussing. The main point of today’s article however is a brand new and hugely promising long term program, in many ways a refreshing throwback to the way good programs used to be, called SafeKapital. And no, that’s not a typo, it’s spelt Kapital with a K. as well as some excellent features and plans which I’ll describe for you below, I also think the timing of SafeKapital is worth a mention. I mean this is total speculation of course but I know in previous years the new year often begins with some outstanding long term HYIPs that bring impressive results. The thing is though, that it’s often around this time of the year that those long term programs actually begin, and use the remaining weeks before Christmas and the New Year holidays to “cut their teeth” as it were, and establish their names as good programs you can work with. Will SafeKapital follow in this tradition? Only time will tell but I do hope so. For now let’s just talk about the main points of SafeKapital, see how it develops, and see if you think you have room for them in your portfolios.

I’ll get started as usual then with the investment plans, of which there’s only one. SafeKapital is as I said a long term HYIP and is in more of an old fashioned style that I think a lot of you might like. The cost of joining is slightly above the industry average, but at a minimum of $30 probably won’t bankrupt anyone either. It’s basically a sort of “one size fits all” type plan, with all investors receiving the same interest rate regardless of how much they spend. So SafeKapital pays the very same return, in terms of percentages that is, to the biggest and smallest spenders.

Once you join SafeKapital the investment term runs for 90 calendar days. During this time members are paid a daily interest rate, seven days per week, and on expiry your initial deposit is returned in full. That’s all pretty simple I think we’ll agree, but it’s with the interest rate that things get tricky. SafeKapital don’t offer a fixed rate, instead it fluctuates from one day to the next. The actual range isn’t that great on a day-to-day basis, though over the course of 90 days the potential difference in earnings between investors is enormous. The minimum rate you can expect on your deposit is 1%, so no matter what else happens you should at least be able to depend on that. Alternatively on a good day it might be as high as 3% in a day. Investors can find a detailed record of historical payment rates on the SafeKapital website. The program is still far too new to talk about averages just yet, but a reasonable guess would be that either extreme is unlikely and a typical payment might be somewhere in the middle. SafeKapital return your principal on expiry, so whatever payments you receive in the mean time can then be considered net profit. Theoretically this could be anything from 90% to 270%. It all depends on the fortunes of the program, even what day you eventually decide to join, but again the eventual total is more likely to be found somewhere in the middle ground between them.

It’s with the choice of Payment options that I think SafeKapital really excels. I mean it’s great that the plans are able to combine the twin pillars of profitability and sustainability, but that won’t amount to much if you can’t get the biggest possible number of investors involved. SafeKapital then have most of the usual HYIP related payment processors such as PerfectMoney, EgoPay, and Payeer for the more traditional style options, and BitCoin for anyone who favors the more modern digital e-currencies. What I personally hope turns out to play a major role in any future success of SafeKapital however is the acceptance of Payza. This could potentially throw the program open to not just a bigger audience in terms of numbers, but a bigger spending one as well. Given the difficulties placed in front of American HYIP investors with more and more payment processors withdrawing the use of their services from them, you have to say Payza is a golden opportunity to get away from this. It’s not just US investors of course, everyone else can use them too. Payouts to members are made manually by the SafeKapital admin and so need to be requested from inside your members account area. Once done you will then need to allow anything up to a further 24 hours for all transactions to be completed.

Something else that SafeKapital excels at is a unique and very professional looking design. Even at first glance I thought it was very impressive, so much so that I almost didn’t realize that it’s actually a GoldCoders script that’s powering the program. Nothing wrong with that of course, it’s just that SafeKapital make it look a little better than most others. From inside your member’s area it is as always user friendly and will have a familiar feel to most HYIP investors. Security in general is up to an acceptably good standard anyway, with hosting on a dedicated server with the support and protection from DDoS attacks provided by DDoSGuard, and a superior Green Bar extended SSL certificate from Comodo for safer browsing and more secure transactions.

Should you have any further questions for the SafeKapital admin or any account related issues that need to be dealt with then there’s a couple of different channels of communication open to you. As with most programs you’ll find the basics, such as an e-mail support form where you fill in your details on the form and submit it through the contacts page, or if you prefer then just write to the admin directly at the e-mail address provided. Before you go composing any lengthy mails however it might be worth your while checking SafeKapital‘s Live Chat support first. If an operator or the admin happens to be there then you might be able to get your questions answered in real time. There’s a postal address in the UK, however I would avoid this myself as I know these are generally virtual hosted offices used only for appearances and not where you would find anyone actually connected with the program physically working from. It does however come with a phone number, so you can give that a try if you believe someone might actually answer you. Fans of social networking sites will be able to find SafeKapital keeping a profile on Facebook.

Regarding any alleged business activities, the only thing that kinda lets SafeKapital down a bit is the copy/pasted texts. More to do with the designer of course, but ultimately it’s always going to be the final decision of the admin to go with it or not. It won’t be a big deal to experienced HYIP industry players, most of whom won’t care what the texts say as they won’t believe it anyway, but for the benefit of newbies the content has been used elsewhere in the past. The only point you should take from that is that the claim SafeKapital is in any way involved with ForEx trading (as they say) is unlikely. And remember, even if it was true that still doesn’t make it profitable or guarantee the safety of your principal. Above all else then, good a program as, fingers crossed, it might eventually grow into, SafeKapital still needs to be treated exclusively as an online HYIP. That means be careful, it’s a high risk venture, and something you gamble with as opposed to banking with. Set yourself a sensible spending limit you can comfortably afford to lose, keep your expectations realistic, and if you do join SafeKapital then try at least to make best use of them as a smaller part of a wider more diverse portfolio.



Although I haven’t noticed any disruption in the site’s work myself over the last few days, the administration of Silveks recently informed investors that some important maintenance works would be performed from Friday to Sunday, i.e. today. So no need to worry if you see the site offline for some time today, although I believe it’s unlikely. Silveks was reviewed on MNO here and has been paying for two weeks now with some investors already in profit from the 2% daily forever plan, no expiry date, and the option to withdraw your principal on demand. Silveks accepts deposits via BitCoin, PerfectMoney, Payeer, and EgoPay starting from a $10 minimum and you can theoretically be in profit with them after just 24 hours. Here’s the update on the possible disruption posted on their website recently:

The maintenance work from the 14th of November till 16th of November, 2014.
Dear partners, the priority of the Silveks company is quality and safety of cooperation of partners with the company. The Software security department decided to carry out the maintenance work to improve the protection of the site. This procedure will take maximum 1-2 days. It is possible the disruption of the site. All investment processes continue to operate as normal.
Thank you for understanding, the Administration of Silveks


Anyone remember CryptoFarm – a kind of interesting program that works exclusively with BitCoin deposits and has been paying since July this year? Well, it appears the admin still prefers to keep his program under the radar, dropping the idea of sending weekly newsletters suggested a few weeks ago. I can’t deny that CryptoFarm has been paying like clockwork, but it’s no secret that the high minimums (0.25 BTC to invest = about $100) and low returns (2% to 2.4% for 60 days with no principal return) are the two main factors deterring investors from trying it out. Also, due to the constant BitCoin price volatility, you can theoretically lose the real value of BitCoin on expiry of the investment plan. In other words while the actual number of BitCoins you earn does increase, the value of them when exchanging for dollars may go down, losing you money in the process depite the program still paying you the agreed interest rate. Many investors rightly believe that by simply keeping BitCoins in your own account speculating on the exchange rates yourself carries far less risk than investing it in CryptoFarm. The program is though a low-risk program in my opinion and the admin is most likely here for the long haul. So you might as well at least think about it if you have any spare funds in your BitCoin wallets. CryptoFarm (reviewed here) claims to make money on BitCoin mining, although last night the admin talked about a new AltCoin mining process he has started using recently. If you’re interested in hearing more then keep reading:

CryptoFarm Expands Into Altcoin Mining
It is an exciting time for the cryptocurrency industry, with the massive amount of growth that we’ve seen over the past year, and similarly, its an exciting time for CryptoFarm. For the past 6 months, CryptoFarm has grown from a small Bitcoin mining operation, to a cryptocurrency mining powerhouse, focusing on new and innovative technologies in the cryptocurrency mining industry.
One of the new innovative technologies that we’ve explored recently is the mining of alt coins. While we have traditionally steered clear of alt coins due to their volatile prices, and sometimes less than ideal algorithms, we have now secured a method that enables long term profits without the constant risk of volatility. By taking part in mutli-pools and other forms of multiple currency alt coin mining, we feel that this addition to our platform will increase our long term mining viability, and enable us to continue offering the same profitable mining contracts that we have been offering from day one.
This backend improvement will have no visible impact on CryptoFarm users, and all contracts will remain the same. This message is merely to keep our clients informed of some of the behind the scenes developments that are taking place here at “the farm”. On that same note, despite the occasional requests from clients for us to accept other crypto currencies and alt coins, we have no plans to do so at this time.
Sincerely, CryptoFarm.


I must admit that maybe I was a bit harsh on the admin of Raisean due to his failure to keep members informed about what action was being taken to stop this week’s DDoS attacks and prevent a repeat of the problem. The admin was somewhat critical of this approach. I suppose then I should clarify that it was not my idea to damage the so far flawless reputation of Raisean or its admin, in fact I still believe Raisean might take off and continue paying for a long time, but only if the admin gets more serious regarding security. I liked that the admin can take genuine criticism in a constructive manner and actually posted an update regarding the successfully mitigated DDoS attacks on Raisean and the action taken against them. Here it is for your information:

As you all know during the last week Raisean has been a target for a multi-factor DDoS attack. Today we glad to announce the attack has been successfully mitigated and Raisean website available all around the world again.
That DDoS attack has helped us to detect and fix the weak spots of the Raisean defense system. Now Raisean become even more safe and secure!

Raisean is currently slowly climbing its way up the MNO ranks by paying 1% to 7% on Monday to Friday and 1% to 2% on Saturday and Sunday with variable daily interest broken down into tiny accruals paid to your account in real time every second. Raisean is runs off one of the best looking and most convenient custom-made scripts I’ve seen in the last year. It allows the program to safely process instant payouts to PerfectMoney, EgoPay, Payeer, BitCoin, and LiteCoin. There’s no fixed term with Raisean, instead you keep earning until your account reaches 150% interest, how ever long that may take. For larger investors and promoters this can be increased to as much as 170%. For more information on Raisean and a full explanation of how it works please refer to my detailed review published here.


I believe many experienced investors raised an eyebrow on hearing of the new investment plan offered by one of the longest paying programs in the industry LaxoTrade (reviewed here). This one is paying 141% after 15 days and accepts deposits starting from $1 via PerfectMoney, EgoPay, PexPay, Payeer, BitCoin, and Payza. It’s now active now and will allegedly be available until November 24. We won’t see the first investors in profit from this plan until the end of this month. So, what’s the real intention of the LaxoTrade admin (interviewed here) and why would he want to add a new plan in addition to the original 2% per business day for 365 days and 11% weekly for 55 weeks with principal back on expiry from both? The original explanation in the newsletter announcing the plan is that LaxoTrade wants to give members an early Christmas present. We all know though that December can be a tough month for many programs and perhaps what the admin really wants is to have enough funds to survive this time. Therefore I wouldn’t be at all surprised if the new plan is extended for a further couple of weeks. Otherwise, the end of LaxoTrade is near and we might see it go within the next couple of weeks. We can’t read the admin’s mind of course, and perhaps LaxoTrade is going to keep paying if the admin doesn’t see the huge deposits flowing into the new plan he night be hoping for. Although we cannot exclude the possibility of the first investors in the new plan getting paid on expiry to lure in more investors with higher deposits. Whatever happens next LaxoTrade will be the subject of a new opinion poll on the MNO TalkBack page (to be discussed below), but certainly the admin has something on his mind, and I would not advise investing huge sums of money into the new plan announced in the following newsletter (smaller deposits might work, but we’ll soon find out):

LaxoTrade: Good news!
We have some good news for you!
Because of the oncoming holiday season in December and the gift shopping that comes with it we know all of you could use some extra income so we decided to surprise you and offer a special short term plan.
The plan offers a very special 41% after 15 days plus principal.
Yes, that means if you were to invest a $100, after precisely 15 days you can withdraw $141.
This plan is temporary and will be open for investments up to November the 24th of 2014.
Following are some details about this special offer for you:
The plan lasts for EXACTLY 15 days, and that means, for example, if you invest on November 15th at 18:00 PM, you’ll get the profit plus principal on November 30th at 18:00 PM. At that time, the profit and principal will show on your account balance, and then you can request the payment using a payment processor.
The profit is, as we said, 41%, meaning that if you invest a $100, you’ll get $141, which is your principal plus 41% profit.
The minimum is the same as in our other plans, which is $1, and there is no maximum. We accept PerfectMoney, EgoPay, Payeer, Payza, Bitcoin and PexPay.
This plan lasts until November the 24th, after which it will be closed for new investments, but of course all the people who invest before November the 24th will receive their payments, as we have explained in the previous paragraphs.
Once again we would like to note that this is a special plan which is only temporary. After November the 24th our original daily and weekly plans will, of course, continue as it always were.
Thank you for your trust.
Best Regards, LaxoTrade


Speaking of LaxoTrade, it crossed my mind that it would be great if MNO readers might try their own forecasting skills, or test their psychic abilities if you prefer. In my honest opinion there can be several outcomes when it comes to LaxoTrade‘s new plan and its influence on the program’s eventual fate. I’m not looking too far into the future here, I only want to ask what you think will happen with LaxoTrade‘s come November 24th and the new plan’s closure. There are several options, and you pick the one you think most likely to occur:
1) Nothing, payment continue as usual, new plan removed as planned.
2) Payments continue as usual, but the admin extends the plan for longer.
3) Payments stop, the admin gets enough money from this trick.

I have my own thoughts of course, but nothing I want to share for the time being so as not to influence the poll results. Everything will be clear one way or another after November, 24th, and you can see if your gut feeling was correct. You can vote for your favorite answer on the MNO TalkBack page.

Looking at the results of the last poll, I can see the most profitable program for the vast majority of readers is OneStability with nearly 56% of the vote. Not bad at all considering it was competing against four programs that featured in the previous article on the MNO Top Five list (click here to read it). It was no surprise to me as OneStability strengthened its position on the MNO Premium List and is currently in the #1 spot. I suggest reading the review of OneStability posted here and my interview with its admin Richard here if you wish to find more about this wonderful program. Other currently paying programs from the Top Five – LaxoTrade and EastOil – both won 14% of the vote. The LaxoTrade review can be read here while the admin was interviewed here. As for EastOil then you can find the interview with the admin here and for the original review please click here. AssuredAssets (reviewed here) got 9% of the vote saying it was the most profitable, perhaps because it’s quite a long term program with very moderate returns and takes longer to give high returns. Finally, the scam Linberger that managed only two full cycles was still the most profitable program for the remaining 9% of voters. As Linberger is no longer in my Top Five I plan to have an updated article on it sometime next week. So stay tuned for that. Thanks for voting, everyone, and don’t forget to test your sixth sense in the new poll on the MNO TalkBack page.


SolidTrustPay recently updated their list of approved exchangers and confirmed that US residents cannot use their services. As for the rest of us, we are encouraged to use only the services of the exchangers on that list to avoid getting scammed and your money getting reversed by STP in case of fraud. I remind you that SolidTrustPay is one of the very few payment processors that are very strict on who they deal with, therefore recently giving HYIP admins a hard time getting approved. It appears that buying STP accounts on the black market doesn’t work for them anymore, so they’re all shifting to less stringent processors. For the regular legitimate verified clients, STP has always been a very reliable partner for moving funds and the recent addition of BitCoin as a funding method will certainly give them more exposure. By the way, just to make sure you’re using MNO approved exchangers please check out this page to find a list of exchangers I use myself and can vouch for their credibility and good standing. For the list of STP approved exchangers please read the most recent update posted on the official SolidTrustPay blog:

SolidTrust Pay Verified Exchangers
Looking at using an E-Currency Exchanger to transfer funds in or out of SolidTrustPay? To keep your account and money safe, we require all E-Currency Exchangers to be pre-approved by us before they can do business.
Here is an up-to-date list of SolidTrust Pay approved and Verified Exchangers who are ready to assist you with exchanges from STPay to other E-Currencies:
Rchange, Ecurrencyzone, MagneticExchange, ExchangesPlus, PaymentBase, EraChange
For your safety, never exchange funds with an unknown individual or company who has not been pre-approved by SolidTrust Pay. If you are offered the services of an exchanger who does not appear on the list above, please contact our Customer Support Staff and we will be happy to confirm if they have been approved to operate as a Verified Exchanger.
Please note: US citizens are not eligible to use Verified Exchangers/or send e-currency exchanges via their STPay account.
For further information on using Exchangers, please read this article on Exchanging E-Currencies Safely.
SolidTrustPay is always here to help!


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium listOneStability, EastOilDailyProfitCryptoFarmFutureStocksMaestroCapitalGroup,
SilveksGHash, RaiseanSafeKapital.
From MNO Standard list: –
From MNO Basic list: OgdenOrganization, RevshareMatrix.

That’s it for today, guys. I hope to see you all back tomorrow for more news from the HYIP industry and perhaps an updated article on the MNO Top Five programs. Stay tuned and keep reading MNO for the best investment opportunities the online HYIP industry has to offer!

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