Nov 21st, 2014 Archives

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Beware! VentureWealth has stopped paying! Do not invest there!

Hi everyone, and greetings from sunny Cyprus from where I’m going to be working for the next short while! As I mentioned yesterday I hired a couple of friends to redecorate my house as I’m always just way too busy to do that stuff myself. Shame on me I know but my business has to come first. So I decided as I wasn’t going to be staying there anyway, if I have to move out then move out to somewhere warm with a swimming pool. Anything beats November in the European North Atlantic I can tell you. I mean winter is fine when you have Christmas and new Year holidays going on, but not now. So it’s all kinda worked out very well. That doesn’t mean I stop working of course, and MNO will continue according to the usual schedule. There isn’t much news for the moment, but in addition to the new program I’m reviewing now I’ll also be introducing another new one (new to MNO I mean, not exactly brand new as a program however) in the news section, so keep reading for that.

I want to continue today then with a closer look at a brand new medium to long term program that’s only just been launched, and hot-off-the-presses as they say added MNO as their very first monitor. First impressions were largely positive and I think maybe VentureWealth will be welcomed by those looking for a refreshing break from the type of program that’s been dominating the industry recently. That is to say no-expiry style plans which have been good for some investors but are becoming way too unpredictable to make them appealing to a mass market anymore. So hopefully that’s where a fixed-term program like VentureWealth can step in and fill the void for investors pining for the more traditional style programs.

What better place to start then than with the investment plans. Like I said VentureWealth‘s main concept is a mix of medium to longer term plans, some of which are a lot more expensive to join than what smaller investors would be looking to spend, but nothing that costs a ridiculous amount of money that closes the plan to everyone and makes it pointless to even offer. An experienced admin will know this and will know exactly how to price his own investment plans in order to get the maximum possible cash flow, and I do think that’s what VentureWealth has done here. I’ll get to that in a moment, but first to the most basic plan, called funnily enough, The Basic Plan. This one is wide open to everyone as is costs just $10 to join. Bigger investors might even treat it as a test plan, though it is of course much better and more serious than just that. The term runs for 20 calendar days, during which VentureWealth offers their members a daily payment of 1.5% interest on all deposits to a maximum value of $1,000. Do the maths yourself and you will see that by itself is nowhere near enough to put you into profit. That only happens on expiry when VentureWealth return your principal. Payments themselves add up to 30%, so that will then be your net profit.

To put that into more practical, monetary terms, we’ll say you invest $100 with VentureWealth in this plan. The admin then pays you back $1.50 per day for the following 20 days. That gives you $30 back, your net profit once your principal is then handed back as well.

This is followed by The Silver Plan, which overlaps the previous plan by accepting deposits strarting from a $250 minimum and up to a maximum limit of $5,000. The investment term stretches to 40 calendar days, during which members can collect a daily interest payment of 2%. During the course of the term those payments add up to 80% in total, again not enough to put you in profit so you’ll need VentureWealth to return your principal for that to happen. After that 80% then becomes your net profit.

For investors looking to step things up a level, VentureWealth have what is called The Gold Plan. The minimum requirement for joining here is a deposit of $500, so again it overlaps with the previous options, and has an upper limit set to a $50,000 maximum. The investment term now goes up to 80 calendar days, just enough time for Jules Verne and Phileas Fogg to travel around the world, and offers members a 2.5% daily interest rate. On expiry this adds up to 200% interest (you break even after 40 days), which is your net profit upon VentureWealth‘s return of your principal.

And lastly there’s The Diamond Plan for members prepared to spend anything between an entry level $1,500 minimum and an upper limit of $100,000. This one runs for 100 calendar days, offering investors a daily interest payment of 3% interest. That come to 300% in interest payments (breaking even on day 34) which then becomes net profit with VentureWealth‘s promised return of your initial principal.

I know the temptation here is always to go for the shortest possible term, and there’s a lot to be said for that strategy given that it’s the cheapest plan and carries the lowest risk. Something I like about VentureWealth though is, assuming you can afford it, how the 100 day plan can allow you to break even and see your first small profit in what’s not a drastically longer period than the 20 day plan. If we’re just going to talk about pure percentages here, investors will need the full 20 days to break even and get any profit from VentureWealth‘s first plan. To at least break even in the 100 day plan will take 34 days. OK, to reach the same level of profit will take another ten days on top of that, but my point here is simply about breaking even and removing any further risk of losing your own investment.

For payment options then VentureWealth have all the regular HYIP industry favorites, which include PerfectMoney, EgoPay, and Payeer for more traditional style payment processors, and BitCoin for those of you favoring the more modern digital e-currencies. One of the best features here in the opinion of many of the regular industry players is instant payments made to members. You still need to log in to your members account area and actually submit a request for payment, but once done you should see the money in your payment processor account in under a minute. What’s not to love about that? In the event that this becomes no longer possible, just on a temporary basis that is, then the VentureWealth admin will just go ahead and complete any outstanding transactions himself manually while the payment processor affected deals with whatever problem is preventing them from doing it instantly. Thankfully this rarely happens of course, but it’s always nice to know that if there’s a problem not under his control the VentureWealth admin does at least have a back-up plan for making sure the service continues within a reasonable time frame for his members. If payments absolutely have to be done manually, then you’ll be asked to allow anything up to a maximum of 24 hours for that to happen.

The only other thing I can think to mention about the investment plans before we move on is the option of compounding. If you’re a fan of the practice of deliberately increasing an already sizable risk then VentureWealth is one of many programs happy to accommodate you. Just as long as it’s optional and not compulsory I don’t mind, because I usually wouldn’t do it myself, but if you like it then it’s there for you. VentureWealth also include a built-in calculator for you to play around with the figures and see what might happen were the gamble to pay off.

Looking at the more technical aspects of VentureWealth now such as design and security, I think most readers will agree that the program meets most of the basic requirements one expects from online HYIPs and is up to an acceptably good standard. The website is hosted on a dedicated server with the support and protection from malicious attacks provided by DDoSGuard, who have proven themselves a decent enough provider, and good enough to be one of the more popular names around these days. For the script VentureWealth is powered off a licensed version of GoldCoders, so it will at least have a familiar and easy to navigate feel to anyone who participates in the HYIP industry on a regular basis. And for safer browsing and more secure transactions VentureWealth complete the picture with a secure SSL connection with Comodo.

If you still have any unanswered questions about VentureWealth even after reading this review or any account related matters that need to be dealt with then there are a number of ways you can reach the program’s admin. As with most online HYIPs the first point of contact is an e-mail support form where you simply fill in your details and submit your queries/comments through the contacts page. Alternatively if you prefer, you can simply write directly to the admin’s listed e-mail address yourself. Both methods will most likely drop into the same inbox anyway. For something a bit more personal VentureWealth have a Skype account. Whether they use it exclusively for Live Chat or also for phone support I can’t really say at this point, but I’ll confirm it with the admin (along with what kind of working hours, if any, are kept there) if he agrees to an interview sometime. Fans of social networking sites will also be able to find VentureWealth keeping profiles on Facebook and Twitter. Given that the program is still brand new then it’s expected that almost no use has been made of these just yet, beyond a brief introduction announcing the program is now up and running and accepting deposits. Hopefully the admin will be experienced enough to recognize the value of such sites in both the promotion of VentureWealth as well as communicating with current and potential investors (especially handy if there’s ever any downtime that would otherwise have people panicked) so fingers crossed we see him eventually make full use if this free resource.

Website content, i.e. the texts, seem original if somewhat brief. Experienced players probably won’t want to spend much time reading them anyway, but for the record VentureWealth makes the claim to be involved with asset management, ForEx, and commodities trading. Pretty much the usual HYIP admin activities then, complete with the usual and predictable total lack of evidence about these claims. Nothing new, and nothing unexpected, most of you will know what to do next but as always it’s the newbies and first time readers I have to address here. As online HYIPs go, VentureWealth is a decent program that stands quite a reasonable (but by no means guaranteed) chance that a lot of the people who join it will indeed see a good profit returned. Unfortunately “a lot of the people” does not mean “all of the people”, so that’s where you need to start being sensible. Remember that over the internet you never really know the identities of who you are trusting your money to, so treat it as a form of gambling. Set yourself a sensible spending limit you can comfortably afford to lose, keep your expectations modest and realistic, and if you do opt to join VentureWealth then at least try to keep them as a smaller part of a wider more diverse portfolio.



It’s been a long time coming, much too long in my opinion and honestly something I was hoping would happen a lot faster than it has, but Payza is still slowly but surely clawing its way back into the HYIP industry. And the sooner it becomes established the better in my opinion, given that the bigger spending American investors are getting such a hard time recently with so many other payment processors too afraid to offer their services for fear of ending up in the same prison as LibertyReserve. Anyway, Payza was once one of the most dominant forces in the HYIP industry (under its former moniker AlertPay). Slower that I’d hoped but they are at least gradually building their name and reputation up, and have been making so many excellent improvements lately it’s hard to know where to start. currently the only programs using Payza on the MNO monitor are LaxoTrade (reviewed here) from my Top Five list and the newer but growing SafeKapital (more recently reviewed here). The latest improvement to Payza accounts for members is the increased limit on credit card transactions, previously set to $1,000 and now improving significantly to $3,000. That’s not available to everyone by the way, but it is open to all holders of verified accounts. And if there’s nothing, shall we say, suspicious about your account or transaction history, then there’s no reason you can’t get your account verified and start making full use of this excellent service from Payza. Please read the full official update taken from the Payza website below:

Payza Offers Increased Credit Card Transaction Limits
At Payza, we’re always looking for new and innovative ways to serve you better. Whether that means offering you more protection with Payza’s unique personalized avatars, access to an easy way to buy and sell bitcoins, making it faster for businesses to start accepting online payments, and so much more, Payza is constantly innovating and improving our services to make sure you get the best experience possible.
Today, Payza is introducing a simpler way to validate your credit card, and while we’re at it, we’re also raising the maximum transaction limits on credit card for qualified members. If your account is verified and your credit card is validated, you can be entitled to a $3000.00 USD limit on credit card transactions, a significant increase from the previous maximum of $1000.00 USD.
To validate your credit card under the new system, you simply need to provide an image of the front and back of your card, with sensitive information blocked out, as well as a recent credit card statement. Our team will review your documents within five business days. To qualify for the new maximum limit, please note your Payza account will also need to be verified.
Here’s how to complete the need credit card validation:
Inside your Payza account, select “Credit Cards” under the “Wallet” drop down menu on the left hand side. Then select the card you would like to validate:
Next, upload a recent credit card statement for the card you wish to validate and a photo or scan of the front and back of the card. You should block out the numbers on the front and back of your card except for the last four digits on the front:
That’s it. Review the documents on the next page and then submit them to our team. We’ll review your documents and advise you if any need to be resubmitted.


If perpetual style programs with high returns are still your cup of tea then you might consider joining FXMutual which was added to the MNO Premium List late last night. FXMutual is not exactly a new program per se as it’s been running successfully for two weeks and theoretically many investors could already have doubled their money with the program paying 7% daily forever with principal back on demand. You can profit after the first daily accrual in your account is made which is done approximately 24 to 25 hours making the first deposit in FXMutual. The process of doing so isn’t as simple as you might think, as the program runs off a licensed Shadow script (read my interview with the script’s developer here). This means that in order to make an investment first you need to fund your e-wallet with any amount from a $10 minimum via PerfectMoney, EgoPay, Payeer, or BitCoin. Only then can you make a new purchase by clicking the appropriate button in your account. I’ll talk about all the tiny nuances of making deposits and withdrawals in FXMutual in the upcoming review to be published on the MNO tomorrow. For now I’ll just mention that the withdrawals are processed by the admin manually who asks that you allow him a 36 hour maximum to do so. Apart from the Shadow script FXMutual other technical features include hosting on a dedicated server by Sharktech and SSL-security with an Extended Validation seal (Green Bar), which gives investors more confidence but nevertheless no guarantee of stable payouts. The admin of FXMutual has been quite silent during the first weeks online and only processed payouts without any aggressive advertising campaigns, possibly to increase the reputation of the program and test it more rigorously first as perpetual style programs with such high returns tend to be quite fragile and volatile. Even small problems can have disproportionate effects. The admin has apparently been doing well in preparing for the boost he thinks he will receive once he lists his program with MNO finally. We will see how it works out for the admin and FXMutual as many investors will definitely think twice before investing in a program that has been online for over two weeks already, and only joining MNO now. More on that will be discussed tomorrow. I can see the site is really quite thin in content and only contains the most basic information. In fact the only news posted so far relates to their official opening (with more to come in the future, fingers crossed):

FXMutual is now open to the public!
We are so thrilled to announce the grand opening of FXMutual. You are now free to register and deposit to become an active investor in FXMutual. Join us and our team of Forex traders and begin earning your 7% daily interest payments. We are launching with 4 payment processors: Egopay, Bitcoin, Perfect Money, and Payeer“.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium listOneStability, AssuredAssetsLaxoTradeGrandAgroFinanceMaestroCapitalGroupDailyProfit,  CryptoFarm,
SilveksGHashSafeKapitalRaisean, VentureWealth.
From MNO Standard list: CompassBusiness.
From MNO Basic list: ForexShare, OgdenOrganization, MarkApterSuccessRoadToWealth.

That’s about all for tonight folks. Short and sweet, just like Kylie Minogue, but there’s simply not much else to report for you today. I only want to finish with a brief warning against further deposits in DailyProfit, which I’m currently investigating. Hopefully it’s just a minor glitch, but I’m afraid I have a confirmed report of a long overdue payout owed to a reader. I’ve asked the DailyProfit admin to resolve the matter, and hopefully that will be the last we hear of it. But for now I would suggest you just wait until I can confirm the problem isn’t serious before making any further investments there.

Bye for now, and see you all soon. I’ll be back again tomorrow with a more detailed look at FXMutual that was introduced above, and of course more news from the best HYI programs found anywhere on the net, only here on MNO. See you tomorrow, guys!

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